Interest Income on Loans | 83.18 | 79.47 | 77.25 | 63.87 | 59.39 | |
Interest Income on Investments | 6.28 | 10.83 | 2.07 | 0.93 | 1.01 | |
Total Interest Income | 89.46 | 90.3 | 79.33 | 64.8 | 60.4 | |
Interest Paid on Deposits | 36.68 | 30.59 | 3.58 | 3.09 | 5.2 | |
Interest Paid on Borrowings | 2.29 | 1.54 | 0.72 | 0.29 | 0.73 | |
Total Interest Expense | 38.97 | 32.13 | 4.3 | 3.37 | 5.93 | |
Net Interest Income | 50.49 | 58.17 | 75.03 | 61.43 | 54.47 | |
Net Interest Income Growth (YoY) | -13.20% | -22.47% | 22.13% | 12.78% | 25.54% | |
Other Non-Interest Income | 3.1 | 3.4 | 2.95 | 2.59 | 2.21 | |
Total Non-Interest Income | 5.91 | 7.06 | 6.15 | 4.47 | 3.54 | |
Non-Interest Income Growth (YoY) | -16.27% | 14.83% | 37.62% | 26.11% | -13.82% | |
Revenues Before Loan Losses | 56.4 | 65.23 | 81.18 | 65.9 | 58.02 | |
Provision for Loan Losses | 1 | -0.68 | 56.43 | 3.89 | 5.6 | |
Revenue | 55.4 | 65.91 | 24.75 | 62.01 | 52.42 | |
Revenue Growth (YoY) | -15.95% | 166.29% | -60.09% | 18.31% | 24.29% | |
Salaries and Employee Benefits | 29.67 | 30.48 | 30.44 | 27.37 | 22.33 | |
Federal Deposit Insurance | 1.31 | 1.51 | 1.02 | 0.48 | 0.42 | |
Amortization of Goodwill & Intangibles | 2.36 | 2.01 | 1.45 | 1.01 | 0.96 | |
Selling, General & Administrative | 8.57 | 10.78 | 11.08 | 8.29 | 6.94 | |
Other Non-Interest Expense | 4.12 | 6.35 | 8.01 | 2.76 | 4.66 | |
Total Non-Interest Expense | 46.02 | 51.13 | 52.01 | 39.92 | 35.31 | |
EBT Excluding Unusual Items | 9.38 | 14.78 | -27.26 | 22.09 | 17.11 | |
Other Unusual Items | - | - | - | - | -0.5 | |
Pretax Income | 9.38 | 14.78 | -27.26 | 22.09 | 16.61 | |
Income Tax Expense | 2.11 | 3.82 | -5.79 | 5.95 | 4.63 | |
Net Income | 7.27 | 10.95 | -21.47 | 16.14 | 11.99 | |
Net Income to Common | 7.27 | 10.95 | -21.47 | 16.14 | 11.99 | |
Net Income Growth | -33.62% | - | - | 34.66% | 10.89% | |
Basic Shares Outstanding | 17 | 17 | 16 | 17 | 18 | |
Diluted Shares Outstanding | 17 | 17 | 16 | 17 | 18 | |
Shares Change (YoY) | 1.13% | 0.68% | -4.74% | -4.57% | 0.36% | |
EPS (Basic) | 0.43 | 0.66 | -1.30 | 0.96 | 0.66 | |
EPS (Diluted) | 0.43 | 0.66 | -1.30 | 0.93 | 0.66 | |
EPS Growth | -34.85% | - | - | 40.91% | 10.00% | |
Dividend Per Share | - | - | 0.120 | 0.150 | 0.090 | |
Dividend Growth | - | - | -20.00% | 66.67% | - | |
Effective Tax Rate | 22.49% | 25.87% | - | 26.95% | 27.84% | |