The PNC Financial Services Group, Inc. (PNC)
NYSE: PNC · Real-Time Price · USD
225.53
+2.64 (1.18%)
At close: Oct 22, 2026, 4:00 PM EDT
227.18
+1.65 (0.73%)
After-hours: Oct 22, 2026, 7:30 PM EDT
PNC Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 5,187 | 4,986 | 4,792 | 4,640 | 4,751 | 4,609 | 4,472 | 4,731 | 4,954 | 4,842 | 4,819 | 4,875 | 4,643 | 4,523 | 4,258 | 3,860 | 3,138 | 2,504 | 2,293 | 2,414 |
Interest Income on Investments | 1,817 | 1,708 | 1,652 | 1,740 | 1,776 | 1,661 | 1,658 | 1,763 | 1,868 | 1,726 | 1,681 | 1,627 | 1,560 | 1,421 | 1,401 | 1,249 | 994 | 777 | 621 | 561 |
Total Interest Income | 7,004 | 6,694 | 6,444 | 6,380 | 6,527 | 6,270 | 6,130 | 6,494 | 6,822 | 6,568 | 6,500 | 6,502 | 6,203 | 5,944 | 5,659 | 5,109 | 4,132 | 3,281 | 2,914 | 2,975 |
Interest Paid on Deposits | 1,799 | 1,682 | 1,735 | 1,864 | 1,980 | 1,845 | 1,808 | 2,010 | 2,230 | 2,084 | 2,077 | 1,995 | 1,792 | 1,531 | 1,291 | 812 | 340 | 88 | 27 | 27 |
Interest Paid on Borrowings | 999 | 905 | 748 | 785 | 899 | 870 | 846 | 961 | 1,182 | 1,182 | 1,159 | 1,104 | 993 | 903 | 783 | 613 | 317 | 142 | 83 | 86 |
Total Interest Expense | 2,798 | 2,587 | 2,483 | 2,649 | 2,879 | 2,715 | 2,654 | 2,971 | 3,412 | 3,266 | 3,236 | 3,099 | 2,785 | 2,434 | 2,074 | 1,425 | 657 | 230 | 110 | 113 |
Net Interest Income | 4,206 | 4,107 | 3,961 | 3,731 | 3,648 | 3,555 | 3,476 | 3,523 | 3,410 | 3,302 | 3,264 | 3,403 | 3,418 | 3,510 | 3,585 | 3,684 | 3,475 | 3,051 | 2,804 | 2,862 |
Net Interest Income Growth (YoY) | 15.30% | 15.53% | 13.95% | 5.90% | 6.98% | 7.66% | 6.49% | 3.53% | -0.23% | -5.93% | -8.95% | -7.63% | -1.64% | 15.04% | 27.85% | 28.72% | 21.67% | 18.21% | 19.42% | 18.07% |
Trust Income | 447 | 440 | 420 | 411 | 404 | 391 | 391 | 374 | 383 | 364 | 364 | 360 | 348 | 348 | 356 | 345 | 357 | 365 | 377 | 385 |
Mortgage Banking Activities | 135 | 144 | 118 | 148 | 161 | 128 | 134 | 122 | 181 | 131 | 147 | 149 | 201 | 98 | 177 | 184 | 143 | 161 | 159 | 209 |
Gain (Loss) on Sale of Investments | 10 | 309 | - | -7 | - | - | - | -2 | 1 | 255 | - | - | - | -2 | - | -7 | - | - | - | 14 |
Other Non-Interest Income | 1,764 | 1,875 | 1,666 | 1,788 | 1,702 | 1,587 | 1,451 | 1,550 | 1,457 | 1,359 | 1,370 | 1,449 | 1,266 | 1,339 | 1,485 | 1,557 | 1,574 | 1,539 | 1,352 | 1,657 |
Total Non-Interest Income | 2,356 | 2,768 | 2,204 | 2,340 | 2,267 | 2,106 | 1,976 | 2,044 | 2,022 | 2,109 | 1,881 | 1,958 | 1,815 | 1,783 | 2,018 | 2,079 | 2,074 | 2,065 | 1,888 | 2,265 |
