M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
218.35
+4.61 (2.16%)
Oct 20, 2026, 4:00 PM EDT - Market closed
M&T Bank Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,851 | 2,588 | 2,741 | 1,992 | 1,859 |
Depreciation & Amortization | 498 | 508 | 497 | 435 | 324 |
Gain (Loss) on Sale of Assets | -87 | -30 | -249 | -153 | -10 |
Total Asset Writedown | 18 | 40 | 4 | 8 | 8 |
Provision for Credit Losses | 505 | 610 | 645 | 517 | -75 |
Change in Trading Asset Securities | -358 | -57 | -266 | 1,227 | 567 |
Accrued Interest Receivable | -48 | -176 | 261 | -123 | 66 |
Change in Other Net Operating Assets | -358 | 154 | 369 | 701 | -111 |
Other Operating Activities | -18 | -27 | -97 | -30 | 87 |
Operating Cash Flow | 3,003 | 3,610 | 3,905 | 4,574 | 2,715 |
Operating Cash Flow Growth | -16.81% | -7.55% | -14.63% | 68.47% | 244.02% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -143 | -216 | -256 | -214 | -149 |
Cash Acquisitions | - | - | - | 394 | - |
Investment in Securities | -2,179 | -6,936 | -1,572 | 19,092 | -18,451 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -4,513 | -2,056 | -2,496 | -2,060 | 5,480 |
Other Investing Activities | 19 | -538 | -440 | -620 | -511 |
Investing Cash Flow | -6,816 | -9,746 | -4,764 | 16,592 | -13,631 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 1,089 | - | 1,761 | 2,613 | - |
Long-Term Debt Issued | 3,533 | 5,497 | 5,035 | 999 | 10 |
Total Debt Issued | 4,622 | 5,497 | 6,796 | 3,612 | 10 |
Short-Term Debt Repaid | - | -4,256 | - | - | -13 |
Long-Term Debt Repaid | -5,380 | -1,009 | -824 | -907 | -853 |
Total Debt Repaid | -5,380 | -5,265 | -824 | -907 | -866 |
Net Debt Issued (Repaid) | -758 | 232 | 5,972 | 2,705 | -856 |
Repurchase of Common Stock | -2,631 | -396 | -594 | -1,800 | - |
Preferred Stock Issued | 440 | 733 | - | - | 495 |
Preferred Share Repurchases | - | -350 | - | - | - |
Common Dividends Paid | -899 | -895 | -868 | -784 | -580 |
Preferred Dividends Paid | -146 | -138 | -100 | -97 | -68 |
Total Dividends Paid | -1,045 | -1,033 | -968 | -881 | -648 |
Net Increase (Decrease) in Deposit Accounts | 5,814 | -2,182 | -248 | -20,994 | 11,738 |
Other Financing Activities | -20 | 114 | 18 | -14 | -28 |
Financing Cash Flow | 1,800 | -2,882 | 4,180 | -20,984 | 10,701 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -2,013 | -9,018 | 3,321 | 182 | -215 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 2,860 | 3,394 | 3,649 | 4,360 | 2,566 |
Free Cash Flow Growth | -15.73% | -6.99% | -16.31% | 69.91% | 315.95% |
Free Cash Flow Margin | 31.14% | 39.15% | 40.55% | 56.90% | 42.29% |
Free Cash Flow Per Share | 18.01 | 20.29 | 21.85 | 26.58 | 19.92 |