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PRA Group, Inc. (PRAA)
NASDAQ: PRAA · Real-Time Price · USD
12.92
-7.50 (-36.73%)
At close: Nov 6, 2026, 4:00 PM EST
12.87
-0.05 (-0.39%)
After-hours: Nov 6, 2026, 7:56 PM EST

PRA Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,3061,2021,115802.55966.521,096
Revenue Growth
12.46%7.83%38.87%-16.96%-11.79%2.85%
Gross Profit
1,3061,2021,115802.55966.521,096
Operating Income
469.43383.74339.73105.73285.8375
Net Income
157.55-305.1470.6-83.48117.15183.16
Earnings Per Share
4.10-7.791.79-2.132.944.04
EPS Growth
-----27.23%23.93%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
United States
611.25593.93358.25
Europe
461.37394.96330.5
All Other
129.22125.63113.8
Total
1,2021,115802.55

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
139.1106.6114.45134.3120.6893.84
Total Debt
3,7423,7403,3682,9762,5542,685
Net Cash (Debt)
-3,603-3,633-3,253-2,842-2,434-2,591
Net Cash Growth
------
Net Cash Per Share
-93.84-92.75-82.28-72.54-61.01-57.16

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--85.54-94.59-97.5421.5984.93
Capital Expenditures
--4.82-4.05-2.89-13.25-11.21
Free Cash Flow
--90.36-98.64-100.428.3473.71
Free Cash Flow Growth
-----88.68%-40.78%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
100.00%100.00%100.00%100.00%100.00%100.00%
Operating Margin
35.93%31.93%30.48%13.17%29.57%34.22%
Pretax Margin
16.29%-20.24%9.83%-10.33%16.01%22.85%
Profit Margin
12.06%-25.39%6.33%-10.40%12.12%16.72%
FCF Margin
--7.52%-8.85%-12.51%0.86%6.73%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.15-11.67-11.2411.96
Forward PE
5.697.9711.3344.3418.7917.46
P/FCF Ratio
----157.8529.71
PS Ratio
0.370.570.741.281.362.00