Provident Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	128.88	169.14	220.33	80.63	153.12	83.82
Securities and Investments	24.44	25.69	28.57	28.6	36.84	32.22
Other Earning Assets	-	-	-	-	22.85	-
Gross Loans	1,271	1,327	1,343	-	-	-
Allowance for Loan Losses	-20.41	-21.09	-21.57	-	-	-
Net Loans	1,251	1,306	1,321	1,416	1,434	1,315
Net Property, Plant & Equipment	15.49	13.62	16.77	17.52	18.36	18.97
Accrued Interest and Accounts Receivable	4.21	5.3	6.09	6.6	5.7	6.37
Long-Term Investments	1	2.7	4.06	4.27	0.79	0.9
Other Non-Earning Assets	66.63	71.22	73.34	82.72	57.83	48.7
Total Assets	1,492	1,593	1,670	1,636	1,729	1,506
Interest-bearing deposits	952.1	957.43	1,022	759.36	833.31	854.35
Noninterest-bearing deposits	280.29	351.53	308.77	520.23	626.59	383.08
Total Deposits	1,232	1,309	1,331	1,280	1,460	1,237
Short-Term Borrowings	3	35	95	108.5	-	-
Long-Term Debt	4.46	9.56	9.7	18.33	13.5	13.5
Other Liabilities	10.74	8.56	12.49	22.43	22.11	19
Total Liabilities	1,251	1,362	1,448	1,429	1,496	1,270
Common Stock	0.18	0.18	0.18	0.18	0.18	0.19
Treasury Stock	-5.93	-6.47	-7.19	-7.91	-8.63	-9.35
Additional Paid-in Capital	126.77	125.45	124.13	122.85	123.5	139.45
Accumulated Other Comprehensive Income	-1.21	-1.63	-1.5	-2.2	0.65	1.06
Retained Earnings	121.23	113.56	106.29	94.63	118.09	104.51
Shareholders' Equity	241.03	231.09	221.9	207.54	233.78	235.86
Total Liabilities & Equity	1,492	1,593	1,670	1,636	1,729	1,506
Total Debt	4.46	9.56	9.7	18.33	13.5	13.5
Net Cash (Debt)	-4.46	-9.56	-9.7	-18.33	-13.5	-13.5
Net Cash Per Share	-0.26	-0.57	-0.58	-1.11	-0.78	-0.74
Book Value	241.03	231.09	221.9	207.54	233.78	235.86
Book Value Per Share	14.21	13.77	13.37	12.59	13.51	13.01
Tangible Book Value	241.03	231.09	221.9	207.54	233.78	235.86
Tangible Book Value Per Share	14.21	13.77	13.37	12.59	13.51	13.01

Updated Oct 23, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q