Provident Bancorp Statistics
Total Valuation
PVBC has a market cap or net worth of $192.90 million. The enterprise value is $73.61 million.
Important Dates
The next estimated earnings date is Thursday, April 24, 2025, after market close.
| Earnings Date | Apr 24, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PVBC has 16.77 million shares outstanding. The number of shares has increased by 1.13% in one year.
| Current Share Class | 16.77M |
| Shares Outstanding | 16.77M |
| Shares Change (YoY) | +1.13% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 3.74% |
| Owned by Institutions (%) | 39.09% |
| Float | 13.20M |
Valuation Ratios
The trailing PE ratio is 26.70 and the forward PE ratio is 16.40.
| PE Ratio | 26.70 |
| Forward PE | 16.40 |
| PS Ratio | 3.47 |
| Forward PS | 3.10 |
| PB Ratio | 0.83 |
| P/TBV Ratio | 0.84 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 16.34 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.12 |
| EV / Sales | 1.33 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.21%.
| Return on Equity (ROE) | 3.21% |
| Return on Assets (ROA) | 0.45% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $284,103 |
| Profits Per Employee | $37,287 |
| Employee Count | 195 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PVBC has paid $2.11 million in taxes.
| Income Tax | 2.11M |
| Effective Tax Rate | 22.49% |
Stock Price Statistics
The stock price has increased by +27.31% in the last 52 weeks. The beta is 0.45, so PVBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +27.31% |
| 50-Day Moving Average | 11.87 |
| 200-Day Moving Average | 11.06 |
| Relative Strength Index (RSI) | 48.18 |
| Average Volume (20 Days) | 21,794 |
Short Selling Information
The latest short interest is 93,028, so 0.55% of the outstanding shares have been sold short.
| Short Interest | 93,028 |
| Short Previous Month | 101,858 |
| Short % of Shares Out | 0.55% |
| Short % of Float | 0.70% |
| Short Ratio (days to cover) | 3.60 |
Income Statement
In the last 12 months, PVBC had revenue of $55.40 million and earned $7.27 million in profits. Earnings per share was $0.43.
| Revenue | 55.40M |
| Gross Profit | 55.40M |
| Operating Income | 13.04M |
| Pretax Income | 9.20M |
| Net Income | 7.27M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.43 |
Full Income StatementBalance Sheet
The company has $169.14 million in cash and $48.43 million in debt, giving a net cash position of $120.72 million or $7.20 per share.
| Cash & Cash Equivalents | 169.14M |
| Total Debt | 48.43M |
| Net Cash | 120.72M |
| Net Cash Per Share | $7.20 |
| Equity (Book Value) | 231.09M |
| Book Value Per Share | 13.78 |
| Working Capital | -1.18B |
Full Balance SheetCash Flow
| Operating Cash Flow | 11.90M |
| Capital Expenditures | -370,000 |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.54% |
| Pretax Margin | 16.93% |
| Profit Margin | 13.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |