REFI Statistics
Total Valuation
REFI has a market cap or net worth of $305.29 million. The enterprise value is $382.56 million.
Important Dates
The last earnings date was Wednesday, May 7, 2025, before market open.
| Earnings Date | May 7, 2025 |
| Ex-Dividend Date | Mar 31, 2025 |
Share Statistics
REFI has 20.97 million shares outstanding. The number of shares has increased by 10.03% in one year.
| Current Share Class | 20.97M |
| Shares Outstanding | 20.97M |
| Shares Change (YoY) | +10.03% |
| Shares Change (QoQ) | +4.98% |
| Owned by Insiders (%) | 14.04% |
| Owned by Institutions (%) | 31.89% |
| Float | 17.98M |
Valuation Ratios
The trailing PE ratio is 7.74 and the forward PE ratio is 7.81.
| PE Ratio | 7.74 |
| Forward PE | 7.81 |
| PS Ratio | 5.11 |
| Forward PS | 4.58 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 12.79 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.97 |
| EV / Sales | 6.74 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 27.45, with a Debt / Equity ratio of 0.28.
| Current Ratio | 27.45 |
| Quick Ratio | 27.45 |
| Debt / Equity | 0.28 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.86%.
| Return on Equity (ROE) | 12.86% |
| Return on Assets (ROA) | 9.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.14 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -4.51% in the last 52 weeks. The beta is 0.32, so REFI's price volatility has been lower than the market average.
| Beta (5Y) | 0.32 |
| 52-Week Price Change | -4.51% |
| 50-Day Moving Average | 14.55 |
| 200-Day Moving Average | 15.41 |
| Relative Strength Index (RSI) | 47.04 |
| Average Volume (20 Days) | 74,383 |
Short Selling Information
The latest short interest is 289,367, so 1.38% of the outstanding shares have been sold short.
| Short Interest | 289,367 |
| Short Previous Month | 349,258 |
| Short % of Shares Out | 1.38% |
| Short % of Float | 1.61% |
| Short Ratio (days to cover) | 3.21 |
Income Statement
In the last 12 months, REFI had revenue of $56.79 million and earned $38.36 million in profits. Earnings per share was $1.88.
| Revenue | 56.79M |
| Gross Profit | 56.79M |
| Operating Income | 38.52M |
| Pretax Income | 37.29M |
| Net Income | 38.36M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.88 |
Full Income StatementBalance Sheet
The company has $9.88 million in cash and $87.16 million in debt, giving a net cash position of -$77.28 million or -$3.69 per share.
| Cash & Cash Equivalents | 9.88M |
| Total Debt | 87.16M |
| Net Cash | -77.28M |
| Net Cash Per Share | -$3.69 |
| Equity (Book Value) | 310.78M |
| Book Value Per Share | 14.87 |
| Working Capital | 399.31M |
Full Balance SheetCash Flow
| Operating Cash Flow | 23.87M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 67.83% and 67.54%.
| Gross Margin | 100.00% |
| Operating Margin | 67.83% |
| Pretax Margin | 67.54% |
| Profit Margin | 67.54% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |