Peapack-Gladstone Financial Corporation (PGC)

PGC Statistics

Total Valuation

PGC has a market cap or net worth of $600.96 million. The enterprise value is $627.65 million.

Market Cap	600.96M
Enterprise Value	627.65M

Important Dates

The last earnings date was Thursday, January 29, 2026, after market close.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Feb 12, 2026

Share Statistics

PGC has 17.42 million shares outstanding. The number of shares has decreased by -0.50% in one year.

Current Share Class	17.42M
Shares Outstanding	17.42M
Shares Change (YoY)	-0.50%
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	9.61%
Owned by Institutions (%)	69.96%
Float	15.19M

Valuation Ratios

The trailing PE ratio is 16.43 and the forward PE ratio is 9.68.

PE Ratio	16.43
Forward PE	9.68
PS Ratio	2.31
Forward PS	1.83
PB Ratio	0.91
P/TBV Ratio	0.97
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.82
EV / Sales	2.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.91%.

Return on Equity (ROE)	5.91%
Return on Assets (ROA)	0.51%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.00%
Revenue Per Employee	$371,212
Profits Per Employee	$53,399
Employee Count	699
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PGC has paid $14.98 million in taxes.

Income Tax	14.98M
Effective Tax Rate	28.64%

Stock Price Statistics

The stock price has decreased by -0.12% in the last 52 weeks. The beta is 0.71, so PGC's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	-0.12%
50-Day Moving Average	30.18
200-Day Moving Average	28.23
Relative Strength Index (RSI)	66.76
Average Volume (20 Days)	150,146

Short Selling Information

The latest short interest is 426,691, so 2.45% of the outstanding shares have been sold short.

Short Interest	426,691
Short Previous Month	405,780
Short % of Shares Out	2.45%
Short % of Float	2.81%
Short Ratio (days to cover)	4.22

Income Statement

In the last 12 months, PGC had revenue of $259.48 million and earned $37.33 million in profits. Earnings per share was $2.10.

Revenue	259.48M
Gross Profit	259.48M
Operating Income	57.12M
Pretax Income	52.31M
Net Income	37.33M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.10

Balance Sheet

The company has $187.82 million in cash and $216.78 million in debt, with a net cash position of -$28.96 million or -$1.66 per share.

Cash & Cash Equivalents	187.82M
Total Debt	216.78M
Net Cash	-28.96M
Net Cash Per Share	-$1.66
Equity (Book Value)	658.21M
Book Value Per Share	37.78
Working Capital	-6.44B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	22.01%
Pretax Margin	20.16%
Profit Margin	14.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.58%.

Dividend Per Share	$0.20
Dividend Yield	0.58%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	9.52%
Buyback Yield	0.50%
Shareholder Yield	1.09%
Earnings Yield	6.23%
FCF Yield	n/a

Analyst Forecast

The average price target for PGC is $37.00, which is 7.28% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$37.00
Price Target Difference	7.28%
Analyst Consensus	Strong Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 7, 2009. It was a forward split with a ratio of 1.05:1.

Last Split Date	Jul 7, 2009
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2