Provident Bancorp, Inc. (PVBC)
Nov 14, 2025 - PVBC was delisted (reason: merged into NBBK)
13.50
+0.40 (3.05%)
Inactive · Last trade price on Nov 14, 2025
Provident Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Cash & Equivalents | 128.88 | 169.14 | 220.33 | 80.63 | 153.12 | 83.82 |
Investment Securities | 22.19 | 23.17 | 25.04 | 24.65 | 21.95 | 15.6 |
Mortgage-Backed Securities | 7.05 | 7.93 | 9.64 | 11.26 | 15.99 | 16.61 |
Total Investments | 29.24 | 31.09 | 34.67 | 35.9 | 37.94 | 32.22 |
Gross Loans | 1,271 | 1,327 | 1,343 | 1,444 | 1,457 | 1,338 |
Allowance for Loan Losses | -20.41 | -21.09 | -21.57 | -28.07 | -19.5 | -18.52 |
Other Adjustments to Gross Loans | - | - | - | - | -4.11 | -4.24 |
Net Loans | 1,251 | 1,306 | 1,321 | 1,416 | 1,434 | 1,315 |
Property, Plant & Equipment | 15.49 | 13.62 | 16.77 | 17.52 | 18.36 | 18.97 |
Loans Held for Sale | - | - | - | - | 22.85 | - |
Accrued Interest Receivable | 4.21 | 5.3 | 6.09 | 6.6 | 5.7 | 6.37 |
Long-Term Deferred Tax Assets | 11.89 | 13.81 | 14.46 | 16.79 | 9.96 | - |
Other Real Estate Owned & Foreclosed | - | - | - | 6.05 | - | - |
Other Long-Term Assets | 49.94 | 52.01 | 52.78 | 52.58 | 46.78 | 48.7 |
Total Assets | 1,492 | 1,593 | 1,670 | 1,636 | 1,729 | 1,506 |
Liabilities
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest Bearing Deposits | 877.05 | 890.42 | 997.77 | 747.91 | 828.23 | 681.32 |
Institutional Deposits | 75.05 | 67.01 | 24.68 | 11.45 | 5.08 | 173.03 |
Non-Interest Bearing Deposits | 280.29 | 351.53 | 308.77 | 520.23 | 626.59 | 383.08 |
Total Deposits | 1,232 | 1,309 | 1,331 | 1,280 | 1,460 | 1,237 |
Short-Term Borrowings | 3 | 35 | 95 | 108.5 | - | - |
Current Portion of Long-Term Debt | 0.04 | 5.14 | 0.13 | 8.63 | - | - |
Current Portion of Leases | 0.12 | 0.35 | - | - | - | - |
Federal Home Loan Bank Debt, Long-Term | 4.43 | 4.43 | 9.56 | 9.7 | 13.5 | 13.5 |
Long-Term Leases | 5.78 | 3.52 | 4.17 | 4.28 | 4.39 | 4.49 |
Pension & Post-Retirement Benefits | - | - | 0.8 | 8.5 | 10.9 | 9.1 |
Other Long-Term Liabilities | 4.84 | 4.7 | 7.52 | 9.65 | 6.82 | 5.41 |
Total Liabilities | 1,251 | 1,362 | 1,448 | 1,429 | 1,496 | 1,270 |
Shareholders' Equity
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Common Stock | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.19 |
Additional Paid-In Capital | 126.77 | 125.45 | 124.13 | 122.85 | 123.5 | 139.45 |
Retained Earnings | 121.23 | 113.56 | 106.29 | 94.63 | 118.09 | 104.51 |
Comprehensive Income & Other | -7.15 | -8.1 | -8.69 | -10.11 | -7.98 | -8.29 |
Total Common Equity | 241.03 | 231.09 | 221.9 | 207.54 | 233.78 | 235.86 |
Shareholders' Equity | 241.03 | 231.09 | 221.9 | 207.54 | 233.78 | 235.86 |
Total Liabilities & Equity | 1,492 | 1,593 | 1,670 | 1,636 | 1,729 | 1,506 |
Additional Metrics
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Total Debt | 13.36 | 48.43 | 108.87 | 131.11 | 17.89 | 17.99 |
Net Cash (Debt) | 115.52 | 120.72 | 111.46 | -50.48 | 135.23 | 65.83 |
Net Cash Growth | 1035.10% | 8.30% | - | - | 105.42% | 113.85% |
Net Cash Per Share | 6.81 | 7.19 | 6.72 | -3.06 | 7.82 | 3.63 |
Filing Date Shares Outstanding | 16.13 | 16.77 | 16.62 | 17.51 | 17.56 | 17.46 |
Total Common Shares Outstanding | 17.61 | 16.77 | 16.63 | 17.48 | 17.58 | 17.49 |
Book Value Per Share | 13.69 | 13.78 | 13.34 | 11.88 | 13.30 | 13.48 |
Tangible Book Value | 241.03 | 231.09 | 221.9 | 207.54 | 233.78 | 235.86 |
Tangible Book Value Per Share | 13.69 | 13.78 | 13.34 | 11.88 | 13.30 | 13.48 |