RBB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	190.29	212.32	257.75	431.37	83.55	694.37
Investment Securities	386.12	149.65	206.74	163.88	130.88	207.18
Trading Asset Securities	-	0.01	-	0.05	0.02	-
Mortgage-Backed Securities	-	305.43	252.81	184.28	154.52	174.54
Total Investments	386.12	455.09	459.55	348.21	285.42	381.71
Gross Loans	3,399	3,314	3,053	3,032	3,338	2,936
Allowance for Loan Losses	-44.04	-43.89	-47.73	-41.9	-41.08	-32.91
Other Adjustments to Gross Loans	-	-	-	-	-1.24	-4.8
Net Loans	3,355	3,270	3,006	2,990	3,295	2,898
Property, Plant & Equipment	38.7	46.57	52.65	55.49	52.46	49.65
Goodwill	71.5	71.5	71.5	71.5	71.5	69.24
Other Intangible Assets	-	-	-	2.8	3.72	4.08
Loans Held for Sale	-	2.07	11.25	1.91	-	5.96
Accrued Interest Receivable	80.47	30.72	29.62	25.97	27.67	11.28
Other Receivables	12.75	17.48	10.31	1.24	-	0.48
Long-Term Deferred Tax Assets	18.17	16.35	19.06	15.77	16.98	4.86
Other Real Estate Owned & Foreclosed	19.82	8.83	-	-	0.58	0.29
Other Long-Term Assets	63.29	61.97	60.3	66.83	66.83	92.84
Total Assets	4,251	4,208	3,992	4,026	3,919	4,228

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Bearing Deposits	1,993	1,931	1,670	1,824	1,453	1,516
Institutional Deposits	845.27	892.89	850.29	811.59	726.23	578.5
Non-Interest Bearing Deposits	556.85	526.54	563.01	539.62	798.74	1,291
Total Deposits	3,395	3,350	3,084	3,175	2,978	3,386
Current Portion of Long-Term Debt	-	110	-	-	70	-
Current Portion of Leases	-	5.38	-	-	-	-
Accrued Interest Payable	23.72	7.96	7.95	11.67	3.71	1.86
Long-Term Debt	80	119.91	119.53	119.15	173.59	173.01
Federal Home Loan Bank Debt, Long-Term	180	20	200	150	150	150
Long-Term Leases	22.51	19.42	29.71	31.19	26.52	23.28
Trust Preferred Securities	15.54	15.38	15.16	14.94	14.72	14.5
Other Long-Term Liabilities	-	36.44	28.47	13.06	18.27	13.33
Total Liabilities	3,717	3,685	3,485	3,515	3,434	3,762

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	248.37	250.69	259.96	271.93	276.91	282.34
Additional Paid-In Capital	3.2	3.94	3.65	3.62	3.36	4.6
Retained Earnings	303.99	282.02	264.46	255.15	225.88	181.33
Comprehensive Income & Other	-21.4	-13.32	-20.26	-19.51	-21.67	-1.66
Total Common Equity	534.17	523.34	507.81	511.19	484.49	466.61
Minority Interest	0.07	0.07	0.07	0.07	0.07	0.07
Shareholders' Equity	534.24	523.41	507.88	511.26	484.56	466.68
Total Liabilities & Equity	4,251	4,208	3,992	4,026	3,919	4,228

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	298.05	290.09	364.39	315.28	434.83	360.79
Net Cash (Debt)	-107.16	-77.16	-106.05	116.74	-350.66	334.18
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-6.26	-4.41	-5.83	6.15	-18.14	16.85
Filing Date Shares Outstanding	16.83	17.07	17.73	18.62	18.99	19.45
Total Common Shares Outstanding	16.83	17.06	17.72	18.61	18.97	19.46
Book Value Per Share	31.74	30.68	28.66	27.47	25.55	23.98
Tangible Book Value	462.67	451.84	436.31	436.9	409.28	393.29
Tangible Book Value Per Share	27.50	26.49	24.62	23.48	21.58	20.21

SEC Filings: 10-K · 10-Q