Upbound Group, Inc. (UPBD)

Upbound Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	4,744	4,695	4,321	3,992	4,245	4,583
Revenue Growth	5.85%	8.67%	8.22%	-5.96%	-7.38%	62.87%
Gross Profit Gross Profit Growth	2,331	2,272	2,080	2,022	2,080	2,235
Operating Income Operating Income Growth	241.7	223.35	291.63	162.87	148.54	280.54
Net Income Net Income Growth	90.34	73.24	123.48	-5.18	12.36	134.94
Earnings Per Share EPS Growth	1.54	1.25	2.21	-0.09	0.21	2.02
EPS Growth	-13.48%	-43.44%	-	-	-89.60%	-45.84%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Rent-A-Center (Incl. Franchising) Rent-A-Center (Incl. Franchising) Growth	1,889	1,897	1,980	1,986	-	-
Acima Acima Growth	2,508	2,512	2,261	1,931	2,110	2,328
Mexico Mexico Growth	85.78	79.39	78.73	74.63	64.88	61.4
Brigit Brigit Growth	261.09	206.02	-	-	-	-
Total Total Growth	4,744	4,695	4,321	3,992	4,245	4,583

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	105.3	120.53	60.86	93.71	144.14	108.33
Total Debt Total Debt Growth	1,708	1,857	1,583	1,600	1,674	1,868
Net Cash (Debt) Net Cash Growth	-1,603	-1,736	-1,522	-1,506	-1,530	-1,759
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-27.29	-29.62	-27.21	-27.40	-25.95	-26.32

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	453.98	305.57	104.72	200.29	468.46	392.3
Capital Expenditures CapEx Growth	-69.5	-66.86	-56.28	-53.4	-61.39	-62.45
Free Cash Flow Free Cash Flow Growth	384.48	238.71	48.45	146.89	407.07	329.85
Free Cash Flow Growth	141.08%	392.73%	-67.02%	-63.92%	23.41%	63.33%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Gross Margin	49.13%	48.39%	48.15%	50.65%	48.98%	48.76%
Operating Margin	5.09%	4.76%	6.75%	4.08%	3.50%	6.12%
Pretax Margin	2.85%	2.30%	4.11%	1.32%	1.45%	4.24%
Profit Margin	3.69%	3.04%	5.36%	2.78%	2.60%	5.53%
FCF Margin	8.10%	5.08%	1.12%	3.68%	9.59%	7.20%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.560	1.560	1.480	1.360	1.360	1.240
Dividend Per Share Growth	1.30%	5.41%	8.82%	0%	9.68%	6.90%
Dividend Yield	7.87%	8.86%	5.16%	4.45%	6.52%	2.61%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	12.87	14.05	13.20	-	107.38	23.78
Forward PE	4.55	3.92	6.97	9.39	6.67	7.02
P/FCF Ratio	3.25	4.26	32.96	12.57	3.08	8.54
PS Ratio	0.24	0.22	0.37	0.46	0.30	0.61

Data Sources: Fiscal.ai and S&P Global Market Intelligence Last updated: Jul 30, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company. Revenue segment data is provided by S&P Global Market Intelligence.

Update frequency:

Quarterly

Last checked:

Aug 5, 2026

Data Sources Report a data error