M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
240.34
+2.09 (0.88%)
Aug 21, 2026, 4:00 PM EDT - Market closed

M&T Bank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,4519,1858,6698,9987,6626,067
Revenue Growth
6.14%5.95%-3.66%17.44%26.29%17.70%
Net Income
2,8742,6992,4492,6361,8911,777
Earnings Per Share
18.9417.0014.6415.7911.5313.80
EPS Growth
22.69%16.12%-7.28%36.95%-16.45%38.86%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Bank
2,9892,9472,8843,0672,8902,067
Retail Bank
4,8434,8685,0985,1143,7112,760
Institutional Services and Wealth Management
1,5521,5621,5571,7051,410922
All Other
577313-260-243168243

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
17,68019,11121,13830,20827,00943,681
Total Debt
18,68514,16615,16415,1779,5844,057
Net Cash (Debt)
-1,0054,9455,97415,03117,42539,624
Net Cash Growth
--17.22%-60.26%-13.74%-56.02%86.34%
Net Cash Per Share
-6.6231.1435.7090.00106.23307.61

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,8043,0033,6103,9054,5742,715
Capital Expenditures
-209-143-216-256-214-149
Free Cash Flow
3,5952,8603,3943,6494,3602,566
Free Cash Flow Growth
21.41%-15.73%-6.99%-16.31%69.91%315.95%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.41%29.39%28.25%29.29%24.68%29.29%
FCF Margin
38.04%31.14%39.15%40.55%56.90%42.29%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.0005.7005.3505.2004.8004.500
Dividend Per Share Growth
8.11%6.54%2.89%8.33%6.67%2.27%
Dividend Yield
2.50%2.87%2.97%4.09%3.72%3.38%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.6911.4712.748.6313.2411.12
Forward PE
12.1211.0712.129.697.7112.92
P/FCF Ratio
9.6510.839.196.245.747.70
PS Ratio
3.673.373.602.533.273.26