NatWest Group plc (NWG)

NatWest Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	112,371	114,258	153,490	186,353	131,526	92,971
Investment Securities	87,420	102,442	72,850	93,738	99,992	96,338
Trading Asset Securities	123,165	91,910	115,034	137,418	206,889	190,101
Total Investments	210,585	194,352	187,884	231,156	306,881	286,439
Gross Loans	365,161	360,328	353,006	339,422	344,285	320,921
Allowance for Loan Losses	-3,553	-3,645	-3,434	-3,806	-6,186	-3,792
Other Adjustments to Gross Loans	-	-1,025	-889	-891	-1,081	-
Net Loans	361,608	355,658	348,683	334,725	337,018	317,129
Property, Plant & Equipment	-	4,227	4,240	4,230	4,418	4,928
Goodwill	-	5,680	5,522	5,522	5,607	5,607
Other Intangible Assets	7,588	1,934	1,594	1,201	1,048	1,015
Accrued Interest Receivable	-	292	327	248	216	275
Other Receivables	-	49	279	190	192	46
Restricted Cash	-	4,566	4,959	4,353	7,673	7,617
Other Current Assets	16	1,827	7,438	9,600	600	648
Long-Term Deferred Tax Assets	-	1,894	2,178	1,195	901	1,011
Other Long-Term Assets	19,729	7,936	3,459	3,219	3,411	5,353
Total Assets	711,897	692,673	720,053	781,992	799,491	723,039
Accrued Expenses	-	1,411	1,407	1,508	990	2,281
Interest Bearing Deposits	460,335	440,885	460,534	484,204	441,504	385,377
Total Deposits	460,335	440,885	460,534	484,204	441,504	385,377
Short-Term Borrowings	64,132	97,678	110,994	132,441	179,596	155,520
Current Portion of Long-Term Debt	-	10,047	8,711	7,829	5,066	7,803
Current Portion of Leases	-	102	137	238	185	194
Current Income Taxes Payable	-	332	55	12	63	132
Other Current Liabilities	74,666	55,806	48,227	47,004	53,509	59,458
Long-Term Debt	70,221	38,155	39,934	40,205	42,657	43,118
Long-Term Leases	-	568	981	1,025	1,513	1,629
Long-Term Unearned Revenue	-	402	355	319	361	362
Pension & Post-Retirement Benefits	-	99	98	114	121	119
Long-Term Deferred Tax Liabilities	-	141	227	359	291	266
Other Long-Term Liabilities	4,004	9,859	11,897	24,931	29,811	23,224
Total Liabilities	673,358	655,485	683,557	740,189	755,667	679,483
Preferred Stock, Non-Redeemable	-	-	-	0.5	1	1
Preferred Stock, Other	-	-	-	493.5	493	495
Total Preferred Equity	-	-	-	494	494	496
Common Stock	10,416	10,539	10,539	11,468	12,129	12,094
Additional Paid-In Capital	-	305	1,161	667	617	598
Retained Earnings	11,195	10,645	10,019	12,966	12,567	13,946
Treasury Stock	-901	-503	-258	-371	-24	-42
Comprehensive Income & Other	17,788	16,171	15,027	16,572	18,077	16,455
Total Common Equity	38,498	37,157	36,488	41,302	43,366	43,051
Minority Interest	41	31	8	7	-36	9
Shareholders' Equity	38,539	37,188	36,496	41,803	43,824	43,556
Total Liabilities & Equity	711,897	692,673	720,053	781,992	799,491	723,039
Total Debt	134,353	146,550	160,757	181,738	229,017	208,264
Net Cash (Debt)	126,298	110,429	149,053	188,926	153,966	109,717
Net Cash Growth	-5.69%	-25.91%	-21.11%	22.71%	40.33%	10.36%
Net Cash Per Share	14.56	11.98	15.01	17.43	13.71	9.76
Filing Date Shares Outstanding	8,293	8,793	9,659	10,467	11,248	11,216
Total Common Shares Outstanding	8,293	8,793	9,659	10,467	11,248	11,216
Book Value Per Share	4.64	3.78	3.37	3.57	3.41	3.48
Tangible Book Value	30,910	29,543	29,372	34,579	36,711	36,429
Tangible Book Value Per Share	3.73	2.92	2.64	2.93	2.82	2.89

Source: S&P Capital IQ. Banks template. Financial Sources.