Old National Bancorp (ONB)

Old National Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	669.26	539.19	581.99	428.29	277.54
Depreciation & Amortization	149.72	78.96	77.7	73.25	45.38
Provision for Credit Losses	197.72	110.62	58.89	144.8	-29.62
Stock-Based Compensation	38.21	32.28	27.91	28.66	7.5
Net Change in Loans Held-for-Sale	4.06	13.06	-0.94	50.85	59.8
Other Adjustments	-178.51	-61.63	-48.62	-145.36	-52.04
Changes in Accrued Interest and Accounts Receivable	-61.39	4.06	-34.64	-52.91	1.2
Changes in Accrued Expenses	-170.85	-40.24	-79.89	327.37	17.98
Changes in Other Operating Activities	33.25	-54.02	-66.07	-40.52	2.64
Operating Cash Flow	681.47	622.28	516.34	814.43	330.38
Operating Cash Flow Growth	9.51%	20.52%	-36.60%	146.51%	50.30%
Net Change in Loans Held-for-Investment	-1,332	-1,215	-2,674	-3,072	206.15
Net Change in Securities and Investments	-685.89	-386.95	170.93	-220.44	-1,611
Payments for Business Acquisitions	135.12	177.79	-	1,913	-
Capital Expenditures	-44.06	-30.27	-38.38	-37.9	-48.69
Sale of Property, Plant & Equipment	2.37	1.59	3.51	4.48	29.24
Other Investing Activities	90	81.16	718.65	-272.51	-7.02
Investing Cash Flow	-1,835	-1,372	-1,819	-1,686	-1,432
Net Change in Deposits	1,402	1,028	2,234	-435.72	1,532
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	43.07	-16.24	-728.7	486.55	-39.78
Long-Term Debt Issued	2,726	1,400	2,700	2,900	50
Long-Term Debt Repaid	-2,520	-1,300	-2,250	-2,103	-148.66
Net Long-Term Debt Issued (Repaid)	205.92	99.76	449.85	797.49	-98.66
Issuance of Common Stock	444.33	1.03	1.08	0.81	0.58
Repurchase of Common Stock	-71.8	-8.88	-44.31	-71.18	-3.73
Net Common Stock Issued (Repurchased)	372.53	-7.85	-43.23	-70.37	-3.15
Common Dividends Paid	-225.12	-191.16	-180.03	-177.62	-92.83
Other Financing Activities	-47.13	-110.17	16.94	177.15	36.19
Financing Cash Flow	1,752	802.59	1,749	777.48	1,334
Net Cash Flow	598.21	52.91	446.65	-93.61	232.31
Free Cash Flow	637.41	592.02	477.97	776.52	281.69
Free Cash Flow Growth	7.67%	23.86%	-38.45%	175.67%	49.08%
FCF Margin	22.82%	27.80%	22.64%	39.17%	26.71%
Free Cash Flow Per Share	1.74	1.90	1.64	2.81	1.70
Levered Free Cash Flow	765.71	581.3	874.44	1,481	197.39
Unlevered Free Cash Flow	-93.33	-41.51	-141.27	269.29	18.51

Updated Jan 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q