NatWest Group Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2026	FY 2025	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	12,829	11,275	11,049	9,842	7,535
Net Interest Income Growth	13.78%	2.04%	12.26%	30.62%	1.98%
Non-Interest Income	3,812	3,428	3,703	3,314	2,894
Non-Interest Income Growth	11.20%	-7.43%	11.74%	14.51%	-3.98%
Revenues Before Loan Losses	16,641	14,703	14,752	13,156	10,429
Provision for Credit Losses	671	359	578	337	-
Revenue	15,970	14,344	14,174	12,819	10,429
Revenue Growth (YoY)	11.34%	1.20%	10.57%	22.92%	0.25%
Compensation Expenses	4,174	4,061	3,901	3,716	3,676
Selling, General & Admin	4,088	4,088	4,095	3,971	4,082
Other Non-Interest Expenses	-	-	-	-	-1,173
Total Non-Interest Expense	8,262	8,149	7,996	7,687	7,758
Pretax Income	7,708	6,195	6,178	5,132	3,844
Provision for Income Taxes	1,874	1,465	1,434	1,275	996
Net Income	5,479	4,519	4,394	3,340	2,950
Minority Interest in Earnings	3	9	-4	6	44
Net Income Attributable to Preferred Dividends	352	283	242	249	318
Earnings From Discontinued Operations	-	81	-112	-262	-
Net Income to Common	5,479	4,519	4,394	3,340	2,950
Net Income Growth	21.24%	2.84%	31.56%	13.22%	-
Shares Outstanding (Basic)	4,026	4,225	4,582	4,936	5,396
Shares Outstanding (Diluted)	4,063	4,258	4,610	4,965	5,419
Shares Change (YoY)	-4.58%	-7.63%	-7.15%	-8.38%	-3.51%
EPS (Basic)	1.36	1.07	0.96	0.68	0.55
EPS (Diluted)	1.35	1.06	0.95	0.67	0.54
EPS Growth	26.93%	11.32%	41.96%	23.53%	-
Free Cash Flow	6,407	1,308	-18,249	-44,236	52,783
Free Cash Flow Growth	389.83%	-	-	-	75.10%
Free Cash Flow Per Share	1.58	0.31	-3.96	-8.91	9.74
Dividends Per Share	0.325	0.215	0.170	0.135	0.113
Dividend Growth	51.16%	26.47%	25.93%	19.36%	250.16%
Profit Margin	36.53%	32.98%	33.46%	29.92%	24.21%
FCF Margin	40.12%	9.12%	-128.70%	-343.18%	448.68%
EBITDA	0	1,058	934	833	923
EBITDA Margin	0.00%	7.38%	6.59%	6.46%	7.85%
Effective Tax Rate	24.31%	23.65%	23.21%	24.84%	25.91%

Updated Feb 13, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q