Provident Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	128.88	169.14	220.33	80.63	153.12	83.82
Investment Securities	22.19	23.17	25.04	24.65	21.95	15.6
Mortgage-Backed Securities	7.05	7.93	9.64	11.26	15.99	16.61
Total Investments	29.24	31.09	34.67	35.9	37.94	32.22
Gross Loans	1,271	1,327	1,343	1,444	1,457	1,338
Allowance for Loan Losses	-20.41	-21.09	-21.57	-28.07	-19.5	-18.52
Other Adjustments to Gross Loans	-	-	-	-	-4.11	-4.24
Net Loans	1,251	1,306	1,321	1,416	1,434	1,315
Property, Plant & Equipment	15.49	13.62	16.77	17.52	18.36	18.97
Loans Held for Sale	-	-	-	-	22.85	-
Accrued Interest Receivable	4.21	5.3	6.09	6.6	5.7	6.37
Long-Term Deferred Tax Assets	11.89	13.81	14.46	16.79	9.96	-
Other Real Estate Owned & Foreclosed	-	-	-	6.05	-	-
Other Long-Term Assets	49.94	52.01	52.78	52.58	46.78	48.7
Total Assets	1,492	1,593	1,670	1,636	1,729	1,506
Interest Bearing Deposits	877.05	890.42	997.77	747.91	828.23	681.32
Institutional Deposits	75.05	67.01	24.68	11.45	5.08	173.03
Non-Interest Bearing Deposits	280.29	351.53	308.77	520.23	626.59	383.08
Total Deposits	1,232	1,309	1,331	1,280	1,460	1,237
Short-Term Borrowings	3	35	95	108.5	-	-
Current Portion of Long-Term Debt	0.04	5.14	0.13	8.63	-	-
Current Portion of Leases	0.12	0.35	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	4.43	4.43	9.56	9.7	13.5	13.5
Long-Term Leases	5.78	3.52	4.17	4.28	4.39	4.49
Pension & Post-Retirement Benefits	-	-	0.8	8.5	10.9	9.1
Other Long-Term Liabilities	4.84	4.7	7.52	9.65	6.82	5.41
Total Liabilities	1,251	1,362	1,448	1,429	1,496	1,270
Common Stock	0.18	0.18	0.18	0.18	0.18	0.19
Additional Paid-In Capital	126.77	125.45	124.13	122.85	123.5	139.45
Retained Earnings	121.23	113.56	106.29	94.63	118.09	104.51
Comprehensive Income & Other	-7.15	-8.1	-8.69	-10.11	-7.98	-8.29
Total Common Equity	241.03	231.09	221.9	207.54	233.78	235.86
Shareholders' Equity	241.03	231.09	221.9	207.54	233.78	235.86
Total Liabilities & Equity	1,492	1,593	1,670	1,636	1,729	1,506
Total Debt	13.36	48.43	108.87	131.11	17.89	17.99
Net Cash (Debt)	115.52	120.72	111.46	-50.48	135.23	65.83
Net Cash Growth	1035.10%	8.30%	-	-	105.42%	113.85%
Net Cash Per Share	6.81	7.19	6.72	-3.06	7.82	3.63
Filing Date Shares Outstanding	16.13	16.77	16.62	17.51	17.56	17.46
Total Common Shares Outstanding	17.61	16.77	16.63	17.48	17.58	17.49
Book Value Per Share	13.69	13.78	13.34	11.88	13.30	13.48
Tangible Book Value	241.03	231.09	221.9	207.54	233.78	235.86
Tangible Book Value Per Share	13.69	13.78	13.34	11.88	13.30	13.48

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q