PRA Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	1,234	1,190	1,098	786.26	941.22	1,073
Net Interest Income Growth	10.88%	8.35%	39.66%	-16.46%	-12.30%	1.89%
Non-Interest Income	52.71	51.27	16.46	16.58	26.29	21.69
Non-Interest Income Growth	249.89%	211.52%	-0.74%	-36.93%	21.20%	54.00%
Revenues Before Loan Losses	1,247	1,202	1,115	802.55	966.52	1,096
Revenue	1,247	1,202	1,115	802.55	966.52	1,096
Revenue Growth (YoY)	10.47%	7.83%	38.87%	-16.96%	-11.79%	2.85%
Compensation Expenses	294.08	296.67	298.9	288.78	285.54	301.98
Selling, General & Admin	457.92	439.48	391.39	324.95	310.58	324.05
Other Non-Interest Expenses	750.27	747.41	312.92	268.11	213.96	219.13
Total Non-Interest Expense	1,462	1,444	1,003	881.55	809.09	845.97
Pretax Income	-216.08	-243.24	109.61	-82.89	154.79	250.33
Provision for Income Taxes	51.19	46.74	21.03	-16.13	36.79	54.82
Net Income	-280.59	-305.14	70.6	-83.48	117.15	183.16
Minority Interest in Earnings	13.33	15.17	17.97	16.72	0.85	12.35
Net Income to Common	-280.59	-305.14	70.6	-83.48	117.15	183.16
Net Income Growth	-	-	-	-	-36.04%	22.65%
Shares Outstanding (Basic)	39	39	39	39	40	45
Shares Outstanding (Diluted)	39	39	40	39	40	45
Shares Change (YoY)	-1.63%	-0.93%	0.93%	-1.78%	-12.01%	-1.16%
EPS (Basic)	-7.15	-7.79	1.79	-2.13	2.96	4.07
EPS (Diluted)	-7.16	-7.79	1.79	-2.13	2.94	4.04
EPS Growth	-	-	-	-	-27.23%	23.93%
Shares Outstanding	38.14	38.45	39.51	39.25	38.98	41.01
Free Cash Flow	-13.36	-90.36	-98.64	-100.42	8.34	73.71
Free Cash Flow Growth	-	-	-	-	-88.68%	-40.78%
Free Cash Flow Per Share	-0.34	-2.31	-2.49	-2.56	0.21	1.63
Profit Margin	-21.44%	-24.13%	7.95%	-8.32%	12.21%	17.84%
FCF Margin	-1.07%	-7.52%	-8.85%	-12.51%	0.86%	6.73%
EBITDA	8.38	10.44	10.79	18.62	15.24	15.26
EBITDA Margin	0.67%	0.87%	0.97%	2.32%	1.58%	1.39%
Effective Tax Rate	-23.69%	-19.21%	19.19%	19.46%	23.77%	21.90%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q