PRA Group, Inc. (PRAA)
NASDAQ: PRAA · Real-Time Price · USD
20.60
+0.35 (1.73%)
Aug 14, 2026, 4:00 PM EDT - Market closed

PRA Group Statistics

Total Valuation

PRA Group has a market cap or net worth of $775.55 million. The enterprise value is $4.43 billion.

Market Cap775.55M
Enterprise Value 4.43B

Important Dates

The last earnings date was Thursday, August 6, 2026, after market close.

Earnings Date Aug 6, 2026
Ex-Dividend Date n/a

Share Statistics

PRA Group has 37.65 million shares outstanding. The number of shares has decreased by -2.50% in one year.

Current Share Class 37.65M
Shares Outstanding 37.65M
Shares Change (YoY) -2.50%
Shares Change (QoQ) -0.54%
Owned by Insiders (%) 2.24%
Owned by Institutions (%) 82.44%
Float 32.95M

Valuation Ratios

PE Ratio n/a
Forward PE 6.11
PS Ratio 0.58
Forward PS 0.63
PB Ratio 0.74
P/TBV Ratio 0.76
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 3.33
EV / EBITDA 9.09
EV / EBIT 9.22
EV / FCF n/a

Financial Position

The company has a current ratio of 17.77, with a Debt / Equity ratio of 3.41.

Current Ratio 17.77
Quick Ratio 17.50
Debt / Equity 3.41
Debt / EBITDA 7.55
Debt / FCF n/a
Interest Coverage 1.79

Financial Efficiency

Return on equity (ROE) is -20.25% and return on invested capital (ROIC) is 10.09%.

Return on Equity (ROE) -20.25%
Return on Assets (ROA) 5.63%
Return on Invested Capital (ROIC) 10.09%
Return on Capital Employed (ROCE) 9.69%
Weighted Average Cost of Capital (WACC) 6.39%
Revenue Per Employee $523,903
Profits Per Employee -$104,309
Employee Count2,541
Asset Turnover 0.25
Inventory Turnover n/a

Taxes

In the past 12 months, PRA Group has paid $65.16 million in taxes.

Income Tax 65.16M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +23.87% in the last 52 weeks. The beta is 1.10, so PRA Group's price volatility has been higher than the market average.

Beta (5Y) 1.10
52-Week Price Change +23.87%
50-Day Moving Average 17.52
200-Day Moving Average 16.69
Relative Strength Index (RSI) 66.66
Average Volume (20 Days) 431,432

Short Selling Information

The latest short interest is 814,016, so 2.16% of the outstanding shares have been sold short.

Short Interest 814,016
Short Previous Month 954,492
Short % of Shares Out 2.16%
Short % of Float 2.47%
Short Ratio (days to cover) 1.10

Income Statement

In the last 12 months, PRA Group had revenue of $1.33 billion and -$265.05 million in losses. Loss per share was -$6.87.

Revenue1.33B
Gross Profit 1.33B
Operating Income 480.59M
Pretax Income -188.88M
Net Income -265.05M
EBITDA 487.78M
EBIT 480.59M
Loss Per Share -$6.87
Full Income Statement

Balance Sheet

The company has $136.97 million in cash and $3.79 billion in debt, with a net cash position of -$3.66 billion or -$97.15 per share.

Cash & Cash Equivalents 136.97M
Total Debt 3.79B
Net Cash -3.66B
Net Cash Per Share -$97.15
Equity (Book Value) 1.11B
Book Value Per Share 27.77
Working Capital 4.67B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$31.40 million and capital expenditures -$6.45 million, giving a free cash flow of -$37.85 million.

Operating Cash Flow -31.40M
Capital Expenditures -6.45M
Depreciation & Amortization 7.19M
Net Borrowing 185.12M
Free Cash Flow -37.85M
FCF Per Share -$1.01
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 36.10% and -19.91%.

Gross Margin 100.00%
Operating Margin 36.10%
Pretax Margin -14.19%
Profit Margin -19.91%
EBITDA Margin 36.64%
EBIT Margin 36.10%
FCF Margin n/a

Dividends & Yields

PRA Group does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 2.50%
Shareholder Yield 2.50%
Earnings Yield -34.18%
FCF Yield -4.88%

Analyst Forecast

The average price target for PRA Group is $26.00, which is 26.21% higher than the current price. The consensus rating is "Buy".

Price Target $26.00
Price Target Difference 26.21%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on August 2, 2013. It was a forward split with a ratio of 3:1.

Last Split Date Aug 2, 2013
Split Type Forward
Split Ratio 3:1

Scores

PRA Group has an Altman Z-Score of 2.08 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.08
Piotroski F-Score 4