Porch Group, Inc. (PRCH)
NASDAQ: PRCH · Real-Time Price · USD
12.63
-0.08 (-0.63%)
At close: Jul 28, 2026, 4:00 PM EDT
12.88
+0.25 (1.98%)
After-hours: Jul 28, 2026, 6:15 PM EDT

Porch Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
498.79482.41437.85430.3275.95192.43
Revenue Growth
16.77%10.18%1.75%55.94%43.40%166.16%
Gross Profit
365.39339.99201.93200.9168.37133.71
Operating Income
49.6536.57-64.57-190.35-177.05-83.37
Net Income
-16.47-3.36-32.83-133.93-154.88-106.61
Earnings Per Share
-0.14-0.03-0.33-1.39-1.61-1.14
EPS Growth
------

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Dec '25 Dec '24 Dec '23
Software & Data
92.8792.9489.1784.95
Consumer Services
68.7968.3769.1477.53
Eliminations
-166.27-146.08-59.62-13.71
Reciprocal Segment
211.81200.46182.09155.75
Insurance Services
291.59266.73157.07125.78
Total
498.79482.41437.85430.3

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
193.05189.39220.88332.82265.13334.04
Total Debt
391.26385.06403.79435.74441.77417.43
Net Cash (Debt)
-198.21-195.67-182.91-102.92-176.64-83.39
Net Cash Growth
------
Net Cash Per Share
-2.51-1.89-1.84-1.07-1.81-0.89

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
90.6266.42-31.6833.93-17.74-34.78
Capital Expenditures
-0.57-0.45-0.52-0.85-2.35-0.97
Free Cash Flow
90.0565.97-32.2133.08-20.09-35.75
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
73.26%70.48%46.12%46.69%61.02%69.48%
Operating Margin
9.95%7.58%-14.75%-44.24%-64.16%-43.32%
Pretax Margin
5.18%5.54%-7.01%-30.98%-56.43%-60.74%
Profit Margin
2.71%3.18%-7.50%-31.13%-56.12%-55.40%
FCF Margin
18.05%13.67%-7.36%7.69%-7.28%-18.58%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Forward PE
-295.56----
P/FCF Ratio
15.1714.64-9.04--
PS Ratio
2.742.001.140.690.688.10