Prosperity Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,295	1,313	1,149	831.19	869.91
Interest Income on Investments	274.85	310.55	295.55	263.65	177.02
Total Interest Income	1,570	1,624	1,445	1,095	1,047
Interest Paid on Deposits	379.98	408.62	272.35	68.11	52.91
Interest Paid on Borrowings	108.85	188.59	215.77	21.49	0.7
Total Interest Expense	488.83	597.22	488.11	89.6	53.62
Net Interest Income	1,081	1,026	956.43	1,005	993.31
Net Interest Income Growth (YoY)	5.36%	7.32%	-4.85%	1.20%	-3.63%
Trust Income	14.65	14.75	13.27	12.25	10.28
Mortgage Banking Activities	3.86	3.1	2.3	1.4	8.3
Gain (Loss) on Sale of Assets	1.22	2.82	1.99	3.93	1.1
Gain (Loss) on Sale of Investments	-	11.25	-	-	-
Other Non-Interest Income	81.18	70.09	74.66	68.05	61.22
Total Non-Interest Income	168.3	165.81	153.27	145.13	139.97
Non-Interest Income Growth (YoY)	1.50%	8.19%	5.61%	3.69%	6.41%
Revenues Before Loan Losses	1,250	1,192	1,110	1,150	1,133
Provision for Loan Losses	-	9.07	18.54	-	-
Revenue	1,250	1,183	1,091	1,150	1,133
Revenue Growth (YoY)	5.63%	8.44%	-5.15%	1.51%	-0.79%
Salaries and Employee Benefits	353.11	339.51	316.25	302.95	297.98
Occupancy Expenses	56.76	43.34	41.7	39.51	38.68
Federal Deposit Insurance	18.1	27.37	40.17	11.38	10.64
Amortization of Goodwill & Intangibles	14.44	15.67	12.68	10.34	11.55
Selling, General & Administrative	13.99	41.26	41.92	38.87	39.38
Other Non-Interest Expense	98.84	99.28	89.69	80.99	77.61
Total Non-Interest Expense	555.88	566.13	541.57	483.91	473.62
EBT Excluding Unusual Items	693.91	617.11	549.59	666.45	659.65
Pretax Income	693.58	612.67	534.46	666.17	659.65
Income Tax Expense	150.74	133.28	115.14	141.66	140.36
Net Income	542.84	479.39	419.32	524.52	519.3
Net Income to Common	542.84	479.39	419.32	524.52	519.3
Net Income Growth	13.24%	14.33%	-20.06%	1.00%	-1.82%
Basic Shares Outstanding	95	95	93	92	93
Diluted Shares Outstanding	95	95	93	92	93
Shares Change (YoY)	-0.09%	2.26%	1.42%	-1.14%	-0.43%
EPS (Basic)	5.72	5.05	4.51	5.73	5.60
EPS (Diluted)	5.72	5.05	4.51	5.73	5.60
EPS Growth	13.34%	11.89%	-21.23%	2.25%	-1.41%
Dividend Per Share	2.340	2.260	2.210	2.110	1.990
Dividend Growth	3.54%	2.26%	4.74%	6.03%	6.42%
Effective Tax Rate	21.73%	21.75%	21.54%	21.26%	21.28%

Updated Jan 28, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q