OceanFirst Financial Corp. (OCFC)
| Market Cap | 1.76B +73.0% |
| Revenue (ttm) | 427.64M +13.3% |
| Net Income | 47.90M -45.3% |
| EPS | 0.52 -63.1% |
| Shares Out | 98.42M |
| PE Ratio | 34.36 |
| Forward PE | 8.83 |
| Dividend | $0.80 (4.48%) |
| Ex-Dividend Date | Aug 10, 2026 |
| Volume | 2,263,872 |
| Open | 18.02 |
| Previous Close | 18.13 |
| Day's Range | 17.81 - 18.10 |
| 52-Week Range | 17.05 - 20.61 |
| Beta | 0.95 |
| Analysts | Buy |
| Price Target | 22.08 (+23.56%) |
| Earnings Date | Oct 21, 2026 |
About OCFC
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans... [Read more]
Financial Performance
In 2025, OceanFirst Financial's revenue was $388.75 million, an increase of 3.25% compared to the previous year's $376.53 million. Earnings were $67.13 million, a decrease of -30.11%.
Financial StatementsAnalyst Summary
According to 7 analysts, the average rating for OCFC stock is "Buy." The 12-month stock price target is $22.08, which is an increase of 23.56% from the latest price.
News
OceanFirst Financial price target raised to $21 from $19 at Piper Sandler
Piper Sandler raised the firm’s price target on OceanFirst Financial (OCFC) to $21 from $19 and keeps a Neutral rating on the shares. The firm notes the company had a…
OceanFirst Financial Earnings Call Transcript: Q2 2026
Core EPS was $0.43, up 39% year-over-year, with strong net interest income growth and successful integration of Flushing Financial. Guidance calls for modest loan and deposit growth, margin expansion, and declining expenses as cost savings are realized.
OceanFirst Financial Slides: Q2 2026
OceanFirst Financial has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 31, 2026.
OceanFirst Financial Earnings release: Q2 2026
OceanFirst Financial released its Q2 2026 earnings on July 31, 2026, summarizing the period's financial results.
OceanFirst Financial Quarterly report: Q2 2026
OceanFirst Financial has published its Q2 2026 quarterly earnings report on July 31, 2026.
OceanFirst Financial reports Q2 core EPS 43c, consensus 43c
Reports Q2 net interest margin 3.05% vs. 2.93% in the previous quarter. Tangible book value per common share at end of period was $18.19 from $19.86 at previous quarter end.
OceanFirst Financial Corp. Announces Second Quarter Financial Results
RED BANK, N.J., July 30, 2026 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ:OCFC) (the “Company”), the holding company for OceanFirst Bank N.A.
OceanFirst Financial Corp. Schedules Second Quarter 2026 Earnings Conference Call
RED BANK, N.J., July 07, 2026 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ:OCFC), the holding company for OceanFirst Bank, today announced that it will issue its earnings release for the qua...
OceanFirst Financial Corp. Completes Previously Announced Sale of $1.3 Billion of New York City Multifamily Loans
RED BANK, N.J., June 29, 2026 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ: “OCFC”) (“OceanFirst”), the holding company for OceanFirst Bank N.A. (the “Bank”), today announced that the Bank h...
OceanFirst Financial assumed with a Neutral at Piper Sandler
Piper Sandler analyst Manuel Navas assumed coverage of OceanFirst Financial (OCFC) with a Neutral rating and $19 price target The firm sees “middling profitability” for the bank as it digests…
OceanFirst Financial to sell $1.4B of multifamily loans
OceanFirst Financial (OCFC) announced that the bank has entered into an agreement to sell $1.4B of multifamily loans, which represents a majority of the multifamily loans that it acquired in…
OceanFirst Financial Corp. Agrees to Sell $1.4 Billion of Multifamily Loans in Balance Sheet Repositioning
RED BANK, N.J., June 08, 2026 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ: “OCFC”) (“OceanFirst”), the holding company for OceanFirst Bank N.A.
OceanFirst Financial Registration statement: Registration filing
OceanFirst Financial filed a registration statement on June 2, 2026, providing details about a securities offering with the SEC.
OceanFirst Financial files to sell 22.77M shares of common stock for holders
06:06 EDT OceanFirst Financial (OCFC) files to sell 22.77M shares of common stock for holders
OceanFirst Financial Corp. Completes Merger with Flushing Financial Corporation and $225 Million Strategic Investment from Warburg Pincus
RED BANK, N.J., June 01, 2026 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ: “OCFC”) (“OceanFirst”), the holding company for OceanFirst Bank N.A., today announced the completion of its previo...
OceanFirst Financial Transcript: AGM 2026
Directors, executive compensation, stock plan, and auditor were all approved by majority vote. 2025 saw renewed organic growth, improved profitability, and strong credit quality. The Flushing acquisition and a $225M equity investment will accelerate expansion, with ongoing focus on automation and risk management.
OceanFirst Financial Proxy statement: Proxy filing
OceanFirst Financial filed a proxy statement on May 12, 2026, providing details for shareholder voting and corporate governance matters.
Flushing Financial, OceanFirst Financial receive approvals to complete merger
OceanFirst Financial (OCFC) and Flushing Financial Corporation (FFIC) jointly announced the receipt of regulatory approval from the Board of Governors of the Federal Reserve System on April 24, to com...
OceanFirst Financial Proxy statement: Proxy filing
OceanFirst Financial filed a proxy statement on April 27, 2026, providing details for shareholder voting and corporate governance matters.
OceanFirst Financial Corp. and Flushing Financial Corporation Announce Receipt of All Requisite Regulatory and Shareholder Approvals to Complete Proposed Merger and Annual Meeting Date
RED BANK, N.J. and UNIONDALE, N.Y., April 27, 2026 (GLOBE NEWSWIRE) -- OceanFirst Financial Corp. (NASDAQ: “OCFC”) (“OceanFirst”), the holding company for OceanFirst Bank N.A., and Flushing Financial ...
OceanFirst Financial Earnings Call Transcript: Q1 2026
Core EPS rose 23% year-over-year, with strong loan and deposit growth, margin expansion, and stable asset quality. The Flushing merger is on track for Q2 2026 closing, and guidance remains for mid to high single-digit growth and stable expenses.
OceanFirst Financial Earnings release: Q1 2026
OceanFirst Financial released its Q1 2026 earnings on April 24, 2026, summarizing the period's financial results.
OceanFirst Financial Slides: Q1 2026
OceanFirst Financial has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 24, 2026.
OceanFirst Financial Quarterly report: Q1 2026
OceanFirst Financial has published its Q1 2026 quarterly earnings report on April 24, 2026.
OceanFirst Financial reports Q1 core EPS 43c, consensus 38c
Reports Q1 tangible book value per share $19.86. Reports Q1 CET1 capital ratio 10.7%. Chairman and CEO, Christopher Maher, commented on the company’s results, “We are pleased to report strong…