Skip to main content
logo
Chicago Atlantic Real Estate Finance, Inc. (REFI)
NASDAQ: REFI · Real-Time Price · USD
10.23
-0.01 (-0.10%)
Aug 11, 2026, 4:00 PM EDT - Market closed

REFI Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Revenue
48.4154.8255.3756.3944.97
Revenue Growth
-14.49%-0.98%-1.81%25.39%-
Net Income
29.4136.0137.0538.7132.29
Earnings Per Share
1.371.681.882.111.82
EPS Growth
-25.14%-10.64%-10.90%15.93%-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
13.3514.9526.47.95.7280.25
Total Debt
49.4549.3349.1000
Net Cash (Debt)
-36.1-34.39-22.77.95.7280.25
Net Cash Growth
---38.18%-92.88%-
Net Cash Per Share
-1.68-1.60-1.150.430.324.60

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Operating Cash Flow
26.9228.7923.1628.4217.01
Free Cash Flow
26.9228.7923.1628.4217.01
Free Cash Flow Growth
11.63%24.32%-18.50%67.11%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22
Pretax Margin
60.75%65.68%66.91%68.65%71.81%
Profit Margin
60.75%65.68%66.91%68.65%71.81%
FCF Margin
55.62%52.52%41.83%50.40%37.81%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
1.8801.8801.8801.8801.810
Dividend Per Share Growth
-8.74%0%0%3.87%-
Dividend Yield
18.38%17.03%14.00%13.37%10.59%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.107.308.207.678.28-
Forward PE
5.697.067.997.707.71-
P/FCF Ratio
9.748.9813.8710.3515.67-
PS Ratio
5.374.715.805.225.93-