PRA Group, Inc. (PRAA)
NASDAQ: PRAA · Real-Time Price · USD
19.60
-0.05 (-0.25%)
Aug 19, 2026, 11:01 AM EDT - Market open
PRA Group Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,331 | 1,202 | 1,115 | 802.55 | 966.52 | 1,096 |
Revenue Growth | 17.60% | 7.83% | 38.87% | -16.96% | -11.79% | 2.85% |
Gross Profit Gross Profit Growth | 1,331 | 1,202 | 1,115 | 802.55 | 966.52 | 1,096 |
Operating Income Operating Income Growth | 480.59 | 383.74 | 339.73 | 105.73 | 285.8 | 375 |
Net Income Net Income Growth | -265.05 | -305.14 | 70.6 | -83.48 | 117.15 | 183.16 |
Earnings Per Share EPS Growth | -6.87 | -7.79 | 1.79 | -2.13 | 2.94 | 4.04 |
EPS Growth | - | - | - | - | -27.23% | 23.93% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
United States United States Growth | 644.69 | 611.25 | 593.93 | 358.25 |
Europe Europe Growth | 584.01 | 461.37 | 394.96 | 330.5 |
All Other All Other Growth | 102.53 | 129.22 | 125.63 | 113.8 |
Total Total Growth | 1,331 | 1,202 | 1,115 | 802.55 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 136.97 | 106.6 | 114.45 | 134.3 | 120.68 | 93.84 |
Total Debt Total Debt Growth | 3,794 | 3,740 | 3,368 | 2,976 | 2,554 | 2,685 |
Net Cash (Debt) Net Cash Growth | -3,658 | -3,633 | -3,253 | -2,842 | -2,434 | -2,591 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -94.82 | -92.75 | -82.28 | -72.54 | -61.01 | -57.16 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -31.4 | -85.54 | -94.59 | -97.54 | 21.59 | 84.93 |
Capital Expenditures CapEx Growth | -6.45 | -4.82 | -4.05 | -2.89 | -13.25 | -11.21 |
Free Cash Flow Free Cash Flow Growth | -37.85 | -90.36 | -98.64 | -100.42 | 8.34 | 73.71 |
Free Cash Flow Growth | - | - | - | - | -88.68% | -40.78% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Operating Margin | 36.10% | 31.93% | 30.48% | 13.17% | 29.57% | 34.22% |
Pretax Margin | -14.19% | -20.24% | 9.83% | -10.33% | 16.01% | 22.85% |
Profit Margin | -19.91% | -25.39% | 6.33% | -10.40% | 12.12% | 16.72% |
FCF Margin | -2.84% | -7.52% | -8.85% | -12.51% | 0.86% | 6.73% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 19, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | - | 11.67 | - | 11.24 | 11.96 |
Forward PE | 5.87 | 7.97 | 11.33 | 44.34 | 18.79 | 17.46 |
P/FCF Ratio | - | - | - | - | 157.85 | 29.71 |
PS Ratio | 0.56 | 0.57 | 0.74 | 1.28 | 1.36 | 2.00 |