REFI Statistics
Total Valuation
REFI has a market cap or net worth of $285.33 million. The enterprise value is $342.89 million.
| Market Cap | 285.33M |
| Enterprise Value | 342.89M |
Important Dates
The next confirmed earnings date is Tuesday, May 7, 2024, before market open.
| Earnings Date | May 7, 2024 |
| Ex-Dividend Date | Mar 27, 2024 |
Share Statistics
REFI has 18.20 million shares outstanding. The number of shares has increased by 3.37% in one year.
| Shares Outstanding | 18.20M |
| Shares Change (YoY) | +3.37% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 19.86% |
| Owned by Institutions (%) | 33.22% |
| Float | 14.06M |
Valuation Ratios
The trailing PE ratio is 7.42 and the forward PE ratio is 7.23.
| PE Ratio | 7.42 |
| Forward PE | 7.23 |
| PS Ratio | 4.98 |
| Forward PS | 4.27 |
| PB Ratio | 1.05 |
| P/FCF Ratio | 10.02 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.86, with an EV/FCF ratio of 12.07.
| EV / Earnings | 8.86 |
| EV / Sales | 6.00 |
| EV / EBITDA | 8.86 |
| EV / EBIT | 8.86 |
| EV / FCF | 12.07 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.24 |
| Debt / EBITDA | 1.70 |
| Debt / FCF | 2.32 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.20% and return on invested capital (ROIC) is 11.40%.
| Return on Equity (ROE) | 14.20% |
| Return on Assets (ROA) | 11.30% |
| Return on Capital (ROIC) | 11.40% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.17 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +11.92% in the last 52 weeks. The beta is 0.27, so REFI's price volatility has been lower than the market average.
| Beta (1Y) | 0.27 |
| 52-Week Price Change | +11.92% |
| 50-Day Moving Average | 15.88 |
| 200-Day Moving Average | 15.46 |
| Relative Strength Index (RSI) | 50.35 |
| Average Volume (30 Days) | 90,567 |
Short Selling Information
The latest short interest is 409,239, so 2.25% of the outstanding shares have been sold short.
| Short Interest | 409,239 |
| Short Previous Month | 365,958 |
| Short % of Shares Out | 2.25% |
| Short % of Float | 2.91% |
| Short Ratio (days to cover) | 3.80 |
Income Statement
In the last 12 months, REFI had revenue of $57.15 million and earned $38.71 million in profits. Earnings per share was $2.11.
| Revenue | 57.15M |
| Gross Profit | 48.36M |
| Operating Income | 38.53M |
| Pretax Income | 38.71M |
| Net Income | 38.71M |
| EBITDA | 38.71M |
| EBIT | 38.71M |
| Earnings Per Share (EPS) | $2.11 |
Balance Sheet
The company has $7.90 million in cash and $66.00 million in debt, giving a net cash position of -$58.10 million or -$3.19 per share.
| Cash & Cash Equivalents | 7.90M |
| Total Debt | 66.00M |
| Net Cash | -58.10M |
| Net Cash Per Share | -$3.19 |
| Equity / Book Value | 271.85M |
| Book Value Per Share | 14.94 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | 28.42M |
| Capital Expenditures | n/a |
| Free Cash Flow | 28.42M |
| FCF Per Share | $1.57 |
Margins
Gross margin is 84.63%, with operating and profit margins of 67.42% and 67.74%.
| Gross Margin | 84.63% |
| Operating Margin | 67.42% |
| Pretax Margin | 67.74% |
| Profit Margin | 67.74% |
| EBITDA Margin | 67.74% |
| EBIT Margin | 67.74% |
| FCF Margin | 49.73% |
Dividends & Yields
This stock pays an annual dividend of $1.39, which amounts to a dividend yield of 8.89%.
| Dividend Per Share | $1.39 |
| Dividend Yield | 8.89% |
| Dividend Growth (YoY) | -0.56% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 66.09% |
| Buyback Yield | -3.37% |
| Shareholder Yield | 5.54% |
| Earnings Yield | 13.59% |
| FCF Yield | 9.98% |
Analyst Forecast
The average price target for REFI is $17.00, which is 8.42% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.00 |
| Price Target Difference | 8.42% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |