Old National Bancorp (ONB)
NASDAQ: ONB · Real-Time Price · USD
26.64
+0.23 (0.87%)
Jul 31, 2026, 4:00 PM EDT - Market closed
Old National Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 758.27 | 669.26 | 539.19 | 581.99 | 428.29 | 277.54 |
Depreciation & Amortization | 174.89 | 149.72 | 78.96 | 77.7 | 73.25 | 45.38 |
Provision for Credit Losses | 201.26 | 197.72 | 110.62 | 58.89 | 144.8 | -29.62 |
Stock-Based Compensation | 32.98 | 38.21 | 32.28 | 27.91 | 28.66 | 7.5 |
Net Change in Loans Held-for-Sale | 2.59 | 4.06 | 13.06 | -0.94 | 50.85 | 59.8 |
Other Adjustments | -165.97 | -178.51 | -61.63 | -48.62 | -145.36 | -52.04 |
Changes in Accrued Interest and Accounts Receivable | -68.06 | -61.39 | 4.06 | -34.64 | -52.91 | 1.2 |
Changes in Accrued Expenses | -172.16 | -170.85 | -40.24 | -79.89 | 327.37 | 17.98 |
Changes in Other Operating Activities | 61.12 | 33.25 | -54.02 | -66.07 | -40.52 | 2.64 |
Operating Cash Flow | 779.41 | 681.47 | 622.28 | 516.34 | 814.43 | 330.38 |
Operating Cash Flow Growth | 24.45% | 9.51% | 20.52% | -36.60% | 146.51% | 50.30% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Loans Held-for-Investment | -2,076 | -1,332 | -1,215 | -2,674 | -3,072 | 206.15 |
Net Change in Securities and Investments | -660.28 | -685.89 | -386.95 | 170.93 | -220.44 | -1,611 |
Cash Acquisitions | - | 135.12 | 177.79 | - | 1,913 | - |
Capital Expenditures | -51.15 | -44.06 | -30.27 | -38.38 | -37.9 | -49.69 |
Sale of Property, Plant & Equipment | 1.33 | 2.37 | 1.59 | 3.51 | 4.48 | 29.24 |
Other Investing Activities | 4.18 | 90 | 81.16 | 718.65 | -272.51 | -7.02 |
Investing Cash Flow | -2,647 | -1,835 | -1,372 | -1,819 | -1,686 | -1,432 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 1,776 | 1,402 | 1,028 | 2,234 | -435.72 | 1,532 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 125.54 | 43.07 | -16.24 | -728.7 | 486.55 | -39.78 |
Long-Term Debt Issued | 4,500 | 2,726 | 1,400 | 2,700 | 2,900 | 50 |
Long-Term Debt Repaid | -4,550 | -2,520 | -1,300 | -2,250 | -2,103 | -148.66 |
Net Long-Term Debt Issued (Repaid) | -50 | 205.92 | 99.76 | 449.85 | 797.49 | -98.66 |
Issuance of Common Stock | 1.17 | 444.33 | 1.03 | 1.08 | 0.81 | 0.58 |
Repurchase of Common Stock | -162.33 | -71.8 | -8.88 | -44.31 | -71.18 | -92.83 |
Net Common Stock Issued (Repurchased) | -161.17 | 372.53 | -7.85 | -43.23 | -70.37 | -92.25 |
Common Dividends Paid | -236.52 | -225.12 | -191.16 | -180.03 | -177.62 | -3.73 |
Other Financing Activities | 485.4 | -47.13 | -110.17 | 16.94 | 177.15 | 36.19 |
Financing Cash Flow | 2,382 | 1,752 | 802.59 | 1,749 | 777.48 | 1,334 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 514.37 | 598.21 | 52.91 | 446.65 | -93.61 | 232.31 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 728.26 | 637.41 | 592.02 | 477.97 | 776.52 | 280.69 |
Free Cash Flow Growth | 21.65% | 7.67% | 23.86% | -38.45% | 176.65% | 48.55% |
FCF Margin | 28.71% | 27.40% | 33.36% | 26.89% | 49.06% | 33.41% |
Free Cash Flow Per Share | 1.90 | 1.74 | 1.90 | 1.64 | 2.81 | 1.69 |