PRA Group, Inc. (PRAA)

PRA Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	1,190	1,098	786.26	941.22	1,073
Net Interest Income Growth	8.35%	39.66%	-16.46%	-12.30%	1.89%
Non-Interest Income	51.27	16.46	16.58	26.29	21.69
Non-Interest Income Growth	211.52%	-0.74%	-36.93%	21.20%	54.00%
Revenues Before Loan Losses	1,202	1,115	802.55	966.52	1,096
Revenue	1,202	1,115	802.55	966.52	1,096
Revenue Growth (YoY)	7.83%	38.87%	-16.96%	-11.79%	2.85%
Compensation Expenses	296.67	298.9	288.78	285.54	301.98
Selling, General & Admin	439.48	391.39	324.95	310.58	324.05
Other Non-Interest Expenses	747.41	312.92	268.11	213.96	219.13
Total Non-Interest Expense	1,444	1,003	881.55	809.09	845.97
Pretax Income	-243.24	109.61	-82.89	154.79	250.33
Provision for Income Taxes	46.74	21.03	-16.13	36.79	54.82
Net Income	-305.14	70.6	-83.48	117.15	183.16
Minority Interest in Earnings	15.17	17.97	16.72	0.85	12.35
Net Income to Common	-305.14	70.6	-83.48	117.15	183.16
Net Income Growth	-	-	-	-36.04%	22.65%
Shares Outstanding (Basic)	39	39	39	40	45
Shares Outstanding (Diluted)	39	40	39	40	45
Shares Change (YoY)	-0.93%	0.93%	-1.78%	-12.01%	-1.16%
EPS (Basic)	-7.79	1.79	-2.13	2.96	4.07
EPS (Diluted)	-7.79	1.79	-2.13	2.94	4.04
EPS Growth	-	-	-	-27.23%	23.93%
Free Cash Flow	-90.36	-98.64	-100.42	8.34	73.71
Free Cash Flow Growth	-	-	-	-88.68%	-40.78%
Free Cash Flow Per Share	-2.31	-2.49	-2.56	0.21	1.63
Profit Margin	-24.13%	7.95%	-8.32%	12.21%	17.84%
FCF Margin	-7.52%	-8.85%	-12.51%	0.86%	6.73%
EBITDA	10.44	10.79	18.62	15.24	15.26
EBITDA Margin	0.87%	0.97%	2.32%	1.58%	1.39%
Effective Tax Rate	-19.21%	19.19%	19.46%	23.77%	21.90%

Updated Feb 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q