Provident Bancorp, Inc. (PVBC)
NASDAQ: PVBC · Real-Time Price · USD
10.96
-0.32 (-2.84%)
Apr 28, 2025, 4:00 PM EDT - Market closed
Provident Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 82.42 | 83.18 | 79.47 | 77.25 | 63.87 | 59.39 | Upgrade
|
| Interest Income on Investments | 5.59 | 6.28 | 10.83 | 2.07 | 0.93 | 1.01 | Upgrade
|
| Total Interest Income | 88 | 89.46 | 90.3 | 79.33 | 64.8 | 60.4 | Upgrade
|
| Interest Paid on Deposits | 34.71 | 36.68 | 30.59 | 3.58 | 3.09 | 5.2 | Upgrade
|
| Interest Paid on Borrowings | 2.42 | 2.29 | 1.54 | 0.72 | 0.29 | 0.73 | Upgrade
|
| Total Interest Expense | 37.12 | 38.97 | 32.13 | 4.3 | 3.37 | 5.93 | Upgrade
|
| Net Interest Income | 50.88 | 50.49 | 58.17 | 75.03 | 61.43 | 54.47 | Upgrade
|
| Net Interest Income Growth (YoY) | -7.22% | -13.20% | -22.47% | 22.13% | 12.78% | 25.54% | Upgrade
|
| Other Non-Interest Income | 3.08 | 3.1 | 3.4 | 2.95 | 2.59 | 2.21 | Upgrade
|
| Total Non-Interest Income | 5.94 | 5.91 | 7.06 | 6.15 | 4.47 | 3.54 | Upgrade
|
| Non-Interest Income Growth (YoY) | -8.17% | -16.27% | 14.83% | 37.62% | 26.11% | -13.82% | Upgrade
|
| Revenues Before Loan Losses | 56.82 | 56.4 | 65.23 | 81.18 | 65.9 | 58.02 | Upgrade
|
| Provision for Loan Losses | 6.57 | 1 | -0.68 | 56.43 | 3.89 | 5.6 | Upgrade
|
| Revenue | 50.24 | 55.4 | 65.91 | 24.75 | 62.01 | 52.42 | Upgrade
|
| Revenue Growth (YoY) | -27.54% | -15.95% | 166.29% | -60.09% | 18.31% | 24.29% | Upgrade
|
| Salaries and Employee Benefits | 28.18 | 28.75 | 30.48 | 30.44 | 27.37 | 22.33 | Upgrade
|
| Federal Deposit Insurance | 1.31 | 1.31 | 1.51 | 1.02 | 0.48 | 0.42 | Upgrade
|
| Amortization of Goodwill & Intangibles | 2.37 | 2.36 | 2.01 | 1.45 | 1.01 | 0.96 | Upgrade
|
| Selling, General & Administrative | 8.8 | 9.49 | 10.78 | 11.08 | 8.29 | 6.94 | Upgrade
|
| Other Non-Interest Expense | 4.07 | 4.12 | 6.35 | 8.01 | 2.76 | 4.66 | Upgrade
|
| Total Non-Interest Expense | 44.72 | 46.02 | 51.13 | 52.01 | 39.92 | 35.31 | Upgrade
|
| EBT Excluding Unusual Items | 5.53 | 9.38 | 14.78 | -27.26 | 22.09 | 17.11 | Upgrade
|
| Other Unusual Items | - | - | - | - | - | -0.5 | Upgrade
|
| Pretax Income | 5.53 | 9.38 | 14.78 | -27.26 | 22.09 | 16.61 | Upgrade
|
| Income Tax Expense | 1.07 | 2.11 | 3.82 | -5.79 | 5.95 | 4.63 | Upgrade
|
| Net Income | 4.46 | 7.27 | 10.95 | -21.47 | 16.14 | 11.99 | Upgrade
|
| Net Income to Common | 4.46 | 7.27 | 10.95 | -21.47 | 16.14 | 11.99 | Upgrade
|
| Net Income Growth | -67.76% | -33.62% | - | - | 34.66% | 10.89% | Upgrade
|
| Basic Shares Outstanding | 17 | 17 | 17 | 16 | 17 | 18 | Upgrade
|
| Diluted Shares Outstanding | 17 | 17 | 17 | 16 | 17 | 18 | Upgrade
|
| Shares Change (YoY) | 1.15% | 1.13% | 0.68% | -4.74% | -4.57% | 0.36% | Upgrade
|
| EPS (Basic) | 0.27 | 0.43 | 0.66 | -1.30 | 0.96 | 0.66 | Upgrade
|
| EPS (Diluted) | 0.26 | 0.43 | 0.66 | -1.30 | 0.93 | 0.66 | Upgrade
|
| EPS Growth | -68.52% | -34.85% | - | - | 40.91% | 10.00% | Upgrade
|
| Dividend Per Share | - | - | - | 0.120 | 0.150 | 0.090 | Upgrade
|
| Dividend Growth | - | - | - | -20.00% | 66.67% | - | Upgrade
|
| Effective Tax Rate | 19.32% | 22.49% | 25.87% | - | 26.95% | 27.84% | Upgrade
|
Updated Apr 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.