Peapack-Gladstone Financial Corporation (PGC)

PGC Statistics

Total Valuation

PGC has a market cap or net worth of $574.97 million. The enterprise value is $258.00 million.

Market Cap	574.97M
Enterprise Value	258.00M

Important Dates

The next estimated earnings date is Thursday, January 23, 2025, after market close.

Earnings Date	Jan 23, 2025
Ex-Dividend Date	Nov 7, 2024

Share Statistics

PGC has 17.45 million shares outstanding. The number of shares has decreased by -1.97% in one year.

Current Share Class	17.45M
Shares Outstanding	17.45M
Shares Change (YoY)	-1.97%
Shares Change (QoQ)	-0.52%
Owned by Insiders (%)	9.75%
Owned by Institutions (%)	75.15%
Float	14.82M

Valuation Ratios

The trailing PE ratio is 18.12 and the forward PE ratio is 14.10.

PE Ratio	18.12
Forward PE	14.10
PS Ratio	2.78
Forward PS	2.19
PB Ratio	0.95
P/TBV Ratio	1.02
P/FCF Ratio	14.05
P/OCF Ratio	12.51
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.98
EV / Sales	1.23
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.31

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.74
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.55%.

Return on Equity (ROE)	5.55%
Return on Assets (ROA)	0.49%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$402,549
Profits Per Employee	$62,086
Employee Count	521
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PGC has paid $11.99 million in taxes.

Income Tax	11.99M
Effective Tax Rate	27.04%

Stock Price Statistics

The stock price has increased by +11.47% in the last 52 weeks. The beta is 0.98, so PGC's price volatility has been similar to the market average.

Beta (5Y)	0.98
52-Week Price Change	+11.47%
50-Day Moving Average	34.21
200-Day Moving Average	26.95
Relative Strength Index (RSI)	37.36
Average Volume (20 Days)	112,318

Short Selling Information

The latest short interest is 463,020, so 2.65% of the outstanding shares have been sold short.

Short Interest	463,020
Short Previous Month	495,803
Short % of Shares Out	2.65%
Short % of Float	3.12%
Short Ratio (days to cover)	3.42

Income Statement

In the last 12 months, PGC had revenue of $209.73 million and earned $32.35 million in profits. Earnings per share was $1.82.

Revenue	209.73M
Gross Profit	209.73M
Operating Income	48.31M
Pretax Income	46.19M
Net Income	32.35M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.82

Balance Sheet

The company has $510.93 million in cash and $193.95 million in debt, giving a net cash position of $316.98 million or $18.16 per share.

Cash & Cash Equivalents	510.93M
Total Debt	193.95M
Net Cash	316.98M
Net Cash Per Share	$18.16
Equity (Book Value)	607.61M
Book Value Per Share	34.84
Working Capital	-5.46B

Cash Flow

In the last 12 months, operating cash flow was $45.96 million and capital expenditures -$5.05 million, giving a free cash flow of $40.92 million.

Operating Cash Flow	45.96M
Capital Expenditures	-5.05M
Free Cash Flow	40.92M
FCF Per Share	$2.34

Margins

Gross Margin	n/a
Operating Margin	23.04%
Pretax Margin	21.14%
Profit Margin	15.42%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.51%

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.61%.

Dividend Per Share	$0.20
Dividend Yield	0.61%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	11.00%
Buyback Yield	1.97%
Shareholder Yield	2.58%
Earnings Yield	5.63%
FCF Yield	7.12%

Analyst Forecast

The average price target for PGC is $44.00, which is 33.54% higher than the current price. The consensus rating is "Buy".

Price Target	$44.00
Price Target Difference	33.54%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on July 7, 2009. It was a forward split with a ratio of 1.05:1.

Last Split Date	Jul 7, 2009
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4