Upbound Group, Inc. (UPBD)
NASDAQ: UPBD · Real-Time Price · USD
22.84
+2.14 (10.34%)
At close: Nov 2, 2026, 4:00 PM EST
22.79
-0.05 (-0.21%)
After-hours: Nov 2, 2026, 4:12 PM EST

Upbound Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,7264,6954,3213,9924,2454,583
Revenue Growth
3.23%8.67%8.22%-5.96%-7.38%62.87%
Gross Profit
2,3482,2722,0802,0222,0802,235
Operating Income
338.04353.74329.79309.91148.54304.44
Net Income
111.3973.24123.48-5.1812.36134.94
Earnings Per Share
1.901.252.21-0.090.212.02
EPS Growth
30.90%-43.44%---89.60%-45.84%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Acima
2,4682,5122,2611,9312,1102,328
Rent-A-Center (Incl. Franchising)
1,8871,8971,9801,986--
Brigit
282.2206.02----
Mexico
88.779.3978.7374.6364.8861.4
Total
4,7264,6954,3213,9924,2454,583

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
125.1120.5360.8693.71144.14108.33
Total Debt
1,6311,8571,5831,6001,6741,868
Net Cash (Debt)
-1,506-1,736-1,522-1,506-1,530-1,759
Net Cash Growth
------
Net Cash Per Share
-25.64-29.62-27.21-27.40-25.95-26.32

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
498.69305.57104.72200.29468.46392.3
Capital Expenditures
-65.13-66.86-56.28-53.4-61.39-62.45
Free Cash Flow
433.56238.7148.45146.89407.07329.85
Free Cash Flow Growth
208.29%392.73%-67.02%-63.92%23.41%63.33%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
49.69%48.38%48.15%50.65%48.98%48.76%
Operating Margin
7.15%7.53%7.63%7.76%3.50%6.64%
Pretax Margin
3.32%2.30%4.11%1.32%1.45%4.24%
Profit Margin
2.36%1.56%2.86%-0.13%0.29%2.94%
FCF Margin
9.17%5.08%1.12%3.68%9.59%7.20%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.5601.5601.4801.3601.3601.240
Dividend Per Share Growth
0%5.41%8.82%0%9.68%6.90%
Dividend Yield
6.83%8.89%5.08%4.01%6.03%2.58%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.0213.8812.92-101.5923.55
Forward PE
5.023.926.979.396.677.02
P/FCF Ratio
3.054.2632.9412.563.089.63
PS Ratio
0.280.220.370.460.300.69