RBB Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	31.95	26.67	42.47	64.33	56.91
Depreciation & Amortization	3.68	4.24	4.59	5.88	8.29
Provision for Credit Losses	10.36	9.86	3.36	4.94	3.96
Stock-Based Compensation	1.74	1.36	0.75	0.85	1.09
Net Change in Loans Held-for-Sale	9.88	27.7	3.69	21.02	143.37
Other Adjustments	-14.22	-11.33	-3.56	-3.19	-11.43
Operating Cash Flow	43.39	58.5	51.29	93.81	202.18
Operating Cash Flow Growth	-25.83%	14.04%	-45.32%	-53.60%	62.37%
Net Change in Loans Held-for-Investment	-286.45	-61.25	296.69	-411.32	-315.55
Net Change in Securities and Investments	23.27	-98.76	-53.2	81.03	-166.08
Payments for Business Acquisitions	-	-	-	71.35	-
Capital Expenditures	-0.8	-0.79	-0.65	-2.07	-1.99
Sale of Property, Plant & Equipment	7.57	2.94	0.74	1.05	-
Other Investing Activities	-3.77	-2.53	-0.28	-0.23	-20.56
Investing Cash Flow	-260.18	-160.39	243.31	-260.17	-504.18
Net Change in Deposits	266.46	-91.07	196.9	-489.38	750.63
Long-Term Debt Issued	170	50	80	570	118.11
Long-Term Debt Repaid	-240	-	-205	-500	-50
Net Long-Term Debt Issued (Repaid)	-70	50	-125	70	68.11
Issuance of Common Stock	0.42	1.84	0.3	5.48	3.48
Repurchase of Common Stock	-14.25	-20.78	-6.8	-19.82	-10.54
Net Common Stock Issued (Repurchased)	-13.83	-18.94	-6.51	-14.35	-7.07
Common Dividends Paid	-11.26	-11.72	-12.16	-10.74	-9.95
Financing Cash Flow	171.36	-71.74	53.22	-444.47	801.72
Net Cash Flow	-45.43	-173.63	347.83	-610.82	499.72
Free Cash Flow	42.59	57.71	50.64	91.75	200.19
Free Cash Flow Growth	-26.20%	13.96%	-44.80%	-54.17%	66.40%
FCF Margin	35.85%	55.04%	38.67%	58.86%	143.89%
Free Cash Flow Per Share	2.43	3.17	2.67	4.75	10.09
Levered Free Cash Flow	-35.17	80.12	-78.6	138.14	131.32
Unlevered Free Cash Flow	2.88	3.45	3.93	3.81	6.3

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q