Peapack-Gladstone Financial Corporation (PGC)
NASDAQ: PGC · Real-Time Price · USD
46.69
+0.37 (0.80%)
Aug 4, 2026, 4:00 PM EDT - Market closed
PGC Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 43.88 | 37.33 | 32.99 | 48.85 | 74.25 | 56.62 |
Depreciation & Amortization | 5.46 | 5.2 | 4.63 | 5.01 | 5.04 | 4.79 |
Provision for Credit Losses | 26.37 | 23.52 | 7.5 | 14.09 | 6.35 | 6.48 |
Stock-Based Compensation | 4.46 | 5.52 | 5.94 | 10.93 | 8.53 | 7.18 |
Net Change in Loans Held-for-Sale | 2.2 | 5.42 | -0.42 | 11.36 | 23.71 | -5.42 |
Other Adjustments | 12.54 | 6.64 | -16.45 | -17.61 | -2.79 | 9.55 |
Changes in Accrued Interest and Accounts Receivable | -1.15 | -2.07 | 0.78 | -5.52 | -3.57 | 0.91 |
Changes in Accrued Expenses | -2.82 | -23.07 | 63.19 | 6.3 | 2.12 | 0.23 |
Changes in Other Operating Activities | -16 | -15.35 | -27.06 | -3.32 | 5.26 | -4.87 |
Operating Cash Flow | 75.6 | 43.13 | 71.1 | 70.08 | 118.9 | 75.46 |
Operating Cash Flow Growth | 71.35% | -39.34% | 1.46% | -41.06% | 57.56% | 105.51% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Loans Held-for-Investment | -722.13 | -768.13 | -83.4 | -153.11 | -480.86 | -503.75 |
Net Change in Securities and Investments | 154.17 | 46.04 | -212.54 | 8.8 | 128.04 | -308.03 |
Cash Acquisitions | - | - | - | - | - | -5.5 |
Capital Expenditures | -12.01 | -14.32 | -8.1 | -3.28 | -3.52 | -3.93 |
Sale of Property, Plant & Equipment | -0.18 | -0.24 | 0.43 | -0.01 | 0.28 | - |
Other Investing Activities | - | 0.89 | 0.18 | 0.12 | - | 67.41 |
Investing Cash Flow | -579.26 | -735.76 | -303.43 | -147.48 | -356.07 | -753.8 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 540.21 | 459.96 | 854.91 | 68.95 | -60.99 | 447.67 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | - | 73.27 | -403.81 | 24.28 | 379.53 | - |
Long-Term Debt Repaid | -100 | -35 | - | - | - | -242.09 |
Net Long-Term Debt Issued (Repaid) | -100 | -35 | - | - | - | -242.09 |
Issuance of Common Stock | 1.22 | 1.13 | -3.48 | 1.06 | 1.2 | 1.02 |
Repurchase of Common Stock | -1.08 | -6.69 | -8.07 | -15.74 | -35.66 | -31.01 |
Net Common Stock Issued (Repurchased) | 0.14 | -5.56 | -11.55 | -14.68 | -34.46 | -29.99 |
Issuance of Preferred Stock | 30 | - | - | - | - | - |
Net Preferred Stock Issued (Repurchased) | 30 | - | - | - | - | - |
Common Dividends Paid | -3.52 | -3.52 | -3.53 | -3.56 | -3.65 | -3.78 |
Other Financing Activities | - | -0.06 | - | - | - | - |
Financing Cash Flow | 525.16 | 489.09 | 436.02 | 75 | 280.44 | 171.82 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 21.5 | -203.55 | 203.7 | -2.4 | 43.27 | -506.52 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 63.59 | 28.82 | 63.01 | 66.81 | 115.38 | 71.54 |
Free Cash Flow Growth | 89.67% | -54.27% | -5.69% | -42.10% | 61.30% | 112.62% |
FCF Margin | 23.14% | 11.11% | 28.56% | 30.99% | 48.86% | 35.10% |
Free Cash Flow Per Share | 3.59 | 1.62 | 3.53 | 3.70 | 6.21 | 3.71 |