RBB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	116.62	112.28	99.36	119.29	149.55	124.34
Net Interest Income Growth	15.87%	13.00%	-16.70%	-20.24%	20.28%	18.70%
Non-Interest Income	18.83	16.87	15.34	15.02	11.25	18.75
Non-Interest Income Growth	32.06%	10.03%	2.11%	33.47%	-39.97%	33.51%
Revenues Before Loan Losses	135.45	129.16	114.7	134.3	160.81	143.09
Provision for Credit Losses	3.41	10.36	9.86	3.36	4.94	3.96
Revenue	132.04	118.8	104.84	130.94	155.87	139.13
Revenue Growth (YoY)	34.32%	13.31%	-19.93%	-15.99%	12.03%	30.06%
Compensation Expenses	43.67	43.06	39.4	37.8	35.49	33.57
Selling, General & Admin	29.69	29.51	25.73	28.96	24.4	20.85
Other Non-Interest Expenses	4.03	4.1	4.04	3.94	4.64	3.77
Total Non-Interest Expense	77.4	76.66	69.16	70.7	64.53	58.19
Pretax Income	54.64	42.13	35.68	60.25	91.35	80.94
Provision for Income Taxes	13.68	10.19	9.01	17.78	27.02	24.03
Net Income	40.96	31.95	26.67	42.47	64.33	56.91
Net Income to Common	40.96	31.95	26.67	42.47	64.33	56.91
Net Income Growth	95.79%	19.81%	-37.21%	-33.99%	13.04%	72.82%
Shares Outstanding (Basic)	17	17	18	19	19	19
Shares Outstanding (Diluted)	17	18	18	19	19	20
Shares Change (YoY)	-3.40%	-3.76%	-4.22%	-1.80%	-2.53%	-0.44%
EPS (Basic)	2.38	1.83	1.47	2.24	3.37	2.92
EPS (Diluted)	2.36	1.83	1.47	2.24	3.33	2.86
EPS Growth	103.45%	24.49%	-34.38%	-32.73%	16.43%	72.29%
Shares Outstanding	17.07	17.06	17.72	18.61	18.97	19.46
Free Cash Flow	54.87	42.59	57.71	50.64	91.75	200.19
Free Cash Flow Growth	28.83%	-26.20%	13.96%	-44.80%	-54.17%	66.40%
Free Cash Flow Per Share	3.16	2.43	3.17	2.67	4.75	10.09
Dividends Per Share	0.640	0.640	0.640	0.640	0.580	0.530
Dividend Growth	-	-	-	10.35%	9.43%	60.61%
Profit Margin	31.02%	26.89%	25.43%	32.43%	41.27%	40.90%
FCF Margin	41.55%	35.85%	55.04%	38.67%	58.86%	143.88%
EBITDA	3.65	3.68	4.24	4.59	5.88	8.29
EBITDA Margin	2.76%	3.10%	4.04%	3.50%	3.77%	5.96%
Effective Tax Rate	25.04%	24.18%	25.26%	29.51%	29.58%	29.69%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q