The PNC Financial Services Group, Inc. (PNC)
NYSE: PNC · Real-Time Price · USD
225.53
+2.64 (1.18%)
At close: Oct 22, 2026, 4:00 PM EDT
227.18
+1.65 (0.73%)
After-hours: Oct 22, 2026, 7:30 PM EDT
PNC Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 5,755 | 6,759 | 6,283 | 5,936 | 6,446 | 7,431 |
Investment Securities | 159,234 | 69,955 | 73,265 | 65,139 | 94,456 | 141,393 |
Trading Asset Securities | - | 7,786 | 3,590 | 3,696 | 3,497 | 5,471 |
Mortgage-Backed Securities | - | 79,075 | 76,067 | 76,248 | 80,635 | 73,999 |
Total Investments | 159,234 | 156,816 | 152,922 | 145,083 | 178,588 | 220,863 |
Gross Loans | 378,792 | 332,392 | 317,336 | 322,392 | 326,786 | 289,049 |
Allowance for Loan Losses | -4,536 | -4,410 | -4,486 | -4,791 | -4,741 | -4,868 |
Other Adjustments to Gross Loans | - | -911 | -869 | -884 | -761 | -677 |
Net Loans | 374,256 | 327,071 | 311,981 | 316,717 | 321,284 | 283,504 |
Property, Plant & Equipment | - | 1,692 | 1,619 | 1,745 | 1,857 | 1,919 |
Goodwill | 13,317 | 10,959 | 10,932 | 10,932 | 10,987 | 10,916 |
Loans Held for Sale | 2,753 | 1,939 | 850 | 734 | 1,010 | 2,231 |
Accrued Interest Receivable | - | 1,867 | 1,870 | 1,925 | 1,626 | 1,027 |
Restricted Cash | - | 32,954 | 39,968 | 985 | 597 | 573 |
Other Real Estate Owned & Foreclosed | 131 | 143 | 31 | 36 | 34 | 26 |
Other Long-Term Assets | 72,370 | 33,372 | 33,582 | 77,487 | 34,834 | 28,701 |
Total Assets | 627,816 | 573,572 | 560,038 | 561,580 | 557,263 | 557,191 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 18,437 | 6,893 | 8,501 | 7,585 | 6,378 | 7,236 |
Interest Bearing Deposits | 366,642 | 349,118 | 334,097 | 320,133 | 311,796 | 302,103 |
Non-Interest Bearing Deposits | 99,720 | 91,748 | 92,641 | 101,285 | 124,486 | 155,175 |
Total Deposits | 466,362 | 440,866 | 426,738 | 421,418 | 436,282 | 457,278 |
Short-Term Borrowings | - | 1,725 | 3,168 | 3,538 | 4,524 | 985 |
Current Portion of Leases | - | 393 | - | - | - | - |
Other Current Liabilities | - | 200 | - | - | 200 | 100 |
Long-Term Debt | 43,245 | 43,895 | 39,467 | 34,737 | 26,638 | 30,784 |
Federal Home Loan Bank Debt, Long-Term | 36,512 | 13,000 | 22,000 | 38,000 | 32,075 | - |
Long-Term Leases | - | 1,540 | 1,870 | 1,998 | 2,160 | 2,220 |
Trust Preferred Securities | - | 206 | 206 | - | - | - |
Other Long-Term Liabilities | 850 | 4,218 | 3,619 | 3,163 | 3,194 | 2,862 |
Total Liabilities | 565,406 | 512,936 | 505,569 | 510,439 | 511,451 | 501,465 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Other | - | 5,758 | 5,749 | 6,241 | 5,746 | 5,009 |
Total Preferred Equity | - | 5,758 | 5,749 | 6,241 | 5,746 | 5,009 |
Common Stock | 2,786 | 2,717 | 2,717 | 2,716 | 2,714 | 2,713 |
Additional Paid-In Capital | 22,059 | 13,164 | 12,961 | 12,779 | 12,630 | 12,448 |
Retained Earnings | 66,715 | 63,266 | 59,282 | 56,290 | 53,572 | 50,228 |
Treasury Stock | -22,735 | -20,912 | -19,719 | -19,209 | -18,716 | -15,112 |
Comprehensive Income & Other | -6,472 | -3,408 | -6,565 | -7,712 | -10,172 | 409 |
Total Common Equity | 62,353 | 54,827 | 48,676 | 44,864 | 40,028 | 50,686 |
Minority Interest | 57 | 51 | 44 | 36 | 38 | 31 |
Shareholders' Equity | 62,410 | 60,636 | 54,469 | 51,141 | 45,812 | 55,726 |
Total Liabilities & Equity | 627,816 | 573,572 | 560,038 | 561,580 | 557,263 | 557,191 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 79,757 | 60,759 | 66,711 | 78,273 | 65,397 | 33,989 |
Net Cash (Debt) | -73,232 | -46,214 | -56,838 | -68,137 | -28,134 | 53,163 |
Net Cash Growth | - | - | - | - | - | -9.20% |
Net Cash Per Share | -182.85 | -116.70 | -142.09 | -169.92 | -68.29 | 124.80 |
Filing Date Shares Outstanding | 397.24 | 403.37 | 395.75 | 397.81 | 399.68 | 418.45 |
Total Common Shares Outstanding | 397.24 | 390.41 | 395.94 | 398 | 401 | 420 |
Book Value Per Share | 156.96 | 140.43 | 122.94 | 112.72 | 99.82 | 120.68 |
Tangible Book Value | 49,036 | 43,868 | 37,744 | 33,932 | 29,041 | 39,770 |
Tangible Book Value Per Share | 123.44 | 112.36 | 95.33 | 85.26 | 72.42 | 94.69 |