RBB Bancorp (RBB)

RBB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	112.28	99.36	119.29	149.55	124.34
Net Interest Income Growth	13.00%	-16.70%	-20.24%	20.28%	18.70%
Non-Interest Income	16.87	15.34	15.02	11.25	18.75
Non-Interest Income Growth	10.03%	2.11%	33.47%	-39.97%	33.51%
Revenues Before Loan Losses	129.16	114.7	134.3	160.81	143.09
Provision for Credit Losses	10.36	9.86	3.36	4.94	3.96
Revenue	118.8	104.84	130.94	155.87	139.13
Revenue Growth (YoY)	13.31%	-19.93%	-15.99%	12.03%	30.06%
Compensation Expenses	43.06	39.4	37.8	35.49	33.57
Selling, General & Admin	29.51	25.73	28.96	24.4	20.85
Other Non-Interest Expenses	4.1	4.04	3.94	4.64	3.77
Total Non-Interest Expense	76.66	69.16	70.7	64.53	58.19
Pretax Income	42.13	35.68	60.25	91.35	80.94
Provision for Income Taxes	10.19	9.01	17.78	27.02	24.03
Net Income	31.95	26.67	42.47	64.33	56.91
Net Income to Common	31.95	26.67	42.47	64.33	56.91
Net Income Growth	19.81%	-37.21%	-33.99%	13.04%	72.82%
Shares Outstanding (Basic)	17	18	19	19	19
Shares Outstanding (Diluted)	18	18	19	19	20
Shares Change (YoY)	-3.76%	-4.22%	-1.80%	-2.53%	-0.44%
EPS (Basic)	1.83	1.47	2.24	3.37	2.92
EPS (Diluted)	1.83	1.47	2.24	3.33	2.86
EPS Growth	24.49%	-34.38%	-32.73%	16.43%	72.29%
Free Cash Flow	42.59	57.71	50.64	91.75	200.19
Free Cash Flow Growth	-26.20%	13.96%	-44.80%	-54.17%	66.40%
Free Cash Flow Per Share	2.43	3.17	2.67	4.75	10.09
Dividends Per Share	0.640	0.640	0.640	0.580	0.530
Dividend Growth	-	-	10.35%	9.43%	60.61%
Profit Margin	26.89%	25.43%	32.43%	41.27%	40.90%
FCF Margin	35.85%	55.04%	38.67%	58.86%	143.89%
EBITDA	3.68	4.24	4.59	5.88	8.29
EBITDA Margin	3.10%	4.04%	3.50%	3.77%	5.96%
Effective Tax Rate	24.18%	25.26%	29.51%	29.58%	29.69%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q