Regions Financial Corporation (RF)
NYSE: RF · Real-Time Price · USD
30.41
+0.19 (0.63%)
At close: Aug 21, 2026, 4:00 PM EDT
30.47
+0.06 (0.20%)
After-hours: Aug 21, 2026, 7:30 PM EDT
Regions Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 5,442 | 5,498 | 5,771 | 5,773 | 4,124 | 3,489 |
Interest Income on Investments | 1,572 | 1,575 | 1,337 | 1,124 | 978 | 592 |
Total Interest Income | 7,014 | 7,073 | 7,108 | 6,897 | 5,102 | 4,081 |
Interest Paid on Deposits | 1,647 | 1,766 | 1,971 | 1,255 | 197 | 64 |
Interest Paid on Borrowings | 304 | 316 | 319 | 322 | 119 | 103 |
Total Interest Expense | 1,951 | 2,082 | 2,290 | 1,577 | 316 | 167 |
Net Interest Income | 5,063 | 4,991 | 4,818 | 5,320 | 4,786 | 3,914 |
Net Interest Income Growth | 3.31% | 3.59% | -9.44% | 11.16% | 22.28% | 0.51% |
Trust Income | 375 | 362 | 338 | 313 | 297 | 278 |
Mortgage Banking Activities | 135 | 158 | 146 | 109 | 156 | 242 |
Gain (Loss) on Sale of Investments | -71 | -53 | -208 | -5 | -1 | 6 |
Other Non-Interest Income | 1,462 | 1,433 | 1,377 | 1,247 | 1,286 | 1,348 |
Total Non-Interest Income | 2,554 | 2,535 | 2,265 | 2,256 | 2,379 | 2,522 |
Non-Interest Income Growth | 6.73% | 11.92% | 0.40% | -5.17% | -5.67% | 5.48% |
Revenues Before Loan Losses | 7,617 | 7,526 | 7,083 | 7,576 | 7,165 | 6,436 |
Provision for Loan Losses | 379 | 470 | 487 | 553 | 271 | -524 |
| 7,238 | 7,056 | 6,596 | 7,023 | 6,894 | 6,960 | |
Revenue Growth | 6.27% | 6.97% | -6.08% | 1.87% | -0.95% | 40.46% |
Salaries and Employee Benefits | 2,620 | 2,547 | 2,456 | 2,355 | 2,258 | 2,142 |
Occupancy Expenses | 206 | 203 | 192 | 204 | 214 | 216 |
Selling, General & Administrative | 701 | 688 | 675 | 668 | 640 | 615 |
Other Non-Interest Expense | 871 | 880 | 916 | 1,186 | 953 | 728 |
Total Non-Interest Expense | 4,390 | 4,318 | 4,239 | 4,413 | 4,065 | 3,701 |
EBT Excluding Unusual Items | 2,848 | 2,738 | 2,357 | 2,610 | 2,829 | 3,259 |
Other Unusual Items | - | - | - | 4 | - | -18 |
Pretax Income | 2,848 | 2,743 | 2,354 | 2,607 | 2,876 | 3,215 |
Income Tax Expense | 616 | 587 | 461 | 533 | 631 | 694 |
Earnings From Continuing Operations | 2,232 | 2,156 | 1,893 | 2,074 | 2,245 | 2,521 |
Net Income | 2,232 | 2,156 | 1,893 | 2,074 | 2,245 | 2,521 |
Preferred Dividends & Other Adjustments | 82 | 95 | 119 | 98 | 99 | 121 |
Net Income to Common | 2,150 | 2,061 | 1,774 | 1,976 | 2,146 | 2,400 |
Net Income Growth | 10.09% | 16.18% | -10.22% | -7.92% | -10.58% | 142.18% |
Basic Shares Outstanding | 870 | 892 | 916 | 936 | 935 | 956 |
Diluted Shares Outstanding | 875 | 896 | 918 | 938 | 942 | 963 |
Shares Change | -3.95% | -2.40% | -2.13% | -0.43% | -2.18% | 0.10% |
EPS (Basic) | 2.47 | 2.31 | 1.94 | 2.11 | 2.30 | 2.51 |
EPS (Diluted) | 2.46 | 2.30 | 1.93 | 2.11 | 2.28 | 2.49 |
EPS Growth | 14.96% | 19.17% | -8.53% | -7.46% | -8.43% | 141.75% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.060 | 1.030 | 0.980 | 0.880 | 0.740 | 0.650 |
Dividend Growth | 6.00% | 5.10% | 11.36% | 18.92% | 13.85% | 4.84% |
Effective Tax Rate | 21.63% | 21.40% | 19.58% | 20.45% | 21.94% | 21.59% |