Provident Bancorp, Inc. (PVBC)
NASDAQ: PVBC · Real-Time Price · USD
10.96
-0.32 (-2.84%)
Apr 28, 2025, 4:00 PM EDT - Market closed

Provident Bancorp Statistics

Total Valuation

PVBC has a market cap or net worth of $183.68 million. The enterprise value is $190.05 million.

Market Cap 183.68M
Enterprise Value 190.05M

Important Dates

The last earnings date was Friday, April 25, 2025, after market close.

Earnings Date Apr 25, 2025
Ex-Dividend Date n/a

Share Statistics

PVBC has 16.77 million shares outstanding. The number of shares has increased by 1.15% in one year.

Current Share Class 16.77M
Shares Outstanding 16.77M
Shares Change (YoY) +1.15%
Shares Change (QoQ) +0.35%
Owned by Insiders (%) 2.77%
Owned by Institutions (%) 38.77%
Float 13.40M

Valuation Ratios

The trailing PE ratio is 41.89 and the forward PE ratio is 16.85.

PE Ratio 41.89
Forward PE 16.85
PS Ratio 3.65
Forward PS 2.93
PB Ratio 0.79
P/TBV Ratio 0.78
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 42.61
EV / Sales 3.78
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 1.93%.

Return on Equity (ROE) 1.93%
Return on Assets (ROA) 0.28%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $280,693
Profits Per Employee $24,916
Employee Count 179
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PVBC has paid $1.07 million in taxes.

Income Tax 1.07M
Effective Tax Rate 19.32%

Stock Price Statistics

The stock price has increased by +23.42% in the last 52 weeks. The beta is 0.30, so PVBC's price volatility has been lower than the market average.

Beta (5Y) 0.30
52-Week Price Change +23.42%
50-Day Moving Average 11.53
200-Day Moving Average 11.15
Relative Strength Index (RSI) 44.07
Average Volume (20 Days) 25,141

Short Selling Information

The latest short interest is 91,342, so 0.54% of the outstanding shares have been sold short.

Short Interest 91,342
Short Previous Month 93,480
Short % of Shares Out 0.54%
Short % of Float 0.68%
Short Ratio (days to cover) 3.79

Income Statement

In the last 12 months, PVBC had revenue of $50.24 million and earned $4.46 million in profits. Earnings per share was $0.26.

Revenue 50.24M
Gross Profit 50.24M
Operating Income 9.20M
Pretax Income 9.20M
Net Income 4.46M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.26
Full Income Statement

Balance Sheet

The company has $124.98 million in cash and $131.36 million in debt, giving a net cash position of -$6.38 million or -$0.38 per share.

Cash & Cash Equivalents 124.98M
Total Debt 131.36M
Net Cash -6.38M
Net Cash Per Share -$0.38
Equity (Book Value) 234.04M
Book Value Per Share 13.91
Working Capital -1.17B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 18.31%
Pretax Margin 11.00%
Profit Margin 8.88%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

PVBC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.15%
Shareholder Yield -1.15%
Earnings Yield 2.43%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for PVBC is $12.00, which is 9.49% higher than the current price. The consensus rating is "Hold".

Price Target $12.00
Price Target Difference 9.49%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on October 17, 2019. It was a forward split with a ratio of 2.0212:1.

Last Split Date Oct 17, 2019
Split Type Forward
Split Ratio 2.0212:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2