Non-Interest Income Growth (YoY) | 3.93% | 31.43% | 11.54% | 14.48% | 12.12% | -0.14% | 5.05% | 4.39% | 11.40% | 18.28% | -6.79% | -5.82% | -12.49% | -13.66% | 6.89% | -8.21% | -11.40% | -1.01% | 0.85% | 26.96% |
Revenues Before Loan Losses | 6,562 | 6,875 | 6,165 | 6,071 | 5,915 | 5,661 | 5,452 | 5,567 | 5,432 | 5,411 | 5,145 | 5,361 | 5,233 | 5,293 | 5,603 | 5,763 | 5,549 | 5,116 | 4,692 | 5,127 |
Provision for Loan Losses | 189 | 191 | 210 | 139 | 167 | 254 | 219 | 156 | 243 | 235 | 155 | 232 | 129 | 146 | 235 | 408 | 241 | 36 | -208 | -327 |
| 6,373 | 6,684 | 5,955 | 5,932 | 5,748 | 5,407 | 5,233 | 5,411 | 5,189 | 5,176 | 4,990 | 5,129 | 5,104 | 5,147 | 5,368 | 5,355 | 5,308 | 5,080 | 4,900 | 5,454 | |
Revenue Growth (YoY) | 10.87% | 23.62% | 13.80% | 9.63% | 10.77% | 4.46% | 4.87% | 5.50% | 1.67% | 0.56% | -7.04% | -4.22% | -3.84% | 1.32% | 9.55% | -1.81% | -1.70% | 16.38% | 2.70% | 22.23% |
Salaries and Employee Benefits | 2,031 | 2,273 | 2,106 | 2,033 | 1,970 | 1,889 | 1,890 | 1,857 | 1,869 | 1,782 | 1,794 | 1,983 | 1,773 | 1,846 | 1,826 | 1,943 | 1,805 | 1,779 | 1,717 | 2,038 |
Selling, General & Administrative | 803 | 797 | 764 | 760 | 744 | 728 | 714 | 825 | 684 | 685 | 649 | 682 | 684 | 702 | 675 | 722 | 678 | 692 | 650 | 794 |
Other Non-Interest Expense | 917 | 1,028 | 898 | 810 | 747 | 766 | 783 | 824 | 774 | 890 | 891 | 1,409 | 788 | 824 | 820 | 809 | 797 | 773 | 805 | 959 |
Total Non-Interest Expense | 3,751 | 4,098 | 3,768 | 3,603 | 3,461 | 3,383 | 3,387 | 3,506 | 3,327 | 3,357 | 3,334 | 4,074 | 3,245 | 3,372 | 3,321 | 3,474 | 3,280 | 3,244 | 3,172 | 3,791 |
EBT Excluding Unusual Items | 2,622 | 2,586 | 2,187 | 2,329 | 2,287 | 2,024 | 1,846 | 1,905 | 1,862 | 1,819 | 1,656 | 1,055 | 1,859 | 1,775 | 2,047 | 1,881 | 2,028 | 1,836 | 1,728 | 1,663 |
Pretax Income | 2,622 | 2,586 | 2,187 | 2,329 | 2,287 | 2,024 | 1,846 | 1,905 | 1,862 | 1,819 | 1,656 | 1,055 | 1,859 | 1,775 | 2,047 | 1,881 | 2,028 | 1,836 | 1,728 | 1,663 |
Income Tax Expense | 525 | 531 | 415 | 296 | 465 | 381 | 347 | 278 | 357 | 342 | 312 | 172 | 289 | 275 | 353 | 333 | 388 | 340 | 299 | 357 |
Earnings From Continuing Operations | 2,097 | 2,055 | 1,772 | 2,033 | 1,822 | 1,643 | 1,499 | 1,627 | 1,505 | 1,477 | 1,344 | 883 | 1,570 | 1,500 | 1,694 | 1,548 | 1,640 | 1,496 | 1,429 | 1,306 |
