Peapack-Gladstone Financial Corporation (PGC)

PGC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	200.91	149.01	156.09	176.08	138.06
Net Interest Income Growth	34.83%	-4.54%	-11.35%	27.54%	8.20%
Non-Interest Income	82.09	79.12	73.58	66.42	72.24
Non-Interest Income Growth	3.74%	7.54%	10.78%	-8.06%	16.97%
Revenues Before Loan Losses	283	228.13	229.67	242.5	210.3
Provision for Credit Losses	23.52	7.5	14.09	6.35	6.48
Revenue	259.48	220.63	215.58	236.14	203.83
Revenue Growth (YoY)	17.61%	2.34%	-8.71%	15.85%	29.86%
Compensation Expenses	145.49	122.33	100.52	89.48	81.86
Selling, General & Admin	40.56	53.35	47.77	44.32	44.3
Total Non-Interest Expense	207.17	175.68	148.3	133.8	126.17
Pretax Income	52.31	44.95	67.28	102.34	77.66
Provision for Income Taxes	14.98	11.96	18.43	28.1	21.04
Net Income	37.33	32.99	48.85	74.25	56.62
Net Income to Common	37.33	32.99	48.85	74.25	56.62
Net Income Growth	13.15%	-32.48%	-34.20%	31.13%	116.18%
Shares Outstanding (Basic)	18	18	18	18	19
Shares Outstanding (Diluted)	18	18	18	19	19
Shares Change (YoY)	-0.50%	-1.16%	-2.79%	-3.75%	1.11%
EPS (Basic)	2.12	1.87	2.74	4.09	3.01
EPS (Diluted)	2.10	1.85	2.71	4.00	2.93
EPS Growth	13.51%	-31.73%	-32.25%	36.52%	113.87%
Free Cash Flow	23.52	63.01	66.81	115.38	71.54
Free Cash Flow Growth	-62.67%	-5.69%	-42.10%	61.30%	112.62%
Free Cash Flow Per Share	1.32	3.53	3.70	6.21	3.71
Dividends Per Share	0.200	0.200	0.200	0.200	0.200
Profit Margin	14.39%	14.95%	22.66%	31.44%	27.78%
FCF Margin	9.06%	28.56%	30.99%	48.86%	35.10%
EBITDA	0	4.63	5.01	5.04	4.79
EBITDA Margin	0.00%	2.10%	2.32%	2.14%	2.35%
Effective Tax Rate	28.64%	26.62%	27.39%	27.45%	27.09%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q