PROG Holdings, Inc. (PRG)
NYSE: PRG · Real-Time Price · USD
45.79
+1.77 (4.02%)
Aug 3, 2026, 4:00 PM EDT - Market closed

PROG Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,5832,4092,3992,3392,5982,678
Revenue Growth
6.64%0.42%2.55%-9.95%-2.99%7.78%
Gross Profit
926.64818.98777.98763.05840.1857.91
Operating Income
220.67206.77194.73218.71185.65333.53
Net Income
146.67146.79197.25138.8498.71243.56
Earnings Per Share
3.623.594.532.981.903.67
EPS Growth
-28.46%-20.75%52.01%56.84%-48.23%7.00%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Four
113.2773.7227.355.69--
Progressive Leasing
2,2492,3232,3662,3342,5242,619
Other
14.9512.755.240.073.130.45
Total
2,6152,4092,3992,3392,5982,678

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
85.2308.7790.92155.42131.88170.16
Total Debt
887.06594.86654.87608.11612.09615.06
Net Cash (Debt)
-801.86-286.09-563.95-452.7-480.21-444.91
Net Cash Growth
------
Net Cash Per Share
-19.73-7.00-12.95-9.72-9.22-6.70

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
333.08334.96138.53204.24242.48245.96
Capital Expenditures
-14.34-10.04-8.32-9.62-9.67-9.56
Free Cash Flow
318.74324.92130.21194.62232.81236.41
Free Cash Flow Growth
45.54%149.54%-33.10%-16.40%-1.52%-39.63%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
35.88%33.99%32.43%32.62%32.34%32.04%
Operating Margin
8.54%8.58%8.12%9.35%7.15%12.45%
Pretax Margin
1.77%7.24%6.81%8.09%5.71%12.26%
Profit Margin
-0.10%5.16%8.22%5.72%3.80%9.10%
FCF Margin
12.34%13.49%5.43%8.32%8.96%8.83%

Dividends

Fiscal YearCurrentFY 2025FY 2024
Period EndingAug '26 Dec '25 Dec '24
Dividend Per Share
0.5600.5200.480
Dividend Per Share Growth
8.00%8.33%-
Dividend Yield
1.22%1.76%1.13%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.708.219.3310.378.8912.29
Forward PE
8.928.5611.349.316.7011.23
P/FCF Ratio
5.723.5913.256.943.4810.77
PS Ratio
0.700.480.720.580.310.95