PRA Group, Inc. (PRAA)

NASDAQ: PRAA · Real-Time Price · USD

17.61

-0.43 (-2.38%)

Jul 29, 2026, 4:00 PM EDT - Market closed

PRA Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,247	1,202	1,115	802.55	966.52	1,096
Revenue Growth	10.47%	7.83%	38.87%	-16.96%	-11.79%	2.85%
Net Income	-280.59	-305.14	70.6	-83.48	117.15	183.16
Earnings Per Share	-7.16	-7.79	1.79	-2.13	2.94	4.04
EPS Growth	-	-	-	-	-27.23%	23.93%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Europe	486.85	461.37	394.96	330.5
United States	631.67	611.25	593.93	358.25
All Other	128.24	129.22	125.63	113.8
Total	1,247	1,202	1,115	802.55

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	124.78	104.41	105.94	112.53	83.38	87.58
Total Debt	3,779	3,697	3,327	2,914	2,495	2,609
Net Cash (Debt)	-3,779	-3,697	-3,327	-2,914	-2,495	-2,609
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-97.01	-94.38	-84.13	-74.39	-62.55	-57.55

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-8.02	-85.54	-94.59	-97.54	21.59	84.93
Capital Expenditures	-5.33	-4.82	-4.05	-2.89	-13.25	-11.21
Free Cash Flow	-13.36	-90.36	-98.64	-100.42	8.34	73.71
Free Cash Flow Growth	-	-	-	-	-88.68%	-40.78%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	-17.33%	-20.24%	9.83%	-10.33%	16.01%	22.85%
Profit Margin	-21.44%	-24.13%	7.95%	-8.32%	12.21%	17.84%
FCF Margin	-1.07%	-7.52%	-8.85%	-12.51%	0.86%	6.73%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	11.67	-	11.49	12.43
Forward PE	7.22	7.97	11.33	44.34	18.79	17.46
P/FCF Ratio	-	-	-	-	157.86	27.93
PS Ratio	0.54	0.57	0.74	1.28	1.36	1.88