REFI Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	26.4	7.9	5.72	80.25
Long-Term Investments	-	0.84	-	-
Loans & Lease Receivables	403.47	348.67	335.33	196.85
Other Receivables	4.98	1.45	1.42	0.2
Long-Term Deferred Charges	0.31	0.37	0.81	0.87
Total Assets	435.15	359.23	343.27	278.17
Accounts Payable	2.24	1.13	0.96	0.21
Accrued Expenses	4.16	4.32	5.16	7.44
Long-Term Debt	104.1	66	58	-
Other Current Liabilities	13.61	13.87	13.62	4.54
Other Long-Term Liabilities	2.09	2.05	1.49	1.9
Total Liabilities	126.19	87.37	79.24	14.09
Common Stock	0.21	0.18	0.18	0.17
Additional Paid-In Capital	318.89	277.48	269	264.08
Retained Earnings	-10.14	-5.81	-5.14	-0.18
Shareholders' Equity	308.96	271.85	264.03	264.08
Total Liabilities & Equity	435.15	359.23	343.27	278.17
Total Debt	104.1	66	58	-
Net Cash (Debt)	-77.7	-58.1	-52.28	80.25
Net Cash Per Share	-3.94	-3.17	-2.95	12.44
Filing Date Shares Outstanding	20.89	18.2	18.08	17.75
Total Common Shares Outstanding	20.83	18.2	17.77	17.45
Working Capital	414.84	338.7	322.72	265.11
Book Value Per Share	14.83	14.94	14.86	15.13
Tangible Book Value	308.96	271.85	264.03	264.08
Tangible Book Value Per Share	14.83	14.94	14.86	15.13

Source: S&P Capital IQ. Financial Services template. Financial Sources.