Northwest Bancshares, Inc. (NWBI)

Northwest Bancshares Statistics

Total Valuation

NWBI has a market cap or net worth of $1.70 billion. The enterprise value is $1.92 billion.

Market Cap	1.70B
Enterprise Value	1.92B

Important Dates

The next estimated earnings date is Tuesday, January 21, 2025, before market open.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Nov 8, 2024

Share Statistics

NWBI has 127.40 million shares outstanding. The number of shares has increased by 0.16% in one year.

Current Share Class	127.40M
Shares Outstanding	127.40M
Shares Change (YoY)	+0.16%
Shares Change (QoQ)	+0.13%
Owned by Insiders (%)	0.97%
Owned by Institutions (%)	66.46%
Float	126.10M

Valuation Ratios

The trailing PE ratio is 17.58 and the forward PE ratio is 13.26.

PE Ratio	17.58
Forward PE	13.26
PS Ratio	3.47
Forward PS	3.68
PB Ratio	1.07
P/TBV Ratio	1.41
P/FCF Ratio	7.06
P/OCF Ratio	6.81
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	19.96
EV / Sales	3.94
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.99

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.25%.

Return on Equity (ROE)	6.25%
Return on Assets (ROA)	0.67%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$225,364
Profits Per Employee	$44,519
Employee Count	2,165
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NWBI has paid $27.48 million in taxes.

Income Tax	27.48M
Effective Tax Rate	22.16%

Stock Price Statistics

The stock price has increased by +6.80% in the last 52 weeks. The beta is 0.63, so NWBI's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	+6.80%
50-Day Moving Average	14.09
200-Day Moving Average	12.54
Relative Strength Index (RSI)	33.54
Average Volume (20 Days)	713,474

Short Selling Information

The latest short interest is 2.45 million, so 1.92% of the outstanding shares have been sold short.

Short Interest	2.45M
Short Previous Month	2.40M
Short % of Shares Out	1.92%
Short % of Float	1.94%
Short Ratio (days to cover)	3.67

Income Statement

In the last 12 months, NWBI had revenue of $487.91 million and earned $96.38 million in profits. Earnings per share was $0.76.

Revenue	487.91M
Gross Profit	487.91M
Operating Income	143.43M
Pretax Income	131.22M
Net Income	96.38M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.76

Balance Sheet

The company has $259.53 million in cash and $482.83 million in debt, giving a net cash position of -$223.30 million or -$1.75 per share.

Cash & Cash Equivalents	259.53M
Total Debt	482.83M
Net Cash	-223.30M
Net Cash Per Share	-$1.75
Equity (Book Value)	1.59B
Book Value Per Share	12.49
Working Capital	-12.01B

Cash Flow

In the last 12 months, operating cash flow was $249.80 million and capital expenditures -$9.02 million, giving a free cash flow of $240.78 million.

Operating Cash Flow	249.80M
Capital Expenditures	-9.02M
Free Cash Flow	240.78M
FCF Per Share	$1.89

Margins

Gross Margin	n/a
Operating Margin	29.40%
Pretax Margin	25.42%
Profit Margin	19.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	49.35%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 5.99%.

Dividend Per Share	$0.80
Dividend Yield	5.99%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	105.38%
Buyback Yield	-0.16%
Shareholder Yield	5.83%
Earnings Yield	5.67%
FCF Yield	14.16%

Analyst Forecast

The average price target for NWBI is $12.67, which is -5.09% lower than the current price. The consensus rating is "Hold".

Price Target	$12.67
Price Target Difference	-5.09%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on December 18, 2009. It was a forward split with a ratio of 2.25:1.

Last Split Date	Dec 18, 2009
Split Type	Forward
Split Ratio	2.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4