Peapack-Gladstone Financial Corporation (PGC)
NASDAQ: PGC · Real-Time Price · USD
28.20
+0.54 (1.95%)
At close: Oct 6, 2025, 4:00 PM EDT
28.20
0.00 (0.00%)
After-hours: Oct 6, 2025, 4:07 PM EDT

PGC Statistics

Total Valuation

PGC has a market cap or net worth of $493.91 million. The enterprise value is $316.69 million.

Market Cap493.91M
Enterprise Value 316.69M

Important Dates

The next estimated earnings date is Tuesday, October 21, 2025, after market close.

Earnings Date Oct 21, 2025
Ex-Dividend Date Aug 7, 2025

Share Statistics

PGC has 17.51 million shares outstanding. The number of shares has decreased by -0.25% in one year.

Current Share Class 17.51M
Shares Outstanding 17.51M
Shares Change (YoY) -0.25%
Shares Change (QoQ) -0.22%
Owned by Insiders (%) 9.59%
Owned by Institutions (%) 75.66%
Float 15.21M

Valuation Ratios

The trailing PE ratio is 15.58 and the forward PE ratio is 9.94.

PE Ratio 15.58
Forward PE 9.94
PS Ratio 2.05
Forward PS 1.59
PB Ratio 0.77
P/TBV Ratio 0.84
P/FCF Ratio 11.25
P/OCF Ratio 8.34
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 9.79
EV / Sales 1.33
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 7.21

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.49
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.31%.

Return on Equity (ROE) 5.31%
Return on Assets (ROA) 0.47%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $384,355
Profits Per Employee $52,198
Employee Count620
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PGC has paid $12.33 million in taxes.

Income Tax 12.33M
Effective Tax Rate 27.59%

Stock Price Statistics

The stock price has increased by +4.02% in the last 52 weeks. The beta is 0.87, so PGC's price volatility has been lower than the market average.

Beta (5Y) 0.87
52-Week Price Change +4.02%
50-Day Moving Average 27.63
200-Day Moving Average 29.10
Relative Strength Index (RSI) 50.03
Average Volume (20 Days) 98,492

Short Selling Information

The latest short interest is 623,743, so 3.56% of the outstanding shares have been sold short.

Short Interest 623,743
Short Previous Month 615,672
Short % of Shares Out 3.56%
Short % of Float 4.10%
Short Ratio (days to cover) 5.51

Income Statement

In the last 12 months, PGC had revenue of $238.30 million and earned $32.36 million in profits. Earnings per share was $1.81.

Revenue238.30M
Gross Profit 238.30M
Operating Income 48.34M
Pretax Income 44.69M
Net Income 32.36M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.81
Full Income Statement

Balance Sheet

The company has $330.23 million in cash and $153.01 million in debt, giving a net cash position of $177.22 million or $10.12 per share.

Cash & Cash Equivalents 330.23M
Total Debt 153.01M
Net Cash 177.22M
Net Cash Per Share $10.12
Equity (Book Value) 629.78M
Book Value Per Share 35.98
Working Capital -6.06B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $59.21 million and capital expenditures -$15.32 million, giving a free cash flow of $43.90 million.

Operating Cash Flow 59.21M
Capital Expenditures -15.32M
Free Cash Flow 43.90M
FCF Per Share $2.51
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 20.28%
Pretax Margin 18.76%
Profit Margin 13.58%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 18.42%

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.71%.

Dividend Per Share $0.20
Dividend Yield 0.71%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 11.05%
Buyback Yield 0.25%
Shareholder Yield 0.97%
Earnings Yield 6.55%
FCF Yield 8.89%
Dividend Details

Analyst Forecast

The average price target for PGC is $37.00, which is 31.21% higher than the current price. The consensus rating is "Strong Buy".

Price Target $37.00
Price Target Difference 31.21%
Analyst Consensus Strong Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 7, 2009. It was a forward split with a ratio of 1.05:1.

Last Split Date Jul 7, 2009
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4