Flagstar Bank, National Association (FLG)

NYSE: FLG · Real-Time Price · USD

14.21

+0.20 (1.39%)

Aug 11, 2026, 3:17 PM EDT - Market open

FLG Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	2,031	1,878	1,460	4,931	1,510	1,347
Revenue Growth	28.38%	28.63%	-70.39%	226.56%	12.10%	22.57%
Net Income	15	-210	-1,153	-112	617	563
Earnings Per Share	0.03	-0.50	-3.49	-0.49	3.77	3.60
EPS Growth	-	-	-	-	4.72%	17.65%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	5,108	5,894	10,836	11,475	2,032	2,211
Total Debt	0	1,033	0	1,017	1,007	657
Net Cash (Debt)	5,108	4,861	10,836	10,458	1,025	1,554
Net Cash Growth	-27.69%	-55.14%	3.61%	920.29%	-34.04%	20.28%
Net Cash Per Share	11.26	11.70	32.77	43.96	6.34	10.03

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	162	-181	86	263	1,026	290
Capital Expenditures	-94	-67	-36	-66	-3	-4
Free Cash Flow	68	-248	50	197	1,023	286
Free Cash Flow Growth	-	-	-74.62%	-80.74%	257.69%	-14.37%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	4.14%	-10.54%	-94.38%	-1.01%	54.70%	59.84%
Profit Margin	2.36%	-9.42%	-76.58%	-1.60%	43.05%	44.25%
FCF Margin	3.35%	-13.21%	3.42%	4.00%	67.75%	21.23%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.040	0.040	0.200	2.040	2.040	2.040
Dividend Per Share Growth	0%	-80.00%	-90.20%	0%	0%	0%
Dividend Yield	0.28%	0.29%	1.72%	6.66%	7.62%	5.58%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	393.20	-	-	-	6.84	10.18
Forward PE	18.00	31.59	138.36	8.00	7.75	9.05
P/FCF Ratio	86.44	-	77.43	37.50	5.73	19.85
PS Ratio	2.89	2.79	2.65	1.50	3.88	4.22