PRA Group Statistics
Total Valuation
PRA Group has a market cap or net worth of $649.80 million. The enterprise value is $4.17 billion.
Important Dates
The last earnings date was Monday, August 4, 2025, after market close.
| Earnings Date | Aug 4, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PRA Group has 39.07 million shares outstanding. The number of shares has increased by 0.49% in one year.
| Current Share Class | 39.07M |
| Shares Outstanding | 39.07M |
| Shares Change (YoY) | +0.49% |
| Shares Change (QoQ) | -0.76% |
| Owned by Insiders (%) | 1.90% |
| Owned by Institutions (%) | 88.36% |
| Float | 38.31M |
Valuation Ratios
The trailing PE ratio is 7.17 and the forward PE ratio is 8.34.
| PE Ratio | 7.17 |
| Forward PE | 8.34 |
| PS Ratio | 0.58 |
| Forward PS | 0.54 |
| PB Ratio | 0.49 |
| P/TBV Ratio | 0.72 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 45.51 |
| EV / Sales | 3.68 |
| EV / EBITDA | 11.76 |
| EV / EBIT | 12.13 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 13.86, with a Debt / Equity ratio of 2.62.
| Current Ratio | 13.86 |
| Quick Ratio | 13.85 |
| Debt / Equity | 2.62 |
| Debt / EBITDA | 9.87 |
| Debt / FCF | n/a |
| Interest Coverage | 1.35 |
Financial Efficiency
Return on equity (ROE) is 8.19% and return on invested capital (ROIC) is 4.56%.
| Return on Equity (ROE) | 8.19% |
| Return on Assets (ROA) | 4.26% |
| Return on Invested Capital (ROIC) | 4.56% |
| Return on Capital Employed (ROCE) | 6.75% |
| Revenue Per Employee | $363,408 |
| Profits Per Employee | $29,420 |
| Employee Count | 3,115 |
| Asset Turnover | 0.22 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PRA Group has paid $29.67 million in taxes.
| Income Tax | 29.67M |
| Effective Tax Rate | 21.79% |
Stock Price Statistics
The stock price has decreased by -25.79% in the last 52 weeks. The beta is 1.54, so PRA Group's price volatility has been higher than the market average.
| Beta (5Y) | 1.54 |
| 52-Week Price Change | -25.79% |
| 50-Day Moving Average | 15.33 |
| 200-Day Moving Average | 18.77 |
| Relative Strength Index (RSI) | 63.15 |
| Average Volume (20 Days) | 332,440 |
Short Selling Information
The latest short interest is 799,121, so 2.05% of the outstanding shares have been sold short.
| Short Interest | 799,121 |
| Short Previous Month | 822,235 |
| Short % of Shares Out | 2.05% |
| Short % of Float | 2.09% |
| Short Ratio (days to cover) | 2.72 |
Income Statement
In the last 12 months, PRA Group had revenue of $1.13 billion and earned $91.64 million in profits. Earnings per share was $2.32.
| Revenue | 1.13B |
| Gross Profit | 1.13B |
| Operating Income | 343.80M |
| Pretax Income | 16.01M |
| Net Income | 91.64M |
| EBITDA | 354.68M |
| EBIT | 343.80M |
| Earnings Per Share (EPS) | $2.32 |
Full Income StatementBalance Sheet
The company has $134.10 million in cash and $3.65 billion in debt, giving a net cash position of -$3.52 billion or -$90.10 per share.
| Cash & Cash Equivalents | 134.10M |
| Total Debt | 3.65B |
| Net Cash | -3.52B |
| Net Cash Per Share | -$90.10 |
| Equity (Book Value) | 1.40B |
| Book Value Per Share | 34.22 |
| Working Capital | 4.38B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$57.60 million and capital expenditures -$4.39 million, giving a free cash flow of -$61.99 million.
| Operating Cash Flow | -57.60M |
| Capital Expenditures | -4.39M |
| Free Cash Flow | -61.99M |
| FCF Per Share | -$1.59 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 30.37% and 8.10%.
| Gross Margin | 100.00% |
| Operating Margin | 30.37% |
| Pretax Margin | 12.03% |
| Profit Margin | 8.10% |
| EBITDA Margin | 31.33% |
| EBIT Margin | 30.37% |
| FCF Margin | n/a |
Dividends & Yields
PRA Group does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.49% |
| Shareholder Yield | -0.49% |
| Earnings Yield | 14.10% |
| FCF Yield | -9.54% |
Dividend DetailsAnalyst Forecast
The average price target for PRA Group is $26.00, which is 56.34% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $26.00 |
| Price Target Difference | 56.34% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 2, 2013. It was a forward split with a ratio of 3:1.
| Last Split Date | Aug 2, 2013 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
PRA Group has an Altman Z-Score of 1.92 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.92 |
| Piotroski F-Score | 3 |
