REFI Statistics
Total Valuation
REFI has a market cap or net worth of $316.96 million. The enterprise value is $397.58 million.
Important Dates
The last earnings date was Wednesday, March 12, 2025, before market open.
| Earnings Date | Mar 12, 2025 |
| Ex-Dividend Date | Dec 31, 2024 |
Share Statistics
REFI has 20.89 million shares outstanding. The number of shares has increased by 7.47% in one year.
| Current Share Class | 20.89M |
| Shares Outstanding | 20.89M |
| Shares Change (YoY) | +7.47% |
| Shares Change (QoQ) | +0.99% |
| Owned by Insiders (%) | 15.99% |
| Owned by Institutions (%) | 37.61% |
| Float | 16.25M |
Valuation Ratios
The trailing PE ratio is 8.08 and the forward PE ratio is 8.08.
| PE Ratio | 8.08 |
| Forward PE | 8.08 |
| PS Ratio | 5.32 |
| Forward PS | 4.78 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 13.81 |
| P/OCF Ratio | 13.81 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.73 |
| EV / Sales | 7.16 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.17 |
Financial Position
The company has a current ratio of 21.74, with a Debt / Equity ratio of 0.34.
| Current Ratio | 21.74 |
| Quick Ratio | 21.74 |
| Debt / Equity | 0.34 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.49 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.76%.
| Return on Equity (ROE) | 12.76% |
| Return on Assets (ROA) | 9.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.14 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -6.76% in the last 52 weeks. The beta is 0.27, so REFI's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | -6.76% |
| 50-Day Moving Average | 15.62 |
| 200-Day Moving Average | 15.68 |
| Relative Strength Index (RSI) | 31.53 |
| Average Volume (20 Days) | 173,973 |
Short Selling Information
The latest short interest is 217,516, so 1.04% of the outstanding shares have been sold short.
| Short Interest | 217,516 |
| Short Previous Month | 263,789 |
| Short % of Shares Out | 1.04% |
| Short % of Float | 1.34% |
| Short Ratio (days to cover) | 1.19 |
Income Statement
In the last 12 months, REFI had revenue of $55.53 million and earned $37.05 million in profits. Earnings per share was $1.88.
| Revenue | 55.53M |
| Gross Profit | 55.53M |
| Operating Income | 37.21M |
| Pretax Income | 37.29M |
| Net Income | 37.05M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.88 |
Full Income StatementBalance Sheet
The company has $26.40 million in cash and $104.10 million in debt, giving a net cash position of -$77.70 million or -$3.72 per share.
| Cash & Cash Equivalents | 26.40M |
| Total Debt | 104.10M |
| Net Cash | -77.70M |
| Net Cash Per Share | -$3.72 |
| Equity (Book Value) | 308.96M |
| Book Value Per Share | 14.83 |
| Working Capital | 414.84M |
Full Balance SheetCash Flow
| Operating Cash Flow | 23.16M |
| Capital Expenditures | n/a |
| Free Cash Flow | 23.16M |
| FCF Per Share | $1.11 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 67.01% and 66.71%.
| Gross Margin | 100.00% |
| Operating Margin | 67.01% |
| Pretax Margin | 66.71% |
| Profit Margin | 66.71% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.70% |