Old National Bancorp (ONB)

Old National Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	3,270	2,190	1,860	1,204	502.43
Interest Income on Investments	-	411.7	346.74	250.46	136.22
Total Interest Income	3,270	2,602	2,207	1,454	638.65
Interest Paid on Deposits	1,212	846.26	484.36	49.09	10.95
Interest Paid on Borrowings	-	224.61	219.31	77.17	31.3
Total Interest Expense	1,212	1,071	703.67	126.27	42.25
Net Interest Income	2,058	1,531	1,503	1,328	596.4
Net Interest Income Growth (YoY)	34.43%	1.84%	13.20%	122.66%	0.05%
Trust Income	144.16	116.79	107.78	100.85	65.05
Mortgage Banking Activities	38.41	26.24	16.32	23.02	42.56
Gain (Loss) on Sale of Assets	-	-	-	90.67	-
Gain (Loss) on Sale of Investments	-26.16	-13.54	0	-11.05	-2.44
Other Non-Interest Income	183.6	133.71	121.92	112.83	70.63
Total Non-Interest Income	440.41	341.37	317.98	388.82	207.45
Non-Interest Income Growth (YoY)	29.01%	7.36%	-18.22%	87.43%	-5.91%
Revenues Before Loan Losses	2,498	1,872	1,821	1,717	803.85
Provision for Loan Losses	197.72	110.62	58.89	144.8	-29.62
Revenue	2,301	1,762	1,762	1,572	833.47
Revenue Growth (YoY)	30.60%	-0.04%	12.11%	88.60%	7.72%
Salaries and Employee Benefits	749.01	536.01	498.15	529.07	266.8
Occupancy Expenses	-	6.69	2.92	2.67	2.36
Federal Deposit Insurance	51.39	44.68	56.73	19.33	6.06
Amortization of Goodwill & Intangibles	78.66	27.53	24.16	25.86	11.34
Selling, General & Administrative	438.73	394.44	348.3	346.96	176.36
Other Non-Interest Expense	144.38	71.74	80.68	103.33	31.7
Total Non-Interest Expense	1,462	1,081	1,011	1,027	494.61
EBT Excluding Unusual Items	838.4	680.44	751.3	544.73	338.86
Other Unusual Items	2.99	-	-	-	-
Pretax Income	841.39	680.44	751.3	544.73	338.86
Income Tax Expense	172.14	141.25	169.31	116.45	61.32
Net Income	669.26	539.19	581.99	428.29	277.54
Preferred Dividends & Other Adjustments	16.14	16.14	16.14	14.12	-
Net Income to Common	653.12	523.05	565.86	414.17	277.54
Net Income Growth	24.12%	-7.36%	35.89%	54.32%	22.58%
Basic Shares Outstanding	364	309	291	275	165
Diluted Shares Outstanding	365	311	292	277	166
Shares Change (YoY)	17.51%	6.56%	5.48%	66.75%	-0.15%
EPS (Basic)	1.80	1.69	1.95	1.51	1.68
EPS (Diluted)	1.79	1.68	1.94	1.50	1.67
EPS Growth	6.55%	-13.40%	29.33%	-10.18%	22.79%
Dividend Per Share	0.560	0.560	0.560	0.560	0.560
Effective Tax Rate	20.46%	20.76%	22.54%	21.38%	18.10%

Updated Jan 21, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q