Chicago Atlantic Real Estate Finance, Inc. (REFI)
NASDAQ: REFI · Real-Time Price · USD
15.17
-0.14 (-0.91%)
Mar 14, 2025, 11:03 AM EDT - Market open

REFI Statistics

Total Valuation

REFI has a market cap or net worth of $316.96 million. The enterprise value is $397.58 million.

Market Cap 316.96M
Enterprise Value 397.58M

Important Dates

The last earnings date was Wednesday, March 12, 2025, before market open.

Earnings Date Mar 12, 2025
Ex-Dividend Date Dec 31, 2024

Share Statistics

REFI has 20.89 million shares outstanding. The number of shares has increased by 7.47% in one year.

Current Share Class 20.89M
Shares Outstanding 20.89M
Shares Change (YoY) +7.47%
Shares Change (QoQ) +0.99%
Owned by Insiders (%) 15.99%
Owned by Institutions (%) 37.61%
Float 16.25M

Valuation Ratios

The trailing PE ratio is 8.08 and the forward PE ratio is 8.08.

PE Ratio 8.08
Forward PE 8.08
PS Ratio 5.32
Forward PS 4.78
PB Ratio 1.03
P/TBV Ratio 1.04
P/FCF Ratio 13.81
P/OCF Ratio 13.81
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 10.73
EV / Sales 7.16
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 17.17

Financial Position

The company has a current ratio of 21.74, with a Debt / Equity ratio of 0.34.

Current Ratio 21.74
Quick Ratio 21.74
Debt / Equity 0.34
Debt / EBITDA n/a
Debt / FCF 4.49
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.76%.

Return on Equity (ROE) 12.76%
Return on Assets (ROA) 9.33%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover 0.14
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -6.76% in the last 52 weeks. The beta is 0.27, so REFI's price volatility has been lower than the market average.

Beta (5Y) 0.27
52-Week Price Change -6.76%
50-Day Moving Average 15.62
200-Day Moving Average 15.68
Relative Strength Index (RSI) 31.53
Average Volume (20 Days) 173,973

Short Selling Information

The latest short interest is 217,516, so 1.04% of the outstanding shares have been sold short.

Short Interest 217,516
Short Previous Month 263,789
Short % of Shares Out 1.04%
Short % of Float 1.34%
Short Ratio (days to cover) 1.19

Income Statement

In the last 12 months, REFI had revenue of $55.53 million and earned $37.05 million in profits. Earnings per share was $1.88.

Revenue 55.53M
Gross Profit 55.53M
Operating Income 37.21M
Pretax Income 37.29M
Net Income 37.05M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.88
Full Income Statement

Balance Sheet

The company has $26.40 million in cash and $104.10 million in debt, giving a net cash position of -$77.70 million or -$3.72 per share.

Cash & Cash Equivalents 26.40M
Total Debt 104.10M
Net Cash -77.70M
Net Cash Per Share -$3.72
Equity (Book Value) 308.96M
Book Value Per Share 14.83
Working Capital 414.84M
Full Balance Sheet

Cash Flow

Operating Cash Flow 23.16M
Capital Expenditures n/a
Free Cash Flow 23.16M
FCF Per Share $1.11
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 67.01% and 66.71%.

Gross Margin 100.00%
Operating Margin 67.01%
Pretax Margin 66.71%
Profit Margin 66.71%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 41.70%

Dividends & Yields

This stock pays an annual dividend of $2.60, which amounts to a dividend yield of 17.12%.

Dividend Per Share $2.60
Dividend Yield 17.12%
Dividend Growth (YoY) -5.07%
Years of Dividend Growth n/a
Payout Ratio 138.30%
Buyback Yield -7.47%
Shareholder Yield 9.51%
Earnings Yield 11.58%
FCF Yield 7.24%
Dividend Details

Analyst Forecast

The average price target for REFI is $20.00, which is 31.84% higher than the current price. The consensus rating is "Strong Buy".

Price Target $20.00
Price Target Difference 31.84%
Analyst Consensus Strong Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4