Provident Bancorp Statistics
Total Valuation
PVBC has a market cap or net worth of $210.52 million. The enterprise value is $96.85 million.
Important Dates
The last earnings date was Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PVBC has 16.84 million shares outstanding. The number of shares has increased by 1.32% in one year.
| Current Share Class | 16.84M |
| Shares Outstanding | 16.84M |
| Shares Change (YoY) | +1.32% |
| Shares Change (QoQ) | +0.69% |
| Owned by Insiders (%) | 2.76% |
| Owned by Institutions (%) | 50.18% |
| Float | 15.31M |
Valuation Ratios
The trailing PE ratio is 17.27 and the forward PE ratio is 21.25.
| PE Ratio | 17.27 |
| Forward PE | 21.25 |
| PS Ratio | 3.46 |
| Forward PS | 3.37 |
| PB Ratio | 0.89 |
| P/TBV Ratio | 0.88 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.72 |
| EV / Sales | 1.56 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.37%.
| Return on Equity (ROE) | 5.37% |
| Return on Assets (ROA) | 0.80% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $346,927 |
| Profits Per Employee | $70,089 |
| Employee Count | 179 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PVBC has paid $4.48 million in taxes.
| Income Tax | 4.48M |
| Effective Tax Rate | 26.33% |
Stock Price Statistics
The stock price has increased by +20.90% in the last 52 weeks. The beta is 0.33, so PVBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.33 |
| 52-Week Price Change | +20.90% |
| 50-Day Moving Average | 12.68 |
| 200-Day Moving Average | 12.04 |
| Relative Strength Index (RSI) | 49.49 |
| Average Volume (20 Days) | 41,301 |
Short Selling Information
The latest short interest is 453,643, so 2.69% of the outstanding shares have been sold short.
| Short Interest | 453,643 |
| Short Previous Month | 281,250 |
| Short % of Shares Out | 2.69% |
| Short % of Float | 2.96% |
| Short Ratio (days to cover) | 11.94 |
Income Statement
In the last 12 months, PVBC had revenue of $62.10 million and earned $12.55 million in profits. Earnings per share was $0.74.
| Revenue | 62.10M |
| Gross Profit | 62.10M |
| Operating Income | 21.38M |
| Pretax Income | 17.03M |
| Net Income | 12.55M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.74 |
Full Income StatementBalance Sheet
The company has $128.88 million in cash and $13.36 million in debt, giving a net cash position of $115.52 million or $6.86 per share.
| Cash & Cash Equivalents | 128.88M |
| Total Debt | 13.36M |
| Net Cash | 115.52M |
| Net Cash Per Share | $6.86 |
| Equity (Book Value) | 241.03M |
| Book Value Per Share | 14.26 |
| Working Capital | -1.10B |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 34.43% |
| Pretax Margin | 27.42% |
| Profit Margin | 20.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
