REFI Statistics
Total Valuation
REFI has a market cap or net worth of $316.96 million. The enterprise value is $397.58 million.
Important Dates
The last earnings date was Wednesday, March 12, 2025, before market open.
Earnings Date | Mar 12, 2025 |
Ex-Dividend Date | Dec 31, 2024 |
Share Statistics
REFI has 20.89 million shares outstanding. The number of shares has increased by 7.47% in one year.
Current Share Class | 20.89M |
Shares Outstanding | 20.89M |
Shares Change (YoY) | +7.47% |
Shares Change (QoQ) | +0.99% |
Owned by Insiders (%) | 15.99% |
Owned by Institutions (%) | 37.61% |
Float | 16.25M |
Valuation Ratios
The trailing PE ratio is 8.08 and the forward PE ratio is 8.08.
PE Ratio | 8.08 |
Forward PE | 8.08 |
PS Ratio | 5.32 |
Forward PS | 4.78 |
PB Ratio | 1.03 |
P/TBV Ratio | 1.04 |
P/FCF Ratio | 13.81 |
P/OCF Ratio | 13.81 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 10.73 |
EV / Sales | 7.16 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 17.17 |
Financial Position
The company has a current ratio of 21.74, with a Debt / Equity ratio of 0.34.
Current Ratio | 21.74 |
Quick Ratio | 21.74 |
Debt / Equity | 0.34 |
Debt / EBITDA | n/a |
Debt / FCF | 4.49 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.76%.
Return on Equity (ROE) | 12.76% |
Return on Assets (ROA) | 9.33% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | n/a |
Profits Per Employee | n/a |
Employee Count | n/a |
Asset Turnover | 0.14 |
Inventory Turnover | n/a |
Taxes
Income Tax | n/a |
Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -6.76% in the last 52 weeks. The beta is 0.27, so REFI's price volatility has been lower than the market average.
Beta (5Y) | 0.27 |
52-Week Price Change | -6.76% |
50-Day Moving Average | 15.62 |
200-Day Moving Average | 15.68 |
Relative Strength Index (RSI) | 31.53 |
Average Volume (20 Days) | 173,973 |
Short Selling Information
The latest short interest is 217,516, so 1.04% of the outstanding shares have been sold short.
Short Interest | 217,516 |
Short Previous Month | 263,789 |
Short % of Shares Out | 1.04% |
Short % of Float | 1.34% |
Short Ratio (days to cover) | 1.19 |
Income Statement
In the last 12 months, REFI had revenue of $55.53 million and earned $37.05 million in profits. Earnings per share was $1.88.
Revenue | 55.53M |
Gross Profit | 55.53M |
Operating Income | 37.21M |
Pretax Income | 37.29M |
Net Income | 37.05M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $1.88 |
Full Income Statement Balance Sheet
The company has $26.40 million in cash and $104.10 million in debt, giving a net cash position of -$77.70 million or -$3.72 per share.
Cash & Cash Equivalents | 26.40M |
Total Debt | 104.10M |
Net Cash | -77.70M |
Net Cash Per Share | -$3.72 |
Equity (Book Value) | 308.96M |
Book Value Per Share | 14.83 |
Working Capital | 414.84M |
Full Balance Sheet Cash Flow
Operating Cash Flow | 23.16M |
Capital Expenditures | n/a |
Free Cash Flow | 23.16M |
FCF Per Share | $1.11 |
Full Cash Flow Statement Margins
Gross margin is 100.00%, with operating and profit margins of 67.01% and 66.71%.
Gross Margin | 100.00% |
Operating Margin | 67.01% |
Pretax Margin | 66.71% |
Profit Margin | 66.71% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 41.70% |