Paymentus Holdings Statistics
Total Valuation
PAY has a market cap or net worth of $4.71 billion. The enterprise value is $4.43 billion.
| Market Cap | 4.71B |
| Enterprise Value | 4.43B |
Important Dates
The last earnings date was Monday, November 3, 2025, after market close.
| Earnings Date | Nov 3, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PAY has 125.43 million shares outstanding. The number of shares has increased by 1.49% in one year.
| Current Share Class | 55.58M |
| Shares Outstanding | 125.43M |
| Shares Change (YoY) | +1.49% |
| Shares Change (QoQ) | +0.17% |
| Owned by Insiders (%) | 27.70% |
| Owned by Institutions (%) | 37.28% |
| Float | 51.61M |
Valuation Ratios
The trailing PE ratio is 79.99 and the forward PE ratio is 50.67.
| PE Ratio | 79.99 |
| Forward PE | 50.67 |
| PS Ratio | 4.18 |
| Forward PS | 3.50 |
| PB Ratio | 8.77 |
| P/TBV Ratio | 14.61 |
| P/FCF Ratio | 32.60 |
| P/OCF Ratio | 32.52 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 59.55, with an EV/FCF ratio of 30.66.
| EV / Earnings | 74.59 |
| EV / Sales | 3.94 |
| EV / EBITDA | 59.55 |
| EV / EBIT | 67.49 |
| EV / FCF | 30.66 |
Financial Position
The company has a current ratio of 4.36, with a Debt / Equity ratio of 0.01.
| Current Ratio | 4.36 |
| Quick Ratio | 4.16 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.09 |
| Debt / FCF | 0.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.81% and return on invested capital (ROIC) is 8.02%.
| Return on Equity (ROE) | 11.81% |
| Return on Assets (ROA) | 6.85% |
| Return on Invested Capital (ROIC) | 8.02% |
| Return on Capital Employed (ROCE) | 11.97% |
| Revenue Per Employee | $859,928 |
| Profits Per Employee | $45,458 |
| Employee Count | 1,307 |
| Asset Turnover | 1.88 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PAY has paid $15.64 million in taxes.
| Income Tax | 15.64M |
| Effective Tax Rate | 20.84% |
Stock Price Statistics
The stock price has increased by +41.19% in the last 52 weeks. The beta is 1.50, so PAY's price volatility has been higher than the market average.
| Beta (5Y) | 1.50 |
| 52-Week Price Change | +41.19% |
| 50-Day Moving Average | 32.49 |
| 200-Day Moving Average | 32.15 |
| Relative Strength Index (RSI) | 67.52 |
| Average Volume (20 Days) | 802,771 |
Short Selling Information
The latest short interest is 1.74 million, so 1.39% of the outstanding shares have been sold short.
| Short Interest | 1.74M |
| Short Previous Month | 1.54M |
| Short % of Shares Out | 1.39% |
| Short % of Float | 3.38% |
| Short Ratio (days to cover) | 2.47 |
Income Statement
In the last 12 months, PAY had revenue of $1.12 billion and earned $59.41 million in profits. Earnings per share was $0.47.
| Revenue | 1.12B |
| Gross Profit | 278.38M |
| Operating Income | 65.66M |
| Pretax Income | 75.05M |
| Net Income | 59.41M |
| EBITDA | 74.42M |
| EBIT | 65.66M |
| Earnings Per Share (EPS) | $0.47 |
Balance Sheet
The company has $287.91 million in cash and $7.36 million in debt, giving a net cash position of $280.55 million or $2.24 per share.
| Cash & Cash Equivalents | 287.91M |
| Total Debt | 7.36M |
| Net Cash | 280.55M |
| Net Cash Per Share | $2.24 |
| Equity (Book Value) | 537.40M |
| Book Value Per Share | 4.28 |
| Working Capital | 321.43M |
Cash Flow
In the last 12 months, operating cash flow was $144.91 million and capital expenditures -$360,000, giving a free cash flow of $144.55 million.
| Operating Cash Flow | 144.91M |
| Capital Expenditures | -360,000 |
| Free Cash Flow | 144.55M |
| FCF Per Share | $1.15 |
Margins
Gross margin is 24.77%, with operating and profit margins of 5.84% and 5.29%.
| Gross Margin | 24.77% |
| Operating Margin | 5.84% |
| Pretax Margin | 6.68% |
| Profit Margin | 5.29% |
| EBITDA Margin | 6.62% |
| EBIT Margin | 5.84% |
| FCF Margin | 12.86% |
Dividends & Yields
PAY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.49% |
| Shareholder Yield | -1.49% |
| Earnings Yield | 1.26% |
| FCF Yield | 3.07% |
Analyst Forecast
The average price target for PAY is $36.50, which is -2.85% lower than the current price. The consensus rating is "Buy".
| Price Target | $36.50 |
| Price Target Difference | -2.85% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
PAY has an Altman Z-Score of 25.04 and a Piotroski F-Score of 6.
| Altman Z-Score | 25.04 |
| Piotroski F-Score | 6 |