M&T Bank Corporation (MTB)

M&T Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2,702	2,588	2,741	1,992	1,859	1,353
Depreciation & Amortization	505	508	497	435	324	320.29
Gain (Loss) on Sale of Assets	-68	-30	-249	-153	-10	-19.44
Total Asset Writedown	40	40	4	8	8	21.01
Provision for Credit Losses	515	610	645	517	-75	800
Change in Trading Asset Securities	-418	-57	-266	1,227	567	-561.45
Accrued Interest Receivable	-189	-176	261	-123	66	-132.25
Change in Other Net Operating Assets	75	154	369	701	-111	-960.83
Other Operating Activities	-35	-27	-97	-30	87	-31.29
Operating Cash Flow	3,127	3,610	3,905	4,574	2,715	789.19
Operating Cash Flow Growth	-25.23%	-7.55%	-14.63%	68.47%	244.02%	-66.53%
Capital Expenditures	-166	-216	-256	-214	-149	-172.29
Cash Acquisitions	-	-	-	394	-	-
Investment in Securities	465	2,260	-4,682	19,092	-18,451	-13,929
Net Decrease (Increase) in Loans Originated / Sold - Investing	-2,442	-2,056	-2,496	-2,060	5,480	-7,987
Other Investing Activities	65	-538	-440	-620	-511	67.41
Investing Cash Flow	-2,078	-550	-7,874	16,592	-13,631	-22,020
Short-Term Debt Issued	-	-	1,761	2,613	-	-
Long-Term Debt Issued	-	5,497	5,035	999	10	-
Total Debt Issued	5,937	5,497	6,796	3,612	10	-
Short-Term Debt Repaid	-	-4,256	-	-	-13	-2.88
Long-Term Debt Repaid	-	-1,009	-824	-907	-853	-2,665
Total Debt Repaid	-7,716	-5,265	-824	-907	-866	-2,668
Net Debt Issued (Repaid)	-1,779	232	5,972	2,705	-856	-2,668
Repurchase of Common Stock	-2,121	-396	-594	-1,800	-	-373.75
Preferred Stock Issued	-	733	-	-	495	-
Preferred Share Repurchases	-350	-350	-	-	-	-
Common Dividends Paid	-887	-895	-868	-784	-580	-568.11
Preferred Dividends Paid	-151	-138	-100	-97	-68	-68.26
Total Dividends Paid	-1,038	-1,033	-968	-881	-648	-636.37
Net Increase (Decrease) in Deposit Accounts	4,541	-2,182	-248	-20,994	11,738	25,037
Other Financing Activities	48	114	18	-14	-28	-11.41
Financing Cash Flow	-699	-2,882	4,180	-20,984	10,701	21,348
Net Cash Flow	350	178	211	182	-215	116.44
Free Cash Flow	2,961	3,394	3,649	4,360	2,566	616.9
Free Cash Flow Growth	-24.58%	-6.99%	-16.31%	69.91%	315.95%	-71.70%
Free Cash Flow Margin	33.26%	39.15%	40.55%	56.90%	42.29%	11.97%
Free Cash Flow Per Share	17.96	20.29	21.85	26.58	19.92	4.79
Cash Interest Paid	3,948	4,319	2,691	429	139	372.29
Cash Income Tax Paid	280	236	452	488	314	275.56

Updated Jul 16, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q