Provident Bancorp Statistics
Total Valuation
PVBC has a market cap or net worth of $183.68 million. The enterprise value is $190.05 million.
Important Dates
The last earnings date was Friday, April 25, 2025, after market close.
Earnings Date | Apr 25, 2025 |
Ex-Dividend Date | n/a |
Share Statistics
PVBC has 16.77 million shares outstanding. The number of shares has increased by 1.15% in one year.
Current Share Class | 16.77M |
Shares Outstanding | 16.77M |
Shares Change (YoY) | +1.15% |
Shares Change (QoQ) | +0.35% |
Owned by Insiders (%) | 2.77% |
Owned by Institutions (%) | 38.77% |
Float | 13.40M |
Valuation Ratios
The trailing PE ratio is 41.89 and the forward PE ratio is 16.85.
PE Ratio | 41.89 |
Forward PE | 16.85 |
PS Ratio | 3.65 |
Forward PS | 2.93 |
PB Ratio | 0.79 |
P/TBV Ratio | 0.78 |
P/FCF Ratio | n/a |
P/OCF Ratio | n/a |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 42.61 |
EV / Sales | 3.78 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 1.93%.
Return on Equity (ROE) | 1.93% |
Return on Assets (ROA) | 0.28% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $280,693 |
Profits Per Employee | $24,916 |
Employee Count | 179 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, PVBC has paid $1.07 million in taxes.
Income Tax | 1.07M |
Effective Tax Rate | 19.32% |
Stock Price Statistics
The stock price has increased by +23.42% in the last 52 weeks. The beta is 0.30, so PVBC's price volatility has been lower than the market average.
Beta (5Y) | 0.30 |
52-Week Price Change | +23.42% |
50-Day Moving Average | 11.53 |
200-Day Moving Average | 11.15 |
Relative Strength Index (RSI) | 44.07 |
Average Volume (20 Days) | 25,141 |
Short Selling Information
The latest short interest is 91,342, so 0.54% of the outstanding shares have been sold short.
Short Interest | 91,342 |
Short Previous Month | 93,480 |
Short % of Shares Out | 0.54% |
Short % of Float | 0.68% |
Short Ratio (days to cover) | 3.79 |
Income Statement
In the last 12 months, PVBC had revenue of $50.24 million and earned $4.46 million in profits. Earnings per share was $0.26.
Revenue | 50.24M |
Gross Profit | 50.24M |
Operating Income | 9.20M |
Pretax Income | 9.20M |
Net Income | 4.46M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $0.26 |
Full Income Statement Balance Sheet
The company has $124.98 million in cash and $131.36 million in debt, giving a net cash position of -$6.38 million or -$0.38 per share.
Cash & Cash Equivalents | 124.98M |
Total Debt | 131.36M |
Net Cash | -6.38M |
Net Cash Per Share | -$0.38 |
Equity (Book Value) | 234.04M |
Book Value Per Share | 13.91 |
Working Capital | -1.17B |
Full Balance Sheet Cash Flow
Operating Cash Flow | n/a |
Capital Expenditures | n/a |
Free Cash Flow | n/a |
FCF Per Share | n/a |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 18.31% |
Pretax Margin | 11.00% |
Profit Margin | 8.88% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |