Private Bancorp of America, Inc. (PBAM)
NASDAQ: PBAM · Real-Time Price · USD
85.00
+1.50 (1.80%)
Jul 31, 2026, 2:11 PM EDT - Market open

PBAM Statistics

Total Valuation

PBAM has a market cap or net worth of $486.68 million. The enterprise value is $199.38 million.

Market Cap486.68M
Enterprise Value 199.38M

Important Dates

The next estimated earnings date is Wednesday, October 21, 2026.

Earnings Date Oct 21, 2026
Ex-Dividend Date n/a

Share Statistics

PBAM has 5.73 million shares outstanding. The number of shares has decreased by -0.54% in one year.

Current Share Class 5.73M
Shares Outstanding 5.73M
Shares Change (YoY) -0.54%
Shares Change (QoQ) -0.56%
Owned by Insiders (%) 13.01%
Owned by Institutions (%) 4.32%
Float 4.67M

Valuation Ratios

The trailing PE ratio is 10.90 and the forward PE ratio is 10.05.

PE Ratio 10.90
Forward PE 10.05
PS Ratio 3.77
Forward PS n/a
PB Ratio 1.67
P/TBV Ratio 1.67
P/FCF Ratio 9.86
P/OCF Ratio 9.60
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 4.48
EV / Sales 1.57
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 4.11

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.54
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 16.83%.

Return on Equity (ROE) 16.83%
Return on Assets (ROA) 1.74%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.36%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PBAM has paid $17.91 million in taxes.

Income Tax 17.91M
Effective Tax Rate 28.56%

Stock Price Statistics

The stock price has increased by +42.71% in the last 52 weeks. The beta is 0.06, so PBAM's price volatility has been lower than the market average.

Beta (5Y) 0.06
52-Week Price Change +42.71%
50-Day Moving Average 75.18
200-Day Moving Average 65.66
Relative Strength Index (RSI) 83.17
Average Volume (20 Days) 6,152

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PBAM had revenue of $126.90 million and earned $44.46 million in profits. Earnings per share was $7.68.

Revenue 126.90M
Gross Profit 126.90M
Operating Income 64.11M
Pretax Income 62.71M
Net Income 44.46M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $7.68
Full Income Statement

Balance Sheet

The company has $304.70 million in cash and $25.98 million in debt, with a net cash position of $278.72 million or $48.68 per share.

Cash & Cash Equivalents 304.70M
Total Debt 25.98M
Net Cash 278.72M
Net Cash Per Share $48.68
Equity (Book Value) 285.52M
Book Value Per Share 49.87
Working Capital -2.08B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $49.82 million and capital expenditures -$1.32 million, giving a free cash flow of $48.50 million.

Operating Cash Flow 49.82M
Capital Expenditures -1.32M
Depreciation & Amortization n/a
Net Borrowing -8.00M
Free Cash Flow 48.50M
FCF Per Share $8.47
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 50.52%
Pretax Margin 49.42%
Profit Margin 35.30%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 39.53%

Dividends & Yields

PBAM does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.54%
Shareholder Yield 0.54%
Earnings Yield 9.30%
FCF Yield 10.14%

Analyst Forecast

The average price target for PBAM is $92.75, which is 9.12% higher than the current price. The consensus rating is "Strong Buy".

Price Target $92.75
Price Target Difference 9.12%
Analyst Consensus Strong Buy
Analyst Count 4
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4