REFI Statistics
Total Valuation
REFI has a market cap or net worth of $313.56 million.
Important Dates
The last earnings date was Thursday, November 7, 2024, before market open.
| Earnings Date | Nov 7, 2024 |
| Ex-Dividend Date | Sep 30, 2024 |
Share Statistics
REFI has 19.63 million shares outstanding. The number of shares has increased by 6.36% in one year.
| Current Share Class | 19.63M |
| Shares Outstanding | 19.63M |
| Shares Change (YoY) | +6.36% |
| Shares Change (QoQ) | +0.84% |
| Owned by Insiders (%) | 17.02% |
| Owned by Institutions (%) | 34.65% |
| Float | 16.25M |
Valuation Ratios
The trailing PE ratio is 7.99 and the forward PE ratio is 8.41.
| PE Ratio | 7.99 |
| Forward PE | 8.41 |
| PS Ratio | 5.30 |
| Forward PS | 4.59 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 8.51 |
| P/OCF Ratio | 8.51 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 24.58, with a Debt / Equity ratio of 0.18.
| Current Ratio | 24.58 |
| Quick Ratio | 24.18 |
| Debt / Equity | 0.18 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.47 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.49%.
| Return on Equity (ROE) | 13.49% |
| Return on Assets (ROA) | 10.73% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +4.86% in the last 52 weeks. The beta is 0.24, so REFI's price volatility has been lower than the market average.
| Beta (5Y) | 0.24 |
| 52-Week Price Change | +4.86% |
| 50-Day Moving Average | 15.60 |
| 200-Day Moving Average | 15.70 |
| Relative Strength Index (RSI) | 64.15 |
| Average Volume (20 Days) | 72,680 |
Short Selling Information
The latest short interest is 230,349, so 1.17% of the outstanding shares have been sold short.
| Short Interest | 230,349 |
| Short Previous Month | 271,175 |
| Short % of Shares Out | 1.17% |
| Short % of Float | 1.42% |
| Short Ratio (days to cover) | 3.39 |
Income Statement
In the last 12 months, REFI had revenue of $56.86 million and earned $38.52 million in profits. Earnings per share was $2.00.
| Revenue | 56.86M |
| Gross Profit | 56.86M |
| Operating Income | 38.46M |
| Pretax Income | 37.29M |
| Net Income | 38.52M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.00 |
Full Income StatementBalance Sheet
The company has $6.76 million in cash and $54.00 million in debt, giving a net cash position of -$47.24 million or -$2.41 per share.
| Cash & Cash Equivalents | 6.76M |
| Total Debt | 54.00M |
| Net Cash | -47.24M |
| Net Cash Per Share | -$2.41 |
| Equity (Book Value) | 295.47M |
| Book Value Per Share | 15.05 |
| Working Capital | 350.78M |
Full Balance SheetCash Flow
| Operating Cash Flow | 36.84M |
| Capital Expenditures | n/a |
| Free Cash Flow | 36.84M |
| FCF Per Share | $1.88 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 67.64% and 67.75%.
| Gross Margin | 100.00% |
| Operating Margin | 67.64% |
| Pretax Margin | 67.75% |
| Profit Margin | 67.75% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 53.88% |