PRA Group, Inc. (PRAA)
NASDAQ: PRAA · Real-Time Price · USD
18.88
-0.19 (-1.00%)
Oct 29, 2024, 4:00 PM EDT - Market closed

PRA Group Statistics

Total Valuation

PRA Group has a market cap or net worth of $744.20 million. The enterprise value is $3.83 billion.

Market Cap 744.20M
Enterprise Value 3.83B

Important Dates

The next confirmed earnings date is Monday, November 4, 2024, after market close.

Earnings Date Nov 4, 2024
Ex-Dividend Date n/a

Share Statistics

PRA Group has 39.42 million shares outstanding. The number of shares has increased by 0.81% in one year.

Shares Outstanding 39.42M
Shares Change (YoY) +0.81%
Shares Change (QoQ) +0.25%
Owned by Insiders (%) 3.08%
Owned by Institutions (%) 97.93%
Float 38.19M

Valuation Ratios

The trailing PE ratio is 187.90 and the forward PE ratio is 12.42.

PE Ratio 187.90
Forward PE 12.42
PS Ratio 0.76
Forward PS 0.70
PB Ratio 0.65
P/FCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 970.73
EV / Sales 3.92
EV / EBITDA 14.67
EV / EBIT 15.36
EV / FCF n/a

Financial Position

The company has a current ratio of 14.12, with a Debt / Equity ratio of 2.63.

Current Ratio 14.12
Quick Ratio 14.12
Debt / Equity 2.63
Debt / EBITDA 11.40
Debt / FCF n/a
Interest Coverage 1.15

Financial Efficiency

Return on equity (ROE) is 1.87% and return on invested capital (ROIC) is 3.71%.

Return on Equity (ROE) 1.87%
Return on Assets (ROA) 3.47%
Return on Capital (ROIC) 3.71%
Revenue Per Employee $309,877
Profits Per Employee $1,251
Employee Count 3,155
Asset Turnover 0.22
Inventory Turnover n/a

Taxes

In the past 12 months, PRA Group has paid $12.06 million in taxes.

Income Tax 12.06M
Effective Tax Rate 34.54%

Stock Price Statistics

The stock price has increased by +50.08% in the last 52 weeks. The beta is 1.49, so PRA Group's price volatility has been higher than the market average.

Beta (5Y) 1.49
52-Week Price Change +50.08%
50-Day Moving Average 21.46
200-Day Moving Average 22.90
Relative Strength Index (RSI) 31.55
Average Volume (20 Days) 231,677

Short Selling Information

The latest short interest is 581,179, so 1.47% of the outstanding shares have been sold short.

Short Interest 581,179
Short Previous Month 638,381
Short % of Shares Out 1.47%
Short % of Float 1.52%
Short Ratio (days to cover) 2.57

Income Statement

In the last 12 months, PRA Group had revenue of $977.66 million and earned $3.95 million in profits. Earnings per share was $0.10.

Revenue 977.66M
Gross Profit 977.66M
Operating Income 249.43M
Pretax Income 16.01M
Net Income 3.95M
EBITDA 261.09M
EBIT 249.43M
Earnings Per Share (EPS) $0.10
Full Income Statement

Balance Sheet

The company has $136.44 million in cash and $3.17 billion in debt, giving a net cash position of -$3.03 billion or -$76.86 per share.

Cash & Cash Equivalents 136.44M
Total Debt 3.17B
Net Cash -3.03B
Net Cash Per Share -$76.86
Equity (Book Value) 1.20B
Book Value Per Share 29.06
Working Capital 3.71B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$119.18 million and capital expenditures -$3.63 million, giving a free cash flow of -$122.81 million.

Operating Cash Flow -119.18M
Capital Expenditures -3.63M
Free Cash Flow -122.81M
FCF Per Share -$3.12
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 25.51% and 0.40%.

Gross Margin 100.00%
Operating Margin 25.51%
Pretax Margin 3.57%
Profit Margin 0.40%
EBITDA Margin 26.71%
EBIT Margin 25.51%
FCF Margin -12.56%

Dividends & Yields

PRA Group does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.81%
Shareholder Yield -0.81%
Earnings Yield 0.53%
FCF Yield -16.50%
Dividend Details

Analyst Forecast

The average price target for PRA Group is $30.50, which is 61.55% higher than the current price. The consensus rating is "Strong Buy".

Price Target $30.50
Price Target Difference 61.55%
Analyst Consensus Strong Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on August 2, 2013. It was a forward split with a ratio of 3:1.

Last Split Date Aug 2, 2013
Split Type Forward
Split Ratio 3:1

Scores

PRA Group has an Altman Z-Score of 1.94 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 1.94
Piotroski F-Score 4