Old National Bancorp (ONB)

Old National Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	957.7	669.26	539.19	581.99	428.29	277.54
Depreciation & Amortization	156.94	131.51	71.28	67.47	68.19	48.41
Gain (Loss) on Sale of Assets	-	-	-	-	-90.67	-
Gain (Loss) on Sale of Investments	-0.12	0.04	0.21	-15.37	18.77	11.98
Provision for Credit Losses	137.48	197.72	110.62	58.89	144.8	-29.62
Net Decrease (Increase) in Loans Originated / Sold - Operating	63.31	4.06	13.06	-0.94	50.85	59.8
Accrued Interest Receivable	-12.59	-61.39	4.06	-34.64	-52.91	1.2
Change in Other Net Operating Assets	-159.93	-164.27	-115.25	-161.35	272.29	10.04
Other Operating Activities	-141.34	-122.4	-25.39	-4.54	-66.94	-19.78
Operating Cash Flow	1,025	681.47	622.28	516.34	814.43	330.38
Operating Cash Flow Growth	35.17%	9.51%	20.52%	-36.60%	146.51%	50.30%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-44.98	-44.06	-30.27	-38.38	-37.9	-48.69
Sale of Property, Plant and Equipment	0.35	2.37	1.59	3.51	4.48	29.24
Cash Acquisitions	-	135.12	177.79	-	1,913	-
Investment in Securities	-268.83	-687.61	-391.11	167.15	-464.62	-1,622
Net Decrease (Increase) in Loans Originated / Sold - Investing	-3,153	-1,237	-1,152	-1,916	-3,072	206.15
Other Investing Activities	-12.47	-3.58	21.89	-35.17	-28.34	3.43
Investing Cash Flow	-3,479	-1,835	-1,372	-1,819	-1,686	-1,432

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	99.81	-	-	581.21	-
Long-Term Debt Issued	-	2,726	1,400	2,717	3,077	86.19
Total Debt Issued	4,790	2,826	1,400	2,717	3,658	86.19
Short-Term Debt Repaid	-	-	-0.01	-581.1	-	-0.89
Long-Term Debt Repaid	-	-2,624	-1,427	-2,398	-2,197	-185.4
Total Debt Repaid	-4,391	-2,624	-1,427	-2,979	-2,197	-186.29
Net Debt Issued (Repaid)	399.35	201.86	-26.65	-261.91	1,461	-100.1
Issuance of Common Stock	1.33	444.33	1.03	1.08	0.81	0.58
Repurchase of Common Stock	-344.78	-71.8	-8.88	-44.31	-71.18	-3.73
Common Dividends Paid	-221.64	-208.98	-175.03	-163.9	-163.51	-92.83
Preferred Dividends Paid	-16.14	-16.14	-16.14	-16.14	-14.12	-
Total Dividends Paid	-237.78	-225.12	-191.16	-180.03	-177.62	-92.83
Net Increase (Decrease) in Deposit Accounts	2,633	1,402	1,028	2,234	-435.72	1,532
Other Financing Activities	-	-	-	-	-	-2.16
Financing Cash Flow	2,451	1,752	802.59	1,749	777.48	1,334

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-3.59	598.21	52.91	446.65	-93.61	232.31

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	979.63	637.41	592.02	477.97	776.52	281.69
Free Cash Flow Growth	34.36%	7.67%	23.86%	-38.45%	175.67%	49.08%
Free Cash Flow Margin	36.82%	27.71%	33.61%	27.12%	49.40%	33.80%
Free Cash Flow Per Share	2.54	1.74	1.90	1.64	2.81	1.70

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	1,266	1,240	1,067	666.12	118.17	42.2
Cash Income Tax Paid	165.09	154.29	100.58	190.3	66.11	31.88

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 12, 2026

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