Peapack-Gladstone Financial Corporation (PGC)

PGC Statistics

Total Valuation

PGC has a market cap or net worth of $462.00 million. The enterprise value is $288.41 million.

Market Cap	462.00M
Enterprise Value	288.41M

Important Dates

The last earnings date was Monday, July 21, 2025, after market close.

Earnings Date	Jul 21, 2025
Ex-Dividend Date	Aug 7, 2025

Share Statistics

PGC has 17.50 million shares outstanding. The number of shares has decreased by -0.25% in one year.

Current Share Class	17.50M
Shares Outstanding	17.50M
Shares Change (YoY)	-0.25%
Shares Change (QoQ)	-0.22%
Owned by Insiders (%)	9.63%
Owned by Institutions (%)	76.60%
Float	15.19M

Valuation Ratios

The trailing PE ratio is 14.58 and the forward PE ratio is 9.50.

PE Ratio	14.58
Forward PE	9.50
PS Ratio	1.95
Forward PS	1.51
PB Ratio	0.73
P/TBV Ratio	0.79
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.91
EV / Sales	1.21
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.31%.

Return on Equity (ROE)	5.31%
Return on Assets (ROA)	0.47%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$384,355
Profits Per Employee	$52,198
Employee Count	620
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PGC has paid $12.33 million in taxes.

Income Tax	12.33M
Effective Tax Rate	27.59%

Stock Price Statistics

The stock price has decreased by -3.42% in the last 52 weeks. The beta is 0.85, so PGC's price volatility has been lower than the market average.

Beta (5Y)	0.85
52-Week Price Change	-3.42%
50-Day Moving Average	28.25
200-Day Moving Average	30.63
Relative Strength Index (RSI)	36.27
Average Volume (20 Days)	118,100

Short Selling Information

The latest short interest is 597,604, so 3.41% of the outstanding shares have been sold short.

Short Interest	597,604
Short Previous Month	653,255
Short % of Shares Out	3.41%
Short % of Float	3.93%
Short Ratio (days to cover)	7.25

Income Statement

In the last 12 months, PGC had revenue of $238.30 million and earned $32.36 million in profits. Earnings per share was $1.81.

Revenue	238.30M
Gross Profit	238.30M
Operating Income	48.34M
Pretax Income	46.19M
Net Income	32.36M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.81

Balance Sheet

The company has $315.60 million in cash and $142.01 million in debt, giving a net cash position of $173.60 million or $9.92 per share.

Cash & Cash Equivalents	315.60M
Total Debt	142.01M
Net Cash	173.60M
Net Cash Per Share	$9.92
Equity (Book Value)	629.78M
Book Value Per Share	35.99
Working Capital	-6.01B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	20.28%
Pretax Margin	18.76%
Profit Margin	13.58%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.76%.

Dividend Per Share	$0.20
Dividend Yield	0.76%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	11.05%
Buyback Yield	0.25%
Shareholder Yield	1.01%
Earnings Yield	7.00%
FCF Yield	n/a

Analyst Forecast

The average price target for PGC is $37.00, which is 40.95% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$37.00
Price Target Difference	40.95%
Analyst Consensus	Strong Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 7, 2009. It was a forward split with a ratio of 1.05:1.

Last Split Date	Jul 7, 2009
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2