Minority Interest in Earnings | -16 | -15 | -12 | -13 | -14 | -16 | -18 | -17 | -15 | -18 | -14 | -19 | -16 | -17 | -17 | -20 | -16 | -15 | -21 | -13 |
Net Income | 2,081 | 2,040 | 1,760 | 2,020 | 1,808 | 1,627 | 1,481 | 1,610 | 1,490 | 1,459 | 1,330 | 864 | 1,554 | 1,483 | 1,677 | 1,528 | 1,624 | 1,481 | 1,408 | 1,293 |
Preferred Dividends & Other Adjustments | 75 | 99 | 85 | 98 | 85 | 95 | 82 | 105 | 94 | 104 | 90 | 124 | 114 | 136 | 78 | 127 | 74 | 79 | 53 | 79 |
Net Income to Common | 2,006 | 1,941 | 1,675 | 1,922 | 1,723 | 1,532 | 1,399 | 1,505 | 1,396 | 1,355 | 1,240 | 740 | 1,440 | 1,347 | 1,599 | 1,401 | 1,550 | 1,402 | 1,355 | 1,214 |
Net Income Growth (YoY) | 16.43% | 26.70% | 19.73% | 27.71% | 23.42% | 13.06% | 12.82% | 103.38% | -3.06% | 0.59% | -22.45% | -47.18% | -7.10% | -3.92% | 18.01% | 15.40% | 10.08% | 35.20% | -22.57% | 635.76% |
Basic Shares Outstanding | 401 | 403 | 405 | 394 | 396 | 397 | 398 | 399 | 399 | 400 | 400 | 400 | 400 | 401 | 401 | 404 | 410 | 414 | 420 | 424 |
Diluted Shares Outstanding | 401 | 403 | 405 | 394 | 396 | 397 | 398 | 399 | 400 | 400 | 400 | 401 | 400 | 401 | 402 | 404 | 410 | 414 | 420 | 424 |
Shares Change (YoY) | 1.26% | 1.51% | 1.76% | -1.25% | -1.00% | -0.75% | -0.50% | -0.50% | - | -0.25% | -0.50% | -0.74% | -2.44% | -3.14% | -4.29% | -4.72% | -3.76% | -3.04% | -1.41% | -0.47% |
EPS (Basic) | 5.00 | 4.82 | 4.14 | 4.88 | 4.35 | 3.86 | 3.52 | 3.77 | 3.50 | 3.39 | 3.10 | 1.85 | 3.60 | 3.36 | 3.99 | 3.47 | 3.78 | 3.39 | 3.23 | 2.86 |
EPS (Diluted) | 4.97 | 4.81 | 4.13 | 4.86 | 4.35 | 3.85 | 3.51 | 3.77 | 3.49 | 3.39 | 3.10 | 1.85 | 3.60 | 3.36 | 3.98 | 3.45 | 3.78 | 3.39 | 3.23 | 2.86 |
EPS Growth (YoY) | 14.31% | 24.93% | 17.66% | 29.06% | 24.64% | 13.65% | 13.23% | 103.75% | -3.06% | 0.84% | -22.11% | -46.40% | -4.76% | -0.81% | 23.36% | 20.66% | 14.54% | 39.44% | -21.31% | 776.63% |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 2.000 | 1.700 | 1.700 | 1.700 | 1.700 | 1.600 | 1.600 | 1.600 | 1.600 | 1.550 | 1.550 | 1.550 | 1.550 | 1.500 | 1.500 | 1.500 | 1.500 | 1.500 | 1.250 | 1.250 |
Dividend Growth (YoY) | 17.65% | 6.25% | 6.25% | 6.25% | 6.25% | 3.23% | 3.23% | 3.23% | 3.23% | 3.33% | 3.33% | 3.33% | 3.33% | 0% | 20.00% | 20.00% | 20.00% | 30.44% | 8.70% | 8.70% |
Effective Tax Rate | 20.02% | 20.53% | 18.98% | 12.71% | 20.33% | 18.82% | 18.80% | 14.59% | 19.17% | 18.80% | 18.84% | 16.30% | 15.55% | 15.49% | 17.24% | 17.70% | 19.13% | 18.52% | 17.30% | 21.47% |