Peapack-Gladstone Financial Corporation (PGC)

PGC Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	207.5	215.58	236.14	203.83	156.96	170.97
Revenue Growth (YoY)	-15.20%	-8.71%	15.85%	29.86%	-8.19%	9.73%
Gross Profit	207.5	215.58	236.14	203.83	156.96	170.97
Selling, General & Admin	149.58	145.35	131.19	121.85	113.78	104.57
Other Operating Expenses	3.18	2.95	2.61	4.31	1.98	0.28
Operating Expenses	152.76	148.3	133.8	126.17	115.75	104.85
Operating Income	54.74	67.28	102.34	77.66	41.21	66.12
Other Expense / Income	-	-	-	-	9.21	-
Pretax Income	54.74	67.28	102.34	77.66	32	66.12
Income Tax	15.61	18.43	28.1	21.04	5.81	18.69
Net Income	39.13	48.85	74.25	56.62	26.19	47.43
Net Income Growth	-50.57%	-34.20%	31.13%	116.18%	-44.78%	7.39%
Shares Outstanding (Basic)	18	18	18	19	19	19
Shares Change	-0.73%	-0.57%	-3.83%	-1.58%	-0.58%	-1.01%
EPS (Basic)	2.20	2.74	4.09	3.01	1.39	2.46
EPS (Diluted)	2.18	2.71	4.00	2.93	1.37	2.44
EPS Growth	-49.30%	-32.25%	36.52%	113.87%	-43.85%	5.63%
Free Cash Flow	46.45	66.8	115.66	71.54	33.65	84.59
Free Cash Flow Per Share	2.62	3.75	6.45	3.84	1.78	4.44
Dividend Per Share	0.200	0.200	0.200	0.200	0.200	0.200
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	26.38%	31.21%	43.34%	38.10%	26.26%	38.67%
Profit Margin	18.86%	22.66%	31.44%	27.78%	16.69%	27.74%
Free Cash Flow Margin	22.39%	30.99%	48.98%	35.10%	21.44%	49.48%
Effective Tax Rate	28.52%	27.39%	27.45%	27.09%	18.16%	28.26%
EBITDA	59.75	72.29	107.39	82.45	36.42	70.29
EBITDA Margin	28.80%	33.53%	45.48%	40.45%	23.20%	41.11%
Depreciation & Amortization	5.01	5.01	5.04	4.79	4.41	4.17
EBIT	54.74	67.28	102.34	77.66	32	66.12
EBIT Margin	26.38%	31.21%	43.34%	38.10%	20.39%	38.67%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).