RBB Bancorp (RBB)

RBB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	107.77	99.36	119.29	149.55	124.34	104.76
Net Interest Income Growth	3.76%	-16.70%	-20.24%	20.28%	18.70%	8.15%
Non-Interest Income	19.25	15.34	15.02	11.25	19.47	14.04
Non-Interest Income Growth	13.06%	2.11%	33.47%	-42.19%	38.64%	-22.11%
Revenues Before Loan Losses	127.02	114.7	134.3	160.81	143.81	118.8
Provision for Credit Losses	18.43	9.86	3.36	4.94	3.96	11.82
Revenue	108.58	104.84	130.94	155.87	139.85	106.97
Revenue Growth (YoY)	-9.03%	-19.93%	-15.99%	11.46%	30.73%	-4.91%
Compensation Expenses	41.66	39.4	37.8	35.49	33.57	33.31
Selling, General & Admin	25.2	22.43	25.8	22.55	19.29	18.65
Other Non-Interest Expenses	7.23	7.34	7.1	6.49	5.33	7.55
Total Non-Interest Expense	74.09	69.16	70.7	64.53	58.19	59.51
Pretax Income	30.75	35.68	60.25	91.35	80.94	47.46
Provision for Income Taxes	7.74	9.01	17.78	27.02	24.03	14.53
Net Income	23.01	26.67	42.47	64.33	56.91	32.93
Net Income to Common	23.01	26.67	42.47	64.33	56.91	32.93
Net Income Growth	-35.78%	-37.21%	-33.99%	13.04%	72.82%	-16.02%
Shares Outstanding (Basic)	18	18	19	19	19	20
Shares Outstanding (Diluted)	18	18	19	19	20	20
Shares Change (YoY)	-4.97%	-4.22%	-1.80%	-2.53%	-0.44%	-2.31%
EPS (Basic)	1.30	1.47	2.24	3.37	2.92	1.66
EPS (Diluted)	1.30	1.47	2.24	3.33	2.86	1.65
EPS Growth	-31.94%	-34.38%	-32.73%	16.43%	73.33%	-14.06%
Free Cash Flow	70.64	57.71	50.64	91.75	200.19	120.31
Free Cash Flow Growth	22.41%	13.96%	-44.80%	-54.17%	66.40%	-74.68%
Free Cash Flow Per Share	3.97	3.17	2.67	4.75	10.09	6.04
Dividends Per Share	0.640	0.640	0.640	0.580	0.530	0.330
Dividend Growth	-	-	10.35%	9.43%	60.61%	-21.43%
Profit Margin	21.19%	25.43%	32.43%	41.27%	40.69%	30.78%
FCF Margin	65.05%	55.04%	38.67%	58.86%	143.14%	112.47%
EBITDA	9.07	9.25	9.63	11.02	13.54	7.82
EBITDA Margin	8.35%	8.82%	7.35%	7.07%	9.68%	7.31%
Effective Tax Rate	25.18%	25.26%	29.51%	29.58%	29.69%	30.62%

Updated Jul 21, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q