The PNC Financial Services Group, Inc. (PNC)

PNC Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	28,820	26,998	27,832	26,028	21,294
Net Interest Income Growth	6.75%	-3.00%	6.93%	22.23%	7.05%
Non-Interest Income	8,689	8,056	7,574	8,106	8,564
Non-Interest Income Growth	7.86%	6.36%	-6.56%	-5.35%	23.13%
Revenues Before Loan Losses	23,099	21,555	21,490	21,120	19,211
Provision for Credit Losses	779	789	742	477	-779
Revenue	22,320	20,766	20,748	20,643	19,990
Revenue Growth (YoY)	7.48%	0.09%	0.51%	3.27%	45.64%
Compensation Expenses	7,782	7,302	7,428	7,244	7,141
Selling, General & Admin	2,946	2,843	2,743	2,742	2,670
Other Non-Interest Expenses	3,106	3,379	3,841	3,184	3,191
Total Non-Interest Expense	13,834	13,524	14,012	13,170	13,002
Pretax Income	8,486	7,242	6,736	7,473	6,988
Provision for Income Taxes	1,489	1,289	1,089	1,360	1,263
Net Income	6,619	5,529	5,153	5,735	5,436
Minority Interest in Earnings	61	64	69	72	51
Net Income Attributable to Preferred Dividends	317	360	425	306	238
Net Income to Common	6,619	5,529	5,153	5,735	5,436
Net Income Growth	19.71%	7.30%	-10.15%	5.50%	-25.37%
Shares Outstanding (Basic)	396	399	401	412	426
Shares Outstanding (Diluted)	400	401	401	412	426
Shares Change (YoY)	-0.25%	-	-2.67%	-3.29%	-0.23%
EPS (Basic)	16.60	13.76	12.80	13.86	12.71
EPS (Diluted)	16.59	13.74	12.79	13.85	12.70
EPS Growth	20.74%	7.43%	-7.65%	9.05%	-25.12%
Free Cash Flow	4,384	7,880	10,111	9,083	7,214
Free Cash Flow Growth	-44.37%	-22.07%	11.32%	25.91%	54.84%
Free Cash Flow Per Share	10.96	19.65	25.21	22.05	16.93
Dividends Per Share	6.600	6.300	6.100	5.750	4.800
Dividend Growth	4.76%	3.28%	6.09%	19.79%	4.35%
Profit Margin	31.35%	28.67%	27.22%	29.61%	28.64%
FCF Margin	19.64%	37.95%	48.73%	44.00%	36.09%
EBITDA	381	259	217	651	1,773
EBITDA Margin	1.71%	1.25%	1.05%	3.15%	8.87%
Effective Tax Rate	17.55%	17.80%	16.17%	18.20%	18.07%

Updated Jan 16, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q