REFI Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	28.92	26.4	7.9	5.72	80.25
Long-Term Investments	-	-	0.84	-	-
Loans & Lease Receivables	393.06	403.47	348.67	335.33	196.85
Other Receivables	4.83	4.98	1.45	1.42	0.2
Long-Term Deferred Charges	0.27	0.31	0.37	0.81	0.87
Total Assets	427.08	435.15	359.23	343.27	278.17
Accounts Payable	1.03	2.24	1.13	0.96	0.21
Accrued Expenses	1.45	4.16	4.32	5.16	7.44
Long-Term Debt	101.67	104.1	66	58	-
Other Current Liabilities	9.91	13.61	13.87	13.62	4.54
Other Long-Term Liabilities	3.11	2.09	2.05	1.49	1.9
Total Liabilities	117.16	126.19	87.37	79.24	14.09
Common Stock	0.21	0.21	0.18	0.18	0.17
Additional Paid-In Capital	322.23	318.89	277.48	269	264.08
Retained Earnings	-12.52	-10.14	-5.81	-5.14	-0.18
Shareholders' Equity	309.91	308.96	271.85	264.03	264.08
Total Liabilities & Equity	427.08	435.15	359.23	343.27	278.17
Total Debt	101.67	104.1	66	58	-
Net Cash (Debt)	-72.75	-77.7	-58.1	-52.28	80.25
Net Cash Per Share	-3.44	-3.94	-3.17	-2.95	12.44
Filing Date Shares Outstanding	21.08	20.89	18.2	18.08	17.75
Total Common Shares Outstanding	21.08	20.83	18.2	17.77	17.45
Working Capital	414.42	414.84	338.7	322.72	265.11
Book Value Per Share	14.71	14.83	14.94	14.86	15.13
Tangible Book Value	309.91	308.96	271.85	264.03	264.08
Tangible Book Value Per Share	14.71	14.83	14.94	14.86	15.13

Updated Nov 4, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q