Old National Bancorp (ONB)

Old National Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,332	2,190	1,860	1,204	502.43	529.89
Interest Income on Investments	465.7	411.7	346.74	250.46	136.22	133.42
Total Interest Income	2,797	2,602	2,207	1,454	638.65	663.31
Interest Paid on Deposits	875.6	846.26	484.36	49.09	10.95	28.17
Interest Paid on Borrowings	233.43	224.61	219.31	77.17	31.3	39.05
Total Interest Expense	1,109	1,071	703.67	126.27	42.25	67.21
Net Interest Income	1,688	1,531	1,503	1,328	596.4	596.09
Net Interest Income Growth (YoY)	13.74%	1.84%	13.20%	122.66%	0.05%	-1.35%
Trust Income	124.59	116.79	107.78	100.85	65.05	36.81
Mortgage Banking Activities	31.61	26.24	16.32	23.02	42.56	62.78
Gain (Loss) on Sale of Assets	-	-	-	90.67	-	-
Gain (Loss) on Sale of Investments	-17.39	-13.54	0	-11.05	-2.44	-8.02
Other Non-Interest Income	174.37	133.71	121.92	112.83	70.63	96.37
Total Non-Interest Income	399.14	341.37	317.98	388.82	207.45	220.49
Non-Interest Income Growth (YoY)	20.77%	7.36%	-18.22%	87.43%	-5.91%	12.17%
Revenues Before Loan Losses	2,087	1,872	1,821	1,717	803.85	816.58
Provision for Loan Losses	193.75	110.62	58.89	144.8	-29.62	42.88
Revenue	1,894	1,762	1,762	1,572	833.47	773.7
Revenue Growth (YoY)	9.52%	-0.04%	12.11%	88.60%	7.72%	-2.81%
Salaries and Employee Benefits	569.84	536.01	498.15	529.07	266.8	276.38
Occupancy Expenses	9	6.69	2.92	2.67	2.36	1.04
Federal Deposit Insurance	46.8	44.68	56.73	19.33	6.06	6.72
Amortization of Goodwill & Intangibles	41.11	27.53	24.16	25.86	11.34	14.09
Selling, General & Administrative	436.53	394.44	348.3	346.96	176.36	165.62
Other Non-Interest Expense	82	71.74	80.68	103.33	31.7	54.29
Total Non-Interest Expense	1,185	1,081	1,011	1,027	494.61	518.15
EBT Excluding Unusual Items	708.46	680.44	751.3	544.73	338.86	255.56
Pretax Income	708.46	680.44	751.3	544.73	338.86	255.56
Income Tax Expense	140.71	141.25	169.31	116.45	61.32	29.15
Net Income	567.74	539.19	581.99	428.29	277.54	226.41
Preferred Dividends & Other Adjustments	16.14	16.14	16.14	14.12	-	-
Net Income to Common	551.61	523.05	565.86	414.17	277.54	226.41
Net Income Growth	8.79%	-7.36%	35.89%	54.32%	22.58%	-4.95%
Basic Shares Outstanding	327	309	291	275	165	166
Diluted Shares Outstanding	329	311	292	277	166	166
Shares Change (YoY)	10.40%	6.56%	5.48%	66.75%	-0.15%	-3.77%
EPS (Basic)	1.69	1.69	1.95	1.51	1.68	1.37
EPS (Diluted)	1.67	1.68	1.94	1.50	1.67	1.36
EPS Growth	-1.44%	-13.40%	29.33%	-10.18%	22.79%	-1.45%
Dividend Per Share	0.560	0.560	0.560	0.560	0.560	0.560
Dividend Growth	-	-	-	-	-	7.69%
Effective Tax Rate	19.86%	20.76%	22.54%	21.38%	18.10%	11.40%

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q