PRA Group, Inc. (PRAA)

PRA Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Other Revenue	1,132	1,115	802.55	966.52	1,096	1,065
Revenue	1,132	1,115	802.55	966.52	1,096	1,065
Revenue Growth (YoY)	15.79%	38.87%	-16.96%	-11.79%	2.85%	4.75%
Gross Profit	1,132	1,115	802.55	966.52	1,096	1,065
Selling, General & Admin	719.19	707.22	631.05	614.7	644.4	649.82
Other Operating Expenses	57.32	56.78	52.4	50.78	61.08	47.43
Operating Expenses	788.21	774.79	696.82	680.72	720.74	715.71
Operating Income	343.8	339.73	105.73	285.8	375	349.7
Interest Expense	-255.26	-238.57	-194.67	-130.68	-125.23	-141.71
Interest & Investment Income	10.29	9.3	12.94	-	1.09	-
Currency Exchange Gain (Loss)	-0.14	-0.01	0.29	0.99	-0.81	2.01
Other Non Operating Income (Expenses)	-0.95	-0.85	-1.94	-1.33	-0.1	-0.07
EBT Excluding Unusual Items	97.75	109.61	-77.65	154.79	249.94	209.92
Gain (Loss) on Sale of Investments	38.4	-	-	-	0.39	-0.98
Asset Writedown	-	-	-5.24	-	-	-
Pretax Income	136.15	109.61	-82.89	154.79	250.33	208.95
Income Tax Expense	29.67	21.03	-16.13	36.79	54.82	41.2
Earnings From Continuing Operations	106.48	88.57	-66.75	118	195.51	167.74
Minority Interest in Earnings	-14.84	-17.97	-16.72	-0.85	-12.35	-18.4
Net Income	91.64	70.6	-83.48	117.15	183.16	149.34
Net Income to Common	91.64	70.6	-83.48	117.15	183.16	149.34
Net Income Growth	2221.84%	-	-	-36.04%	22.65%	73.33%
Shares Outstanding (Basic)	39	39	39	40	45	46
Shares Outstanding (Diluted)	40	40	39	40	45	46
Shares Change (YoY)	0.49%	0.93%	-1.78%	-12.01%	-1.16%	0.62%
EPS (Basic)	2.32	1.79	-2.13	2.96	4.07	3.28
EPS (Diluted)	2.32	1.79	-2.13	2.94	4.04	3.26
EPS Growth	2208.29%	-	-	-27.23%	23.93%	72.49%
Free Cash Flow	-61.99	-98.64	-100.42	8.34	73.71	124.47
Free Cash Flow Per Share	-1.57	-2.50	-2.56	0.21	1.63	2.71
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	30.37%	30.48%	13.17%	29.57%	34.22%	32.82%
Profit Margin	8.10%	6.33%	-10.40%	12.12%	16.72%	14.02%
Free Cash Flow Margin	-5.48%	-8.85%	-12.51%	0.86%	6.73%	11.68%
EBITDA	354.68	350.52	119.11	301.05	390.25	368.17
EBITDA Margin	31.33%	31.45%	14.84%	31.15%	35.62%	34.56%
D&A For EBITDA	10.88	10.79	13.38	15.24	15.26	18.47
EBIT	343.8	339.73	105.73	285.8	375	349.7
EBIT Margin	30.37%	30.48%	13.17%	29.57%	34.22%	32.82%
Effective Tax Rate	21.79%	19.19%	-	23.77%	21.90%	19.72%
Revenue as Reported	1,132	1,115	802.55	966.52	1,096	1,065

Updated Aug 4, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q