Provident Bancorp, Inc. (PVBC)

Nov 14, 2025 - PVBC was delisted (reason: merged into NBBK)

13.50

+0.40 (3.05%)

Inactive · Last trade price on Nov 14, 2025

Provident Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	62.1	55.4	65.91	24.75	62.01	52.42
Revenue Growth	12.27%	-15.95%	166.29%	-60.09%	18.31%	24.29%
Net Income	12.55	7.27	10.95	-21.47	16.14	11.99
Earnings Per Share	0.74	0.43	0.66	-1.30	0.93	0.66
EPS Growth	131.87%	-34.85%	-	-	40.91%	10.00%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	128.88	169.14	220.33	80.63	153.12	83.82
Total Debt	13.36	48.43	108.87	131.11	17.89	17.99
Net Cash (Debt)	115.52	120.72	111.46	-50.48	135.23	65.83
Net Cash Growth	1035.10%	8.30%	-	-	105.42%	113.85%
Net Cash Per Share	6.81	7.19	6.72	-3.06	7.82	3.63

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	16.43	11.9	5.55	21.91	24.31	18.18
Capital Expenditures	-0.42	-0.37	-0.34	-0.26	-0.41	-67.87
Free Cash Flow	16.01	11.53	5.21	21.64	23.9	-49.69
Free Cash Flow Growth	31.57%	121.10%	-75.91%	-9.45%	-	-

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Profit Margin	20.20%	13.13%	16.62%	-86.74%	26.02%	22.86%
FCF Margin	25.77%	20.80%	7.91%	87.44%	38.54%	-94.80%

Dividends

Fiscal Year	FY 2022	FY 2021	FY 2020
Period Ending	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	0.120	0.150	0.090
Dividend Per Share Growth	-20.00%	66.67%	-
Dividend Yield	1.65%	0.81%	0.76%

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	18.29	26.23	15.25	-	20.14	18.12
Forward PE	-	25.33	27.97	5.73	18.98	19.05
P/FCF Ratio	14.23	16.55	32.03	5.86	13.60	-
PS Ratio	3.66	3.44	2.53	5.12	5.24	4.14