M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
219.51
+1.16 (0.53%)
At close: Oct 21, 2026, 4:00 PM EDT
219.25
-0.26 (-0.12%)
Pre-market: Oct 22, 2026, 7:00 AM EDT

M&T Bank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,4649,1858,6698,9987,6626,067
Revenue Growth
4.23%5.95%-3.66%17.44%26.29%17.70%
Net Income
2,8512,6992,4492,6361,8911,777
Earnings Per Share
19.1517.0014.6415.7911.5313.80
EPS Growth
18.28%16.12%-7.28%36.95%-16.45%38.86%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Bank
2,9892,9472,8843,0672,8902,067
Retail Bank
4,8434,8685,0985,1143,7112,760
Institutional Services and Wealth Management
1,5521,5621,5571,7051,410922
All Other
577313-260-243168243

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
16,13819,11121,13830,20827,00943,681
Total Debt
20,02114,16615,16415,1779,5844,057
Net Cash (Debt)
-3,8834,9455,97415,03117,42539,624
Net Cash Growth
--17.22%-60.26%-13.74%-56.02%86.34%
Net Cash Per Share
-26.0831.1435.7090.00106.23307.61

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,0033,6103,9054,5742,715
Capital Expenditures
--143-216-256-214-149
Free Cash Flow
-2,8603,3943,6494,3602,566
Free Cash Flow Growth
--15.73%-6.99%-16.31%69.91%315.95%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.13%29.39%28.25%29.29%24.68%29.29%
FCF Margin
-31.14%39.15%40.55%56.90%42.29%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.0005.7005.3505.2004.8004.500
Dividend Per Share Growth
8.11%6.54%2.89%8.33%6.67%2.27%
Dividend Yield
2.73%2.79%2.84%3.80%3.25%2.93%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.4611.4712.748.6313.2411.12
Forward PE
10.7511.0712.129.697.7112.92
P/FCF Ratio
8.7710.839.196.245.747.70
PS Ratio
3.333.373.602.533.273.26