Skip to main content
logo
Private Bancorp of America, Inc. (PBAM)
NASDAQ: PBAM · Real-Time Price · USD
84.10
+0.60 (0.72%)
At close: Jul 31, 2026, 4:00 PM EDT
84.10
0.00 (0.00%)
After-hours: Jul 31, 2026, 4:00 PM EDT

PBAM Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
40.6735.8240.8624.7121.03
Depreciation & Amortization
2.011.822.242.171.49
Other Amortization
0.010.010.010.010.01
Gain (Loss) on Sale of Investments
0-0.140.190.35-1.56
Total Asset Writedown
---0.30.3-
Provision for Credit Losses
5.942.69-6.152.182.71
Net Decrease (Increase) in Loans Originated / Sold - Operating
2.260.377.0120.79-7.72
Accrued Interest Receivable
2.220.65-2.48-1.021.85
Other Operating Activities
-2.12-2.88-4.18-7.29-0.71
Operating Cash Flow
47.237.7333.5241.178.03
Operating Cash Flow Growth
25.08%12.56%-18.57%412.92%-83.11%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-1.55-1.51-0.84-0.36-0.56
Investment in Securities
-69.02-44.447.31-19.52-76.63
Net Decrease (Increase) in Loans Originated / Sold - Investing
-51.01-234.95-246.23-357.36-225.29
Other Investing Activities
-1.07-0.67-1.9-2.11-0.31
Investing Cash Flow
-122.66-281.57-241.65-379.35-302.78

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
--57--
Long-Term Debt Repaid
-17-29--10-65
Net Debt Issued (Repaid)
-17-2957-10-65
Issuance of Common Stock
0.110.030.440.210.04
Repurchase of Common Stock
-5.93-0.51-0.1-1.93-0.14
Net Increase (Decrease) in Deposit Accounts
89.42259.09200.25329.46232.72
Financing Cash Flow
66.6229.62257.59317.74167.62

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-8.86-14.2249.46-20.44-127.14

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
45.6436.2232.6940.87.47
Free Cash Flow Growth
26.00%10.81%-19.89%446.59%-84.19%
Free Cash Flow Margin
38.28%34.76%32.34%48.87%11.07%
Free Cash Flow Per Share
7.836.265.737.221.33

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
55.6154.1733.515.954.76
Cash Income Tax Paid
16.4413.5418.4710.2110.4