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First Internet Bancorp (INBK)

Stock Price: $14.64 USD 0.28 (1.95%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 143.46M
Revenue (ttm) 75.23M
Net Income (ttm) 23.37M
Shares Out 9.80M
EPS (ttm) 2.37
PE Ratio 6.18
Forward PE 7.85
Dividend $0.24
Dividend Yield 1.64%

Stock Quote

Trading Day Aug 7, 2020
Last Price $14.64
Previous Close $14.36
Change ($) 0.28
Change (%) 1.95%
Day's Open 14.27
Day's Range 13.99 - 14.64
Day's Volume 75,427
52-Week Range 10.47 - 28.50

More Stats

Market Cap 143.46M
Enterprise Value 229.43M
Earnings Date (est) Oct 21, 2020
Ex-Dividend Date Mar 30, 2020
Shares Outstanding 9.80M
Float 8.46M
EPS (basic) 2.37
EPS (diluted) 2.37
FCF / Share -3.72
Dividend $0.24
Dividend Yield 1.64%
Earnings Yield 16.19%
FCF Yield n/a
Payout Ratio 10.10%
Shares Short 118,233
Short Ratio 3.62
Short % of Float 1.61%
Beta 0.75
PE Ratio 6.18
Forward PE 7.85
P/FCF Ratio n/a
PS Ratio 1.91
PB Ratio 0.46
Revenue 75.23M
Operating Income 24.42M
Net Income 23.37M
Free Cash Flow -36.29M
Net Cash -85.98M
Net Cash / Share -8.77
Gross Margin 98.08%
Operating Margin 32.46%
Profit Margin 31.20%
FCF Margin -48.24%
ROA 0.56%
ROE 7.74%
ROIC 0.60%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (5)

Buy 5
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$22.60*
(54.37% upside)
Low
19.0
Current: $14.64
High
30.0
Target: 22.60
*Average 12-month price target from 5 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue73.7967.1459.6549.4438.9529.1126.6424.4115.4417.02
Revenue Growth9.91%12.55%20.66%26.93%33.79%9.28%9.13%58.09%-9.28%-
Gross Profit73.7967.1459.6549.4438.9529.1126.6424.4115.4417.02
Operating Income27.1623.9522.9317.9913.676.456.167.803.966.65
Net Income25.2421.9015.2312.078.934.324.595.613.194.96
Shares Outstanding10.049.497.125.214.534.503.042.872.862.85
Earnings Per Share2.512.302.132.301.960.961.511.951.111.74
EPS Growth9.13%7.98%-7.39%17.35%104.17%-36.42%-22.56%75.2%-36.03%-
Dividend Per Share0.240.240.240.240.240.240.220.17--
Dividend Growth0%0%0%0%0%9.09%31.74%---
Operating Cash Flow-43.5829.3624.6226.4710.911.9841.54-5.68-31.4311.34
Capital Expenditures-4.11-2.22-1.52-3.17-2.54-0.92-7.19-0.31-0.23-0.78
Free Cash Flow-47.6827.1423.1123.308.371.0734.35-5.99-31.6610.56
Cash & Equivalents32718947.9839.4525.1528.2953.6932.5134.7832.42
Total Debt58455944722720411034.5840.6940.5730.46
Net Cash / Debt-257-370-399-187-179-81.4819.11-8.17-5.801.96
Assets4,1003,5422,7681,8541,270971802636585504
Liabilities3,7953,2532,5441,7001,166874711575530455
Book Value30528922415410496.7990.9161.3555.4248.90
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name First Internet Bancorp
Country United States
Employees 227
CEO David B. Becker

Stock Information

Ticker Symbol INBK
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: INBK

Description

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services in the United States. The company offers savings and money market accounts, non-interest bearing and interest-bearing demand deposits, brokered deposit accounts, and certificates of deposit. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, residential mortgage, home equity, small installment, home improvement, term, and other consumer loans, as well as single tenant lease financing, public and healthcare finance, lines of credit, and letters of credit to individuals and commercial customers. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and offers municipal lending and leasing products to government entities. In addition, it provides corporate credit card and treasury management services. The company offers its services through its Website, firstib.com. First Internet Bancorp was founded in 1999 and is based in Fishers, Indiana.