Peapack-Gladstone Financial Corporation (PGC)
NASDAQ: PGC · Real-Time Price · USD
45.33
-0.25 (-0.55%)
Aug 24, 2026, 4:00 PM EDT - Market closed
PGC Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 51.92 | 37.33 | 32.99 | 48.85 | 74.25 | 56.62 |
Depreciation & Amortization | 5.57 | 5.2 | 4.63 | 5.01 | 5.04 | 4.79 |
Other Amortization | 1.07 | 0.47 | 0.29 | 0.29 | 0.29 | 1 |
Gain (Loss) on Sale of Assets | 0.3 | 0.3 | 0.1 | 0.01 | -0.28 | -0.05 |
Gain (Loss) on Sale of Investments | -0.02 | -0.51 | -0.59 | 0.4 | 10.97 | 6.25 |
Provision for Credit Losses | 27.88 | 23.52 | 7.5 | 14.09 | 6.35 | 6.48 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 3.9 | 5.42 | -0.42 | 11.36 | 23.71 | -5.42 |
Accrued Interest Receivable | -0.85 | -2.07 | 0.78 | -5.52 | -3.57 | 0.91 |
Change in Other Net Operating Assets | 10.56 | -38.47 | 35.82 | 2.51 | 6.85 | -5.26 |
Other Operating Activities | 7.26 | 7.78 | -14.53 | -15.32 | -6 | 11.24 |
Operating Cash Flow | 110.88 | 43.13 | 71.1 | 70.08 | 118.9 | 75.46 |
Operating Cash Flow Growth | 87.26% | -39.34% | 1.46% | -41.06% | 57.56% | 105.51% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -8.87 | -14.55 | -8.1 | -3.28 | -3.52 | -3.93 |
Sale of Property, Plant and Equipment | 0.06 | - | 0.43 | - | 0.28 | - |
Cash Acquisitions | - | - | - | - | - | -5.5 |
Investment in Securities | 42.56 | 48.27 | -231.21 | 9.17 | 145.76 | -308.79 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -897.97 | -767.25 | -83.37 | -153.11 | -480.86 | -437.66 |
Other Investing Activities | -1.46 | -2.23 | 18.83 | -0.37 | -17.72 | 1.98 |
Investing Cash Flow | -865.68 | -735.76 | -303.43 | -147.48 | -356.07 | -753.8 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 73.27 | - | 24.28 | 379.53 | - |
Total Debt Issued | 74.85 | 73.27 | - | 24.28 | 379.53 | - |
Short-Term Debt Repaid | - | - | -403.81 | - | - | -15 |
Long-Term Debt Repaid | - | -35 | - | - | - | -227.09 |
Total Debt Repaid | -100 | -35 | -403.81 | - | - | -242.09 |
Net Debt Issued (Repaid) | -25.15 | 38.27 | -403.81 | 24.28 | 379.53 | -242.09 |
Issuance of Common Stock | 1.28 | 1.13 | 0.86 | 1.06 | 1.2 | 1.02 |
Repurchase of Common Stock | -3.75 | -6.69 | -8.07 | -15.74 | -35.66 | -31.01 |
Common Dividends Paid | -3.52 | -3.52 | -3.53 | -3.56 | -3.65 | -3.78 |
Net Increase (Decrease) in Deposit Accounts | 694.48 | 459.96 | 854.91 | 68.95 | -60.99 | 447.67 |
Other Financing Activities | -0.06 | -0.06 | -4.34 | - | - | - |
Financing Cash Flow | 693.09 | 489.09 | 436.02 | 75 | 280.44 | 171.82 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -61.71 | -203.55 | 203.7 | -2.4 | 43.27 | -506.52 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 102.01 | 28.58 | 63.01 | 66.8 | 115.38 | 71.54 |
Free Cash Flow Growth | 132.39% | -54.64% | -5.68% | -42.11% | 61.30% | 112.62% |
Free Cash Flow Margin | 35.34% | 11.05% | 28.59% | 30.99% | 48.87% | 35.17% |
Free Cash Flow Per Share | 5.68 | 1.61 | 3.53 | 3.70 | 6.21 | 3.71 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 152.62 | 163.97 | 170.8 | 141.17 | 33.16 | 22.36 |
Cash Income Tax Paid | 13.41 | 19.68 | 17.67 | 18.47 | 25 | 16.08 |