Paymentus Holdings, Inc. (PAY)
NYSE: PAY · Real-Time Price · USD
24.39
+0.27 (1.12%)
Mar 13, 2026, 4:00 PM EDT - Market closed

Paymentus Holdings Statistics

Total Valuation

PAY has a market cap or net worth of $3.07 billion. The enterprise value is $2.75 billion.

Market Cap3.07B
Enterprise Value 2.75B

Important Dates

The last earnings date was Monday, February 23, 2026, after market close.

Earnings Date Feb 23, 2026
Ex-Dividend Date n/a

Share Statistics

PAY has 125.72 million shares outstanding. The number of shares has increased by 1.10% in one year.

Current Share Class 62.86M
Shares Outstanding 125.72M
Shares Change (YoY) +1.10%
Shares Change (QoQ) +0.05%
Owned by Insiders (%) 29.95%
Owned by Institutions (%) 43.91%
Float 58.74M

Valuation Ratios

The trailing PE ratio is 46.90 and the forward PE ratio is 32.04.

PE Ratio 46.90
Forward PE 32.04
PS Ratio 2.56
Forward PS 2.12
PB Ratio 5.47
P/TBV Ratio 8.87
P/FCF Ratio 18.95
P/OCF Ratio 18.91
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 33.04, with an EV/FCF ratio of 17.01.

EV / Earnings 41.12
EV / Sales 2.30
EV / EBITDA 33.04
EV / EBIT 36.43
EV / FCF 17.01

Financial Position

The company has a current ratio of 4.46, with a Debt / Equity ratio of 0.01.

Current Ratio 4.46
Quick Ratio 4.29
Debt / Equity 0.01
Debt / EBITDA 0.08
Debt / FCF 0.04
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.80% and return on invested capital (ROIC) is 23.57%.

Return on Equity (ROE) 12.80%
Return on Assets (ROA) 7.59%
Return on Invested Capital (ROIC) 23.57%
Return on Capital Employed (ROCE) 13.28%
Weighted Average Cost of Capital (WACC) 12.47%
Revenue Per Employee $892,916
Profits Per Employee $49,953
Employee Count1,340
Asset Turnover 1.92
Inventory Turnover n/a

Taxes

In the past 12 months, PAY has paid $18.34 million in taxes.

Income Tax 18.34M
Effective Tax Rate 21.50%

Stock Price Statistics

The stock price has decreased by -15.75% in the last 52 weeks. The beta is 1.50, so PAY's price volatility has been higher than the market average.

Beta (5Y) 1.50
52-Week Price Change -15.75%
50-Day Moving Average 26.75
200-Day Moving Average 31.58
Relative Strength Index (RSI) 42.11
Average Volume (20 Days) 938,792

Short Selling Information

The latest short interest is 2.01 million, so 1.60% of the outstanding shares have been sold short.

Short Interest 2.01M
Short Previous Month 1.76M
Short % of Shares Out 1.60%
Short % of Float 3.42%
Short Ratio (days to cover) 2.19

Income Statement

In the last 12 months, PAY had revenue of $1.20 billion and earned $66.94 million in profits. Earnings per share was $0.52.

Revenue1.20B
Gross Profit 296.34M
Operating Income 75.54M
Pretax Income 85.28M
Net Income 66.94M
EBITDA 83.29M
EBIT 75.54M
Earnings Per Share (EPS) $0.52
Full Income Statement

Balance Sheet

The company has $320.91 million in cash and $6.85 million in debt, with a net cash position of $314.05 million or $2.50 per share.

Cash & Cash Equivalents 320.91M
Total Debt 6.85M
Net Cash 314.05M
Net Cash Per Share $2.50
Equity (Book Value) 560.39M
Book Value Per Share 4.46
Working Capital 342.48M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $162.13 million and capital expenditures -$361,000, giving a free cash flow of $161.77 million.

Operating Cash Flow 162.13M
Capital Expenditures -361,000
Free Cash Flow 161.77M
FCF Per Share $1.29
Full Cash Flow Statement

Margins

Gross margin is 24.77%, with operating and profit margins of 6.31% and 5.59%.

Gross Margin 24.77%
Operating Margin 6.31%
Pretax Margin 7.13%
Profit Margin 5.59%
EBITDA Margin 6.96%
EBIT Margin 6.31%
FCF Margin 13.52%

Dividends & Yields

PAY does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.10%
Shareholder Yield -1.10%
Earnings Yield 2.18%
FCF Yield 5.28%

Analyst Forecast

The average price target for PAY is $36.29, which is 48.79% higher than the current price. The consensus rating is "Buy".

Price Target $36.29
Price Target Difference 48.79%
Analyst Consensus Buy
Analyst Count 8
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

PAY has an Altman Z-Score of 25.62 and a Piotroski F-Score of 6.

Altman Z-Score 25.62
Piotroski F-Score 6