Chicago Atlantic Real Estate Finance, Inc. (REFI)

NASDAQ: REFI · Real-Time Price · USD

12.38

-0.10 (-0.80%)

At close: Mar 18, 2026, 4:00 PM EDT

12.13

-0.25 (-2.02%)

After-hours: Mar 18, 2026, 5:10 PM EDT

REFI Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Interest Income	55.39	54.95	57.15	48.86
Net Interest Income Growth	0.80%	-3.84%	16.97%	-
Non-Interest Income	0.17	-0.17	0.18	-
Revenues Before Loan Losses	55.56	54.78	57.33	48.86
Provision for Credit Losses	0.73	-0.58	0.94	3.89
Revenue	54.82	55.37	56.39	44.97
Revenue Growth (YoY)	-0.98%	-1.81%	25.39%	-
Compensation Expenses	3.37	3.06	1.48	0.44
Selling, General & Admin	7.24	7.2	7.41	5.68
Other Non-Interest Expenses	8.2	8.06	8.78	6.56
Total Non-Interest Expense	18.81	18.32	17.68	12.68
Pretax Income	36.01	37.05	38.71	32.29
Net Income	36.01	37.05	38.71	32.29
Net Income to Common	36.01	37.05	38.71	32.29
Net Income Growth	-2.79%	-4.30%	19.87%	-
Shares Outstanding (Basic)	21	19	18	18
Shares Outstanding (Diluted)	21	20	18	18
Shares Change (YoY)	8.71%	7.47%	3.37%	-
EPS (Basic)	1.71	1.92	2.14	1.83
EPS (Diluted)	1.68	1.88	2.11	1.82
EPS Growth	-10.64%	-10.90%	15.93%	-
Free Cash Flow	28.79	23.16	28.42	17.01
Free Cash Flow Growth	24.32%	-18.50%	67.11%	-
Free Cash Flow Per Share	1.34	1.17	1.55	0.96
Dividends Per Share	1.880	1.880	1.880	1.810
Dividend Growth	-	-	3.87%	-
Profit Margin	65.68%	66.91%	68.65%	71.81%
FCF Margin	52.52%	41.83%	50.40%	37.81%

Updated Mar 12, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q