Old National Bancorp (ONB)

Old National Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,623	2,190	1,860	1,204	502.43	529.89
Interest Income on Investments	411.7	411.7	346.74	250.46	136.22	133.42
Total Interest Income	3,035	2,602	2,207	1,454	638.65	663.31
Interest Paid on Deposits	938.81	846.26	484.36	49.09	10.95	28.17
Interest Paid on Borrowings	224.61	224.61	219.31	77.17	31.3	39.05
Total Interest Expense	1,163	1,071	703.67	126.27	42.25	67.21
Net Interest Income	1,871	1,531	1,503	1,328	596.4	596.09
Net Interest Income Growth (YoY)	24.66%	1.84%	13.20%	122.66%	0.05%	-1.35%
Trust Income	135.16	116.79	107.78	100.85	65.05	36.81
Mortgage Banking Activities	34.38	26.24	16.32	23.02	42.56	62.78
Gain (Loss) on Sale of Assets	-	-	-	90.67	-	-
Gain (Loss) on Sale of Investments	-21.08	-13.54	0	-11.05	-2.44	-8.02
Other Non-Interest Income	189.76	133.71	121.92	112.83	70.63	96.37
Total Non-Interest Income	431.69	341.37	317.98	388.82	207.45	220.49
Non-Interest Income Growth (YoY)	25.84%	7.36%	-18.22%	87.43%	-5.91%	12.17%
Revenues Before Loan Losses	2,303	1,872	1,821	1,717	803.85	816.58
Provision for Loan Losses	191.99	110.62	58.89	144.8	-29.62	42.88
Revenue	2,111	1,762	1,762	1,572	833.47	773.7
Revenue Growth (YoY)	20.70%	-0.04%	12.11%	88.60%	7.72%	-2.81%
Salaries and Employee Benefits	641.28	536.01	498.15	529.07	266.8	276.38
Occupancy Expenses	6.69	6.69	2.92	2.67	2.36	1.04
Federal Deposit Insurance	52.17	44.68	56.73	19.33	6.06	6.72
Amortization of Goodwill & Intangibles	59.88	27.53	24.16	25.86	11.34	14.09
Selling, General & Administrative	467.59	394.44	348.3	346.96	176.36	165.62
Other Non-Interest Expense	130.33	71.74	80.68	103.33	31.7	54.29
Total Non-Interest Expense	1,358	1,081	1,011	1,027	494.61	518.15
EBT Excluding Unusual Items	752.98	680.44	751.3	544.73	338.86	255.56
Pretax Income	755.97	680.44	751.3	544.73	338.86	255.56
Income Tax Expense	149.47	141.25	169.31	116.45	61.32	29.15
Net Income	606.51	539.19	581.99	428.29	277.54	226.41
Preferred Dividends & Other Adjustments	16.14	16.14	16.14	14.12	-	-
Net Income to Common	590.37	523.05	565.86	414.17	277.54	226.41
Net Income Growth	17.13%	-7.36%	35.89%	54.32%	22.58%	-4.95%
Basic Shares Outstanding	345	309	291	275	165	166
Diluted Shares Outstanding	348	311	292	277	166	166
Shares Change (YoY)	14.14%	6.56%	5.48%	66.75%	-0.15%	-3.77%
EPS (Basic)	1.71	1.69	1.95	1.51	1.68	1.37
EPS (Diluted)	1.69	1.68	1.94	1.50	1.67	1.36
EPS Growth	2.73%	-13.40%	29.33%	-10.18%	22.79%	-1.45%
Dividend Per Share	0.560	0.560	0.560	0.560	0.560	0.560
Dividend Growth	-	-	-	-	-	7.69%
Effective Tax Rate	19.77%	20.76%	22.54%	21.38%	18.10%	11.40%

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q