The PNC Financial Services Group, Inc. (PNC)

PNC Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	18,472	19,346	18,299	11,795	9,007
Interest Income on Investments	6,835	7,038	6,009	3,641	2,127
Total Interest Income	25,307	26,384	24,308	15,436	11,134
Interest Paid on Deposits	7,497	8,401	6,609	1,267	126
Interest Paid on Borrowings	3,400	4,484	3,783	1,155	361
Total Interest Expense	10,897	12,885	10,392	2,422	487
Net Interest Income	14,410	13,499	13,916	13,014	10,647
Net Interest Income Growth (YoY)	6.75%	-3.00%	6.93%	22.23%	7.05%
Trust Income	1,597	1,485	1,412	1,444	1,438
Mortgage Banking Activities	571	581	625	647	850
Gain (Loss) on Sale of Investments	-9	254	-2	-7	64
Other Non-Interest Income	6,530	5,736	5,539	6,022	6,212
Total Non-Interest Income	8,689	8,056	7,574	8,106	8,564
Non-Interest Income Growth (YoY)	7.86%	6.36%	-6.56%	-5.35%	23.13%
Revenues Before Loan Losses	23,099	21,555	21,490	21,120	19,211
Provision for Loan Losses	779	789	742	477	-779
Revenue	22,320	20,766	20,748	20,643	19,990
Revenue Growth (YoY)	7.48%	0.09%	0.51%	3.27%	45.64%
Salaries and Employee Benefits	7,782	7,302	7,428	7,244	7,141
Selling, General & Administrative	2,946	2,843	2,743	2,742	2,670
Other Non-Interest Expense	3,106	3,379	3,841	3,184	3,191
Total Non-Interest Expense	13,834	13,524	14,012	13,170	13,002
EBT Excluding Unusual Items	8,486	7,242	6,736	7,473	6,988
Pretax Income	8,486	7,242	6,736	7,473	6,988
Income Tax Expense	1,489	1,289	1,089	1,360	1,263
Earnings From Continuing Operations	6,997	5,953	5,647	6,113	5,725
Minority Interest in Earnings	-61	-64	-69	-72	-51
Net Income	6,936	5,889	5,578	6,041	5,674
Preferred Dividends & Other Adjustments	317	393	452	333	265
Net Income to Common	6,619	5,496	5,126	5,708	5,409
Net Income Growth	17.78%	5.58%	-7.66%	6.47%	-24.52%
Basic Shares Outstanding	396	399	401	412	426
Diluted Shares Outstanding	396	400	401	412	426
Shares Change (YoY)	-1.00%	-0.25%	-2.67%	-3.29%	-0.23%
EPS (Basic)	16.71	13.77	12.78	13.85	12.70
EPS (Diluted)	16.61	13.74	12.78	13.85	12.70
EPS Growth	20.86%	7.49%	-7.70%	9.08%	-25.19%
Dividend Per Share	6.600	6.300	6.100	5.750	4.800
Dividend Growth	4.76%	3.28%	6.09%	19.79%	4.35%
Effective Tax Rate	17.55%	17.80%	16.17%	18.20%	18.07%

Updated Jan 16, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q