Park National Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	581.24	500.28	467.6	399.8	323.11	317.21
Interest Income on Investments	56.61	44.26	55.36	71.88	55.14	28.65
Total Interest Income	637.85	544.54	522.97	471.67	378.25	345.85
Interest Paid on Deposits	116.93	99.78	112.38	84.45	20.96	6.31
Interest Paid on Borrowings	2.61	7.45	12.56	14.1	10.23	9.65
Total Interest Expense	119.54	107.23	124.95	98.56	31.19	15.96
Net Interest Income	518.31	437.31	398.02	373.11	347.06	329.89
Net Interest Income Growth	21.15%	9.87%	6.68%	7.51%	5.20%	0.69%
Trust Income	51.16	45.77	42.49	35.47	34.09	34.45
Gain (Loss) on Sale of Investments	8.75	2.41	2.55	-6.9	2.96	5.01
Other Non-Interest Income	68.31	61.65	68.54	55.62	71.15	81.59
Total Non-Interest Income	141.28	119.88	122.59	92.63	135.94	129.94
Non-Interest Income Growth	18.16%	-2.21%	32.34%	-31.85%	4.61%	3.41%
Revenues Before Loan Losses	659.59	557.19	520.61	465.75	482.99	459.84
Provision for Loan Losses	10.13	11.49	14.54	2.9	4.56	-11.92
Revenue	649.46	545.7	506.06	462.84	478.44	471.75
Revenue Growth	21.21%	7.83%	9.34%	-3.26%	1.42%	6.92%
Salaries and Employee Benefits	212.17	186.69	183.81	175.94	169.23	162.52
Occupancy Expenses	2.49	-	-	-	-	-
Federal Deposit Insurance	6.36	6.36	6.74	7.64	5.41	5.92
Amortization of Goodwill & Intangibles	5.54	1.04	1.22	1.32	1.49	1.8
Selling, General & Administrative	127.07	115.86	110.15	107.4	103.02	96.2
Other Non-Interest Expense	21.57	14.43	19.43	16.94	18.83	17.09
Total Non-Interest Expense	375.19	324.38	321.34	309.24	297.98	283.52
EBT Excluding Unusual Items	274.27	221.32	184.73	153.6	180.46	188.24
Pretax Income	248.02	221.32	184.73	153.6	180.46	188.24
Income Tax Expense	48.01	41.25	33.31	26.87	32.11	34.29
Net Income	200.01	180.07	151.42	126.73	148.35	153.95
Net Income to Common	200.01	180.07	151.42	126.73	148.35	153.95
Net Income Growth	13.60%	18.92%	19.48%	-14.57%	-3.63%	20.34%
Basic Shares Outstanding	17	16	16	16	16	16
Diluted Shares Outstanding	18	16	16	16	16	16
Shares Change	7.85%	-0.26%	-0.03%	-0.70%	-0.36%	0.11%
EPS (Basic)	11.49	11.18	9.38	7.84	9.13	9.45
EPS (Diluted)	11.42	11.11	9.32	7.80	9.06	9.37
EPS Growth	5.29%	19.21%	19.49%	-13.91%	-3.31%	20.13%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	4.370	4.280	4.240	4.200	4.160	4.120
Dividend Growth	2.34%	0.94%	0.95%	0.96%	0.97%	0.98%
Effective Tax Rate	19.36%	18.64%	18.03%	17.49%	17.79%	18.22%

SEC Filings: 10-K · 10-Q