First Internet Bancorp (INBK)
Stock Price Chart
Key Info
| Market Cap | 143.46M |
| Revenue (ttm) | 75.23M |
| Net Income (ttm) | 23.37M |
| Shares Out | 9.80M |
| EPS (ttm) | 2.37 |
| PE Ratio | 6.18 |
| Forward PE | 7.85 |
| Dividend | $0.24 |
| Dividend Yield | 1.64% |
Stock Quote
| Trading Day | Aug 7, 2020 |
| Last Price | $14.64 |
| Previous Close | $14.36 |
| Change ($) | 0.28 |
| Change (%) | 1.95% |
| Day's Open | 14.27 |
| Day's Range | 13.99 - 14.64 |
| Day's Volume | 75,427 |
| 52-Week Range | 10.47 - 28.50 |
More Stats
| Market Cap | 143.46M |
| Enterprise Value | 229.43M |
| Earnings Date (est) | Oct 21, 2020 |
| Ex-Dividend Date | Mar 30, 2020 |
| Shares Outstanding | 9.80M |
| Float | 8.46M |
| EPS (basic) | 2.37 |
| EPS (diluted) | 2.37 |
| FCF / Share | -3.72 |
| Dividend | $0.24 |
| Dividend Yield | 1.64% |
| Earnings Yield | 16.19% |
| FCF Yield | n/a |
| Payout Ratio | 10.10% |
| Shares Short | 118,233 |
| Short Ratio | 3.62 |
| Short % of Float | 1.61% |
| Beta | 0.75 |
| PE Ratio | 6.18 |
| Forward PE | 7.85 |
| P/FCF Ratio | n/a |
| PS Ratio | 1.91 |
| PB Ratio | 0.46 |
| Revenue | 75.23M |
| Operating Income | 24.42M |
| Net Income | 23.37M |
| Free Cash Flow | -36.29M |
| Net Cash | -85.98M |
| Net Cash / Share | -8.77 |
| Gross Margin | 98.08% |
| Operating Margin | 32.46% |
| Profit Margin | 31.20% |
| FCF Margin | -48.24% |
| ROA | 0.56% |
| ROE | 7.74% |
| ROIC | 0.60% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 73.79 | 67.14 | 59.65 | 49.44 | 38.95 | 29.11 | 26.64 | 24.41 | 15.44 | 17.02 |
| Revenue Growth | 9.91% | 12.55% | 20.66% | 26.93% | 33.79% | 9.28% | 9.13% | 58.09% | -9.28% | - |
| Gross Profit | 73.79 | 67.14 | 59.65 | 49.44 | 38.95 | 29.11 | 26.64 | 24.41 | 15.44 | 17.02 |
| Operating Income | 27.16 | 23.95 | 22.93 | 17.99 | 13.67 | 6.45 | 6.16 | 7.80 | 3.96 | 6.65 |
| Net Income | 25.24 | 21.90 | 15.23 | 12.07 | 8.93 | 4.32 | 4.59 | 5.61 | 3.19 | 4.96 |
| Shares Outstanding | 10.04 | 9.49 | 7.12 | 5.21 | 4.53 | 4.50 | 3.04 | 2.87 | 2.86 | 2.85 |
| Earnings Per Share | 2.51 | 2.30 | 2.13 | 2.30 | 1.96 | 0.96 | 1.51 | 1.95 | 1.11 | 1.74 |
| EPS Growth | 9.13% | 7.98% | -7.39% | 17.35% | 104.17% | -36.42% | -22.56% | 75.2% | -36.03% | - |
| Dividend Per Share | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.22 | 0.17 | - | - |
| Dividend Growth | 0% | 0% | 0% | 0% | 0% | 9.09% | 31.74% | - | - | - |
| Operating Cash Flow | -43.58 | 29.36 | 24.62 | 26.47 | 10.91 | 1.98 | 41.54 | -5.68 | -31.43 | 11.34 |
| Capital Expenditures | -4.11 | -2.22 | -1.52 | -3.17 | -2.54 | -0.92 | -7.19 | -0.31 | -0.23 | -0.78 |
| Free Cash Flow | -47.68 | 27.14 | 23.11 | 23.30 | 8.37 | 1.07 | 34.35 | -5.99 | -31.66 | 10.56 |
| Cash & Equivalents | 327 | 189 | 47.98 | 39.45 | 25.15 | 28.29 | 53.69 | 32.51 | 34.78 | 32.42 |
| Total Debt | 584 | 559 | 447 | 227 | 204 | 110 | 34.58 | 40.69 | 40.57 | 30.46 |
| Net Cash / Debt | -257 | -370 | -399 | -187 | -179 | -81.48 | 19.11 | -8.17 | -5.80 | 1.96 |
| Assets | 4,100 | 3,542 | 2,768 | 1,854 | 1,270 | 971 | 802 | 636 | 585 | 504 |
| Liabilities | 3,795 | 3,253 | 2,544 | 1,700 | 1,166 | 874 | 711 | 575 | 530 | 455 |
| Book Value | 305 | 289 | 224 | 154 | 104 | 96.79 | 90.91 | 61.35 | 55.42 | 48.90 |
Company Profile
Company Details
| Full Name | First Internet Bancorp |
| Country | United States |
| Employees | 227 |
| CEO | David B. Becker |
Stock Information
| Ticker Symbol | INBK |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: INBK |
Description
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services in the United States. The company offers savings and money market accounts, non-interest bearing and interest-bearing demand deposits, brokered deposit accounts, and certificates of deposit. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, residential mortgage, home equity, small installment, home improvement, term, and other consumer loans, as well as single tenant lease financing, public and healthcare finance, lines of credit, and letters of credit to individuals and commercial customers. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and offers municipal lending and leasing products to government entities. In addition, it provides corporate credit card and treasury management services. The company offers its services through its Website, firstib.com. First Internet Bancorp was founded in 1999 and is based in Fishers, Indiana.