Porch Group, Inc. (PRCH)
NASDAQ: PRCH · Real-Time Price · USD
21.95
+1.31 (6.35%)
At close: Nov 10, 2026, 4:00 PM EST
22.37
+0.42 (1.91%)
Pre-market: Nov 11, 2026, 4:13 AM EST

Porch Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
530.17482.41437.85430.3275.95192.43
Revenue Growth
15.64%10.18%1.75%55.94%43.40%166.16%
Gross Profit
382.03339.99201.93200.9168.37133.71
Operating Income
42.236.53-68.01-138.79-106.02-79.66
Net Income
9.6-3.36-32.83-133.93-156.56-106.61
Earnings Per Share
0.09-0.03-0.33-1.39-1.61-1.14
EPS Growth
-67.46%-----

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Software & Data
89.6492.9489.1784.95
Reciprocal
222.22200.46182.09155.75
Consumer Services
68.2268.3769.1477.53
Insurance Services
346.1266.73157.07125.78
Eliminations
-196-146.08-59.62-13.71
Total
530.17482.41437.85430.3

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
248.18180.33191.74294.01250.88323.69
Total Debt
404.26394.72406.18439.04446.11419.39
Net Cash (Debt)
-156.08-214.39-214.43-145.03-195.23-95.69
Net Cash Growth
------
Net Cash Per Share
-1.43-2.07-2.15-1.51-2.01-1.02

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
115.0166.42-31.6833.93-17.74-34.78
Capital Expenditures
-1.01-0.45-0.52-0.85-2.35-0.97
Free Cash Flow
11465.97-32.2133.08-20.09-35.75
Free Cash Flow Growth
199.52%-----

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
72.06%70.48%46.12%46.69%61.02%69.48%
Operating Margin
7.96%7.57%-15.53%-32.25%-38.42%-41.40%
Pretax Margin
1.85%5.54%-7.01%-30.98%-56.43%-60.74%
Profit Margin
1.81%-0.70%-7.50%-31.13%-56.73%-55.40%
FCF Margin
21.50%13.67%-7.36%7.69%-7.28%-18.58%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Forward PE
135.75295.56----
P/FCF Ratio
22.0114.58-9.21--
PS Ratio
4.731.991.140.710.697.95