Premier Financial Bancorp, Inc. (PFBI)
Stock Price Chart
Key Info
| Market Cap | 173.46M |
| Revenue (ttm) | 73.56M |
| Net Income (ttm) | 23.39M |
| Shares Out | 14.66M |
| EPS (ttm) | 1.56 |
| PE Ratio | 7.58 |
| Forward PE | n/a |
| Dividend | $0.60 |
| Dividend Yield | 5.07% |
Stock Quote
| Trading Day | Aug 7, 2020 |
| Last Price | $11.83 |
| Previous Close | $11.03 |
| Change ($) | 0.80 |
| Change (%) | 7.25% |
| Day's Open | 11.02 |
| Day's Range | 10.96 - 11.84 |
| Day's Volume | 37,564 |
| 52-Week Range | 8.21 - 20.38 |
More Stats
| Market Cap | 173.46M |
| Enterprise Value | 136.50M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jun 12, 2020 |
| Shares Outstanding | 14.66M |
| Float | 11.74M |
| EPS (basic) | 1.6 |
| EPS (diluted) | 1.56 |
| FCF / Share | 1.86 |
| Dividend | $0.60 |
| Dividend Yield | 5.07% |
| Earnings Yield | 13.19% |
| FCF Yield | 15.73% |
| Payout Ratio | 37.50% |
| Shares Short | 99,497 |
| Short Ratio | 2.72 |
| Short % of Float | 0.76% |
| Beta | 0.71 |
| PE Ratio | 7.58 |
| Forward PE | n/a |
| P/FCF Ratio | 6.36 |
| PS Ratio | 2.36 |
| PB Ratio | 0.63 |
| Revenue | 73.56M |
| Operating Income | 22.18M |
| Net Income | 23.39M |
| Free Cash Flow | 27.28M |
| Net Cash | 36.96M |
| Net Cash / Share | 2.52 |
| Gross Margin | 101.93% |
| Operating Margin | 30.15% |
| Profit Margin | 36.10% |
| FCF Margin | 37.08% |
| ROA | 1.27% |
| ROE | 9.47% |
| ROIC | 1.90% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 65.65 | 57.44 | 54.99 | 51.95 | 48.05 | 47.88 | 44.07 | 39.74 | 40.58 | 40.45 |
| Revenue Growth | 14.3% | 4.46% | 5.85% | 8.11% | 0.36% | 8.65% | 10.9% | -2.07% | 0.32% | - |
| Gross Profit | 65.65 | 57.44 | 54.99 | 51.95 | 48.05 | 47.88 | 44.07 | 39.74 | 40.58 | 40.45 |
| Operating Income | 23.44 | 17.21 | 16.37 | 12.58 | 14.36 | 13.55 | 14.75 | 8.98 | 4.46 | 6.39 |
| Net Income | 24.20 | 20.17 | 14.82 | 12.17 | 12.45 | 13.15 | 13.23 | 10.32 | 7.17 | 9.17 |
| Shares Outstanding | 14.65 | 14.62 | 13.34 | 13.29 | 11.24 | 11.16 | 11.03 | 10.93 | 10.91 | 10.91 |
| Earnings Per Share | 1.64 | 1.47 | 1.10 | 0.92 | 1.08 | 1.06 | 1.08 | 0.90 | 0.54 | 0.71 |
| EPS Growth | 11.56% | 33.64% | 19.57% | -14.81% | 1.5% | -1.85% | 20.18% | 67.66% | -24.54% | - |
| Dividend Per Share | 0.60 | 0.57 | 0.48 | 0.45 | 0.41 | 0.44 | 0.32 | 0.16 | - | 0.16 |
| Dividend Growth | 5.26% | 18.75% | 7.38% | 9.83% | -6.65% | 36.25% | 100% | - | - | - |
| Operating Cash Flow | 29.23 | 27.13 | 20.39 | 17.97 | 16.83 | 18.52 | 16.48 | 17.20 | 14.43 | 14.61 |
| Capital Expenditures | -1.59 | -3.46 | -1.38 | -0.48 | -0.94 | -1.59 | -6.09 | -1.04 | -1.09 | -1.34 |
| Free Cash Flow | 27.64 | 23.67 | 19.01 | 17.49 | 15.89 | 16.94 | 10.40 | 16.16 | 13.34 | 13.27 |
| Cash & Equivalents | 95.06 | 81.87 | 85.25 | 107 | 72.54 | 75.38 | 76.76 | 70.25 | 82.89 | 122 |
| Total Debt | 32.24 | 38.79 | 33.69 | 38.02 | 32.99 | 27.30 | 25.12 | 42.15 | 51.42 | 62.71 |
| Net Cash / Debt | 62.82 | 43.08 | 51.56 | 69.03 | 39.55 | 48.08 | 51.64 | 28.09 | 31.47 | 59.54 |
| Assets | 1,781 | 1,690 | 1,493 | 1,496 | 1,245 | 1,253 | 1,100 | 1,121 | 1,124 | 1,183 |
| Liabilities | 1,541 | 1,473 | 1,310 | 1,322 | 1,097 | 1,107 | 953 | 976 | 980 | 1,052 |
| Book Value | 240 | 217 | 183 | 174 | 147 | 146 | 147 | 144 | 144 | 131 |
Company Profile
Company Details
| Full Name | Premier Financial Bancorp, Inc. |
| Country | United States |
| Employees | 375 |
| CEO | Robert W. Walker |
Stock Information
| Ticker Symbol | PFBI |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: PFBI |
| IPO Date | May 17, 1996 |
Description
Premier Financial Bancorp, Inc., a multi-bank holding company, provides community banking services to individuals and small-to-medium sized businesses. The company accepts various deposit products, including checking, NOW, savings, money market, club, individual retirement, and overdraft protection accounts, as well as certificates of deposit. It also provides loans secured by 1-4 family residential real estate, multifamily residential real estate, owner occupied non-farm non-residential real estate, and non-farm non-residential real estate; commercial and industrial loans not secured by real estate; consumer loans; construction, land, and land development loans; and farmland and agricultural loans, and loans to tax-exempt entities. In addition, the company offers depository and funds transfer services; collections; safe deposit boxes; cash management services; bill payment, remote deposit, check imaging, and automated teller machine services; and internet, mobile, and telephone banking services. As of March 6, 2020, it operated thirteen banking offices in Kentucky; three banking offices in Ohio; twenty-six banking offices in West Virginia; four banking offices in Washington, DC; one banking office in Maryland; and three banking offices in Virginia. Premier Financial Bancorp, Inc. was incorporated in 1991 and is headquartered in Huntington, West Virginia.