NatWest Group plc (NWG)

NatWest Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	85,182	92,994	104,262	144,832	177,757
Securities and Investments	159,540	126,486	102,204	61,790	92,290
Short-Term Interbank Lending and Reverse Repurchase Agreements	6,958	6,030	6,914	7,139	7,682
Trading Assets	107,326	127,323	124,455	145,122	165,297
Gross Loans	418,881	400,326	381,433	366,340	358,990
Net Loans	418,881	400,326	381,433	366,340	358,990
Accrued Interest and Accounts Receivable	645	2,085	7,231	2,572	2,141
Other Intangible Assets	7,292	7,588	7,614	7,116	6,723
Other Non-Earning Assets	8,499	8,396	9,662	16,037	17,257
Total Assets	714,553	707,985	692,673	720,053	781,992
Interest-bearing deposits	442,998	433,490	431,377	450,318	479,810
Total Deposits	44,092	31,452	22,190	20,441	26,279
Trading Liabilities	102,996	126,796	126,031	146,855	165,433
Accounts Payable	4,106	5,045	9,882	5,230	5,115
Long-Term Debt	6,123	6,136	5,714	6,260	8,429
Other Liabilities	71,625	65,688	60,291	54,453	55,123
Total Liabilities	671,940	668,607	655,485	683,557	740,189
Preferred Stock	4,571	5,280	3,890	3,890	4,384
Retained Earnings	38,028	34,070	33,267	32,598	37,412
Total Common Shareholders' Equity	42,599	39,350	37,157	36,488	41,796
Minority Interest	14	28	31	8	7
Shareholders' Equity	42,613	39,378	37,188	36,496	41,803
Total Liabilities & Equity	714,553	707,985	692,673	720,053	781,992
Total Debt	6,123	6,136	5,714	6,260	8,429
Net Cash (Debt)	-6,123	-6,136	-5,714	-6,260	-8,429
Net Cash Per Share	-1.51	-1.44	-1.24	-1.26	-1.56
Book Value	42,599	39,350	37,157	36,488	41,796
Book Value Per Share	10.48	9.24	8.06	7.35	7.71
Tangible Book Value	35,307	31,762	29,543	29,372	35,073
Tangible Book Value Per Share	8.69	7.46	6.41	5.92	6.47

Updated Feb 13, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q