Peapack-Gladstone Financial Corporation (PGC)

PGC Statistics

Total Valuation

PGC has a market cap or net worth of $470.76 million. The enterprise value is $264.92 million.

Market Cap	470.76M
Enterprise Value	264.92M

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Nov 6, 2025

Share Statistics

PGC has 17.41 million shares outstanding. The number of shares has increased by 0.35% in one year.

Current Share Class	17.41M
Shares Outstanding	17.41M
Shares Change (YoY)	+0.35%
Shares Change (QoQ)	-0.49%
Owned by Insiders (%)	9.64%
Owned by Institutions (%)	76.71%
Float	15.11M

Valuation Ratios

The trailing PE ratio is 14.01 and the forward PE ratio is 8.97.

PE Ratio	14.01
Forward PE	8.97
PS Ratio	1.94
Forward PS	1.46
PB Ratio	0.74
P/TBV Ratio	0.79
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.70
EV / Sales	1.06
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.50%.

Return on Equity (ROE)	5.50%
Return on Assets (ROA)	0.48%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$401,305
Profits Per Employee	$55,495
Employee Count	620
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PGC has paid $13.15 million in taxes.

Income Tax	13.15M
Effective Tax Rate	27.65%

Stock Price Statistics

The stock price has decreased by -13.85% in the last 52 weeks. The beta is 0.87, so PGC's price volatility has been lower than the market average.

Beta (5Y)	0.87
52-Week Price Change	-13.85%
50-Day Moving Average	28.13
200-Day Moving Average	28.74
Relative Strength Index (RSI)	46.37
Average Volume (20 Days)	140,421

Short Selling Information

The latest short interest is 626,486, so 3.60% of the outstanding shares have been sold short.

Short Interest	626,486
Short Previous Month	625,055
Short % of Shares Out	3.60%
Short % of Float	4.15%
Short Ratio (days to cover)	5.15

Income Statement

In the last 12 months, PGC had revenue of $248.81 million and earned $34.41 million in profits. Earnings per share was $1.93.

Revenue	248.81M
Gross Profit	248.81M
Operating Income	51.68M
Pretax Income	47.56M
Net Income	34.41M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.93

Balance Sheet

The company has $347.19 million in cash and $141.35 million in debt, giving a net cash position of $205.84 million or $11.82 per share.

Cash & Cash Equivalents	347.19M
Total Debt	141.35M
Net Cash	205.84M
Net Cash Per Share	$11.82
Equity (Book Value)	642.55M
Book Value Per Share	36.90
Working Capital	-6.21B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	20.77%
Pretax Margin	19.11%
Profit Margin	13.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.74%.

Dividend Per Share	$0.20
Dividend Yield	0.74%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	10.37%
Buyback Yield	-0.35%
Shareholder Yield	0.39%
Earnings Yield	7.31%
FCF Yield	n/a

Analyst Forecast

The average price target for PGC is $37.00, which is 36.86% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$37.00
Price Target Difference	36.86%
Analyst Consensus	Strong Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 7, 2009. It was a forward split with a ratio of 1.05:1.

Last Split Date	Jul 7, 2009
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2