Provident Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov '25 Nov 14, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Cap	228	203	178	129	332	229
Market Cap Growth	22.65%	13.92%	38.39%	-61.27%	45.29%	-5.72%
Enterprise Value	112.24	212.35	187.71	146.96	345.6	242.07
Last Close Price	13.50	11.40	10.07	7.28	18.60	12.00
PE Ratio	18.29	26.51	15.26	-5.60	20.00	18.18
Forward PE	-	25.33	27.97	5.73	18.98	19.05
PS Ratio	3.66	3.66	2.70	5.20	5.30	4.36
PB Ratio	0.99	0.88	0.80	0.62	1.42	0.97
P/TBV Ratio	0.95	0.83	0.75	0.58	1.38	0.92
P/FCF Ratio	14.23	17.59	34.15	5.94	13.89	13.24
P/OCF Ratio	13.86	17.05	32.06	5.87	13.66	12.57
EV/Sales Ratio	1.81	3.83	2.85	5.94	5.51	4.62
EV/EBITDA Ratio	-	177.11	149.81	114.28	286.33	178.39
EV/FCF Ratio	7.01	18.42	36.01	6.79	14.46	14.02
Debt / Equity Ratio	0.02	0.04	0.04	0.09	0.06	0.06
Debt / EBITDA Ratio	4.49	7.98	7.74	14.25	11.19	9.95
Debt / FCF Ratio	0.28	0.83	1.86	0.85	0.56	0.78
Asset Turnover	0.04	0.03	0.04	0.01	0.04	0.04
Return on Equity (ROE)	5.31%	3.21%	5.10%	-9.73%	6.87%	5.14%
Earnings Yield	5.51%	3.77%	6.55%	-17.86%	5.00%	5.50%
FCF Yield	7.03%	5.68%	2.93%	16.83%	7.20%	7.56%
Dividend Yield	-	-0.00%	-0.00%	1.66%	0.82%	0.75%
Payout Ratio	-	-0.07%	-0.05%	-9.26%	15.86%	13.65%
Buyback Yield / Dilution	-	0.04%	0.05%	2.40%	5.78%	3.48%
Total Shareholder Return	-	0.03%	0.05%	4.05%	6.60%	4.23%

Updated Oct 23, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q