Peapack-Gladstone Financial Corporation (PGC)

PGC Statistics

Total Valuation

PGC has a market cap or net worth of $495.88 million. The enterprise value is $275.18 million.

Market Cap	495.88M
Enterprise Value	275.18M

Important Dates

The next estimated earnings date is Tuesday, April 22, 2025, after market close.

Earnings Date	Apr 22, 2025
Ex-Dividend Date	Feb 6, 2025

Share Statistics

PGC has 17.46 million shares outstanding. The number of shares has decreased by -1.16% in one year.

Current Share Class	17.46M
Shares Outstanding	17.46M
Shares Change (YoY)	-1.16%
Shares Change (QoQ)	+0.40%
Owned by Insiders (%)	9.61%
Owned by Institutions (%)	79.33%
Float	14.92M

Valuation Ratios

The trailing PE ratio is 15.35 and the forward PE ratio is 10.38.

PE Ratio	15.35
Forward PE	10.38
PS Ratio	2.28
Forward PS	1.77
PB Ratio	0.82
P/TBV Ratio	0.88
P/FCF Ratio	7.87
P/OCF Ratio	6.97
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.34
EV / Sales	1.25
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	4.37

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.55%.

Return on Equity (ROE)	5.55%
Return on Assets (ROA)	0.49%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$355,471
Profits Per Employee	$53,206
Employee Count	620
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PGC has paid $11.96 million in taxes.

Income Tax	11.96M
Effective Tax Rate	26.62%

Stock Price Statistics

The stock price has increased by +17.26% in the last 52 weeks. The beta is 1.00, so PGC's price volatility has been similar to the market average.

Beta (5Y)	1.00
52-Week Price Change	+17.26%
50-Day Moving Average	31.49
200-Day Moving Average	29.72
Relative Strength Index (RSI)	36.86
Average Volume (20 Days)	98,495

Short Selling Information

The latest short interest is 548,231, so 3.14% of the outstanding shares have been sold short.

Short Interest	548,231
Short Previous Month	526,672
Short % of Shares Out	3.14%
Short % of Float	3.67%
Short Ratio (days to cover)	6.80

Income Statement

In the last 12 months, PGC had revenue of $220.39 million and earned $32.99 million in profits. Earnings per share was $1.85.

Revenue	220.39M
Gross Profit	220.39M
Operating Income	48.51M
Pretax Income	46.19M
Net Income	32.99M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.85

Balance Sheet

The company has $420.61 million in cash and $199.90 million in debt, giving a net cash position of $220.70 million or $12.64 per share.

Cash & Cash Equivalents	420.61M
Total Debt	199.90M
Net Cash	220.70M
Net Cash Per Share	$12.64
Equity (Book Value)	605.85M
Book Value Per Share	34.72
Working Capital	-5.77B

Cash Flow

In the last 12 months, operating cash flow was $71.10 million and capital expenditures -$8.10 million, giving a free cash flow of $63.01 million.

Operating Cash Flow	71.10M
Capital Expenditures	-8.10M
Free Cash Flow	63.01M
FCF Per Share	$3.61

Margins

Gross Margin	n/a
Operating Margin	22.01%
Pretax Margin	20.40%
Profit Margin	14.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.59%

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.70%.

Dividend Per Share	$0.20
Dividend Yield	0.70%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	10.81%
Buyback Yield	1.16%
Shareholder Yield	1.87%
Earnings Yield	6.65%
FCF Yield	12.71%

Analyst Forecast

The average price target for PGC is $44.00, which is 54.93% higher than the current price. The consensus rating is "Buy".

Price Target	$44.00
Price Target Difference	54.93%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on July 7, 2009. It was a forward split with a ratio of 1.05:1.

Last Split Date	Jul 7, 2009
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4