Paymentus Holdings, Inc. (PAY)
NYSE: PAY · Real-Time Price · USD
26.29
-0.07 (-0.25%)
Mar 31, 2025, 2:33 PM EDT - Market open

Paymentus Holdings Statistics

Total Valuation

PAY has a market cap or net worth of $3.28 billion. The enterprise value is $3.05 billion.

Market Cap 3.28B
Enterprise Value 3.05B

Important Dates

The last earnings date was Monday, March 10, 2025, after market close.

Earnings Date Mar 10, 2025
Ex-Dividend Date n/a

Share Statistics

PAY has 124.97 million shares outstanding. The number of shares has increased by 2.11% in one year.

Current Share Class 32.32M
Shares Outstanding 124.97M
Shares Change (YoY) +2.11%
Shares Change (QoQ) +0.86%
Owned by Insiders (%) 21.59%
Owned by Institutions (%) 17.64%
Float 28.39M

Valuation Ratios

The trailing PE ratio is 74.26 and the forward PE ratio is 45.44.

PE Ratio 74.26
Forward PE 45.44
PS Ratio 3.76
Forward PS 3.09
PB Ratio 6.77
P/TBV Ratio 12.17
P/FCF Ratio 51.48
P/OCF Ratio 51.11
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 56.83, with an EV/FCF ratio of 48.35.

EV / Earnings 69.16
EV / Sales 3.50
EV / EBITDA 56.83
EV / EBIT 68.10
EV / FCF 48.35

Financial Position

The company has a current ratio of 4.24, with a Debt / Equity ratio of 0.02.

Current Ratio 4.24
Quick Ratio 4.04
Debt / Equity 0.02
Debt / EBITDA 0.15
Debt / FCF 0.13
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.65% and return on invested capital (ROIC) is 6.00%.

Return on Equity (ROE) 9.65%
Return on Assets (ROA) 5.19%
Return on Invested Capital (ROIC) 6.00%
Return on Capital Employed (ROCE) 9.07%
Revenue Per Employee $666,982
Profits Per Employee $33,794
Employee Count 1,307
Asset Turnover 1.61
Inventory Turnover n/a

Taxes

In the past 12 months, PAY has paid $9.78 million in taxes.

Income Tax 9.78M
Effective Tax Rate 18.12%

Stock Price Statistics

The stock price has increased by +15.12% in the last 52 weeks. The beta is 1.69, so PAY's price volatility has been higher than the market average.

Beta (5Y) 1.69
52-Week Price Change +15.12%
50-Day Moving Average 29.22
200-Day Moving Average 26.23
Relative Strength Index (RSI) 41.29
Average Volume (20 Days) 613,525

Short Selling Information

The latest short interest is 1.13 million, so 0.90% of the outstanding shares have been sold short.

Short Interest 1.13M
Short Previous Month 840,571
Short % of Shares Out 0.90%
Short % of Float 3.98%
Short Ratio (days to cover) 1.87

Income Statement

In the last 12 months, PAY had revenue of $871.75 million and earned $44.17 million in profits. Earnings per share was $0.35.

Revenue 871.75M
Gross Profit 238.17M
Operating Income 44.86M
Pretax Income 41.63M
Net Income 44.17M
EBITDA 53.76M
EBIT 44.86M
Earnings Per Share (EPS) $0.35
Full Income Statement

Balance Sheet

The company has $205.90 million in cash and $8.41 million in debt, giving a net cash position of $197.49 million or $1.58 per share.

Cash & Cash Equivalents 205.90M
Total Debt 8.41M
Net Cash 197.49M
Net Cash Per Share $1.58
Equity (Book Value) 485.60M
Book Value Per Share 3.89
Working Capital 264.09M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $63.63 million and capital expenditures -$457,000, giving a free cash flow of $63.18 million.

Operating Cash Flow 63.63M
Capital Expenditures -457,000
Free Cash Flow 63.18M
FCF Per Share $0.51
Full Cash Flow Statement

Margins

Gross margin is 27.32%, with operating and profit margins of 5.15% and 5.07%.

Gross Margin 27.32%
Operating Margin 5.15%
Pretax Margin 6.19%
Profit Margin 5.07%
EBITDA Margin 6.17%
EBIT Margin 5.15%
FCF Margin 7.25%

Dividends & Yields

PAY does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -2.11%
Shareholder Yield -2.11%
Earnings Yield 1.36%
FCF Yield 1.94%
Dividend Details

Analyst Forecast

The average price target for PAY is $31.83, which is 21.10% higher than the current price. The consensus rating is "Hold".

Price Target $31.83
Price Target Difference 21.10%
Analyst Consensus Hold
Analyst Count 6
Revenue Growth Forecast (5Y) 23.21%
EPS Growth Forecast (5Y) 32.25%
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

PAY has an Altman Z-Score of 20.75 and a Piotroski F-Score of 5.

Altman Z-Score 20.75
Piotroski F-Score 5