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Premier Financial Corp. (PFC)

Stock Price: $22.80 USD 1.53 (7.19%)
Updated November 24, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 850.28M
Revenue (ttm) 205.73M
Net Income (ttm) 44.75M
Shares Out 37.29M
EPS (ttm) 1.39
PE Ratio 16.40
Forward PE 8.01
Dividend $0.88
Dividend Yield 3.86%

Stock Quote

Trading Day November 24
Last Price $22.80
Previous Close $21.27
Change ($) 1.53
Change (%) 7.19%
Day's Open 21.78
Day's Range 21.63 - 22.88
Day's Volume 149,541
52-Week Range 14.74 - 22.88

More Stats

Market Cap 850.28M
Enterprise Value 881.01M
Earnings Date (est) Jan 25, 2021
Ex-Dividend Date Nov 12, 2020
Shares Outstanding 37.29M
Float 36.47M
EPS (basic) 1.39
EPS (diluted) 1.39
FCF / Share -1.39
Dividend $0.88
Dividend Yield 3.86%
Earnings Yield 6.10%
FCF Yield n/a
Payout Ratio 63.30%
Shares Short 306,053
Short Ratio 2.87
Short % of Float 0.84%
Beta 1.46
PE Ratio 16.40
Forward PE 8.01
P/FCF Ratio n/a
PS Ratio 4.13
PB Ratio 0.79
Revenue 205.73M
Operating Income 55.65M
Net Income 44.75M
Free Cash Flow -52.01M
Net Cash -30.73M
Net Cash / Share -0.82
Gross Margin 74.52%
Operating Margin 27.05%
Profit Margin 21.80%
FCF Margin -25.28%
ROA 0.87%
ROE 6.50%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (4)

Buy 2
Overweight 1
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$22.88*
(0.35% upside)
Low
18.5
Current: $22.80
High
30.0
Target: 22.88
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue15814613411310610096.5792.4684.9674.58
Revenue Growth7.8%9.33%18.74%6.59%5.5%3.78%4.44%8.82%13.93%-
Gross Profit15814613411310610096.5792.4684.9674.58
Operating Income60.6456.8848.4541.6037.8333.4631.5126.6822.2011.11
Net Income49.3746.2532.2728.8426.4224.2922.2418.6615.538.11
Shares Outstanding19.7320.4020.3117.9618.3518.6919.5719.4619.4516.24
Earnings Per Share2.482.261.611.601.411.221.100.910.710.38
EPS Growth9.73%40.37%0.63%13.48%15.57%11.42%20.99%27.46%89.33%-
Dividend Per Share0.790.640.500.440.390.310.200.100.03-
Dividend Growth23.44%28%13.64%13.4%23.96%56.5%100%300%--
Operating Cash Flow39.6953.0635.9626.9830.6530.0739.3631.9138.7432.20
Capital Expenditures-3.13-4.15-2.41-2.11-1.63-4.85-2.05-3.21-2.02-1.56
Free Cash Flow36.5548.9033.5424.8829.0225.2137.3228.7036.7230.64
Cash & Equivalents13198.9611499.0079.77113179137175169
Total Debt130131149174156115112102180210
Net Cash / Debt1.62-31.70-35.61-75.49-76.08-1.7667.2834.78-4.78-40.99
Assets3,4693,1822,9932,4782,2982,1792,1372,0472,0682,036
Liabilities3,0432,7822,6202,1852,0171,8991,8651,7891,7901,795
Book Value426400373293280280272258278240
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Premier Financial Corp.
Country United States
Employees 699
CEO Donald P. Hileman

Stock Information

Ticker Symbol PFC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: PFC

Description

Premier Financial operates as the holding company for Premier Bank and First Insurance Group that provides community banking and financial services. It offers checking accounts, savings accounts, and retirement accounts; mortgages, home equity loans, and auto and vehicle loans; debit cards; trustee services; and various insurance products, such as auto/vehicle, health, homeowners, and life insurance, as well as property, liability, business vehicle, cybersecurity, risk management, and employee group plans. The company also provides commercial real estate loans, equipment loans, working capital lines of credit, agricultural loans, construction loans, SBA/USDA loans, and letters of credit; remote deposit, cash management, merchant, government banking, lockbox, ACH and check positive pay, and wire transfer services; investment products; and Internet and mobile banking services. It operates through 78 branches, 12 loan offices, and 2 wealth offices in Ohio, Michigan, Indiana, and Pennsylvania; and insurance agency with ten offices in Ohio. The company was formerly known as First Defiance Financial Corp. and changed its name to Premier Financial Corp. in June 2020. Premier Financial Corp. was incorporated in 1995 and is headquartered in Defiance, Ohio.