REFI Statistics
Total Valuation
REFI has a market cap or net worth of $293.57 million. The enterprise value is $367.92 million.
| Market Cap | 293.57M |
| Enterprise Value | 367.92M |
Important Dates
The next estimated earnings date is Wednesday, August 7, 2024, before market open.
| Earnings Date | Aug 7, 2024 |
| Ex-Dividend Date | Jun 28, 2024 |
Share Statistics
REFI has 19.10 million shares outstanding. The number of shares has increased by 3.79% in one year.
| Shares Outstanding | 19.10M |
| Shares Change (YoY) | +3.79% |
| Shares Change (QoQ) | +0.39% |
| Owned by Insiders (%) | 18.88% |
| Owned by Institutions (%) | 33.46% |
| Float | 15.72M |
Valuation Ratios
The trailing PE ratio is 7.72 and the forward PE ratio is 7.22.
| PE Ratio | 7.72 |
| Forward PE | 7.22 |
| PS Ratio | 5.29 |
| Forward PS | 4.32 |
| PB Ratio | 1.03 |
| P/FCF Ratio | 8.73 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.01, with an EV/FCF ratio of 10.94.
| EV / Earnings | 10.01 |
| EV / Sales | 6.63 |
| EV / EBITDA | 10.01 |
| EV / EBIT | 10.01 |
| EV / FCF | 10.94 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.28 |
| Debt / EBITDA | 2.21 |
| Debt / FCF | 2.42 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.30% and return on invested capital (ROIC) is 9.97%.
| Return on Equity (ROE) | 13.30% |
| Return on Assets (ROA) | 10.30% |
| Return on Capital (ROIC) | 9.97% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +1.79% in the last 52 weeks. The beta is 0.25, so REFI's price volatility has been lower than the market average.
| Beta (5Y) | 0.25 |
| 52-Week Price Change | +1.79% |
| 50-Day Moving Average | 15.67 |
| 200-Day Moving Average | 15.60 |
| Relative Strength Index (RSI) | 43.30 |
| Average Volume (20 Days) | 98,676 |
Short Selling Information
The latest short interest is 362,010, so 1.90% of the outstanding shares have been sold short.
| Short Interest | 362,010 |
| Short Previous Month | 320,545 |
| Short % of Shares Out | 1.90% |
| Short % of Float | 2.30% |
| Short Ratio (days to cover) | 5.00 |
Income Statement
In the last 12 months, REFI had revenue of $55.48 million and earned $36.75 million in profits. Earnings per share was $1.99.
| Revenue | 55.48M |
| Gross Profit | 47.08M |
| Operating Income | 36.60M |
| Pretax Income | 36.75M |
| Net Income | 36.75M |
| EBITDA | 36.75M |
| EBIT | 36.75M |
| Earnings Per Share (EPS) | $1.99 |
Balance Sheet
The company has $6.90 million in cash and $81.25 million in debt, giving a net cash position of -$74.35 million or -$3.89 per share.
| Cash & Cash Equivalents | 6.90M |
| Total Debt | 81.25M |
| Net Cash | -74.35M |
| Net Cash Per Share | -$3.89 |
| Equity (Book Value) | 285.96M |
| Book Value Per Share | 14.97 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | 33.63M |
| Capital Expenditures | n/a |
| Free Cash Flow | 33.63M |
| FCF Per Share | $1.84 |
Margins
Gross margin is 84.86%, with operating and profit margins of 65.97% and 66.24%.
| Gross Margin | 84.86% |
| Operating Margin | 65.97% |
| Pretax Margin | 66.24% |
| Profit Margin | 66.24% |
| EBITDA Margin | 66.24% |
| EBIT Margin | 66.24% |
| FCF Margin | 60.62% |
Dividends & Yields
This stock pays an annual dividend of $1.88, which amounts to a dividend yield of 12.23%.
| Dividend Per Share | $1.88 |
| Dividend Yield | 12.23% |
| Dividend Growth (YoY) | 0.56% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 94.47% |
| Buyback Yield | -3.79% |
| Shareholder Yield | 8.44% |
| Earnings Yield | 12.52% |
| FCF Yield | 11.46% |
Analyst Forecast
The average price target for REFI is $17.33, which is 12.75% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.33 |
| Price Target Difference | 12.75% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |