Reinsurance Group of America, Incorporated (RGA)

RGA Statistics

Total Valuation

RGA has a market cap or net worth of $12.47 billion. The enterprise value is $14.19 billion.

Market Cap	12.47B
Enterprise Value	14.19B

Important Dates

The last earnings date was Thursday, February 6, 2025, after market close.

Earnings Date	Feb 6, 2025
Ex-Dividend Date	Feb 18, 2025

Share Statistics

RGA has 65.87 million shares outstanding. The number of shares has decreased by -0.33% in one year.

Current Share Class	65.87M
Shares Outstanding	65.87M
Shares Change (YoY)	-0.33%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	0.42%
Owned by Institutions (%)	96.25%
Float	65.51M

Valuation Ratios

The trailing PE ratio is 17.65 and the forward PE ratio is 8.25.

PE Ratio	17.65
Forward PE	8.25
PS Ratio	0.56
Forward PS	0.54
PB Ratio	1.15
P/TBV Ratio	1.15
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	19.79
EV / Sales	0.64
EV / EBITDA	10.71
EV / EBIT	11.05
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.52, with a Debt / Equity ratio of 0.46.

Current Ratio	3.52
Quick Ratio	1.89
Debt / Equity	0.46
Debt / EBITDA	3.81
Debt / FCF	n/a
Interest Coverage	4.22

Financial Efficiency

Return on equity (ROE) is 7.21% and return on invested capital (ROIC) is 5.43%.

Return on Equity (ROE)	7.21%
Return on Assets (ROA)	0.74%
Return on Invested Capital (ROIC)	5.43%
Return on Capital Employed (ROCE)	1.12%
Revenue Per Employee	$5.67M
Profits Per Employee	$183,846
Employee Count	3,900
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, RGA has paid $256.00 million in taxes.

Income Tax	256.00M
Effective Tax Rate	26.12%

Stock Price Statistics

The stock price has increased by +11.62% in the last 52 weeks. The beta is 0.93, so RGA's price volatility has been similar to the market average.

Beta (5Y)	0.93
52-Week Price Change	+11.62%
50-Day Moving Average	214.70
200-Day Moving Average	213.92
Relative Strength Index (RSI)	27.18
Average Volume (20 Days)	648,545

Short Selling Information

The latest short interest is 277,009, so 0.42% of the outstanding shares have been sold short.

Short Interest	277,009
Short Previous Month	466,095
Short % of Shares Out	0.42%
Short % of Float	0.42%
Short Ratio (days to cover)	0.68

Income Statement

In the last 12 months, RGA had revenue of $22.11 billion and earned $717.00 million in profits. Earnings per share was $10.73.

Revenue	22.11B
Gross Profit	2.55B
Operating Income	1.28B
Pretax Income	1.08B
Net Income	717.00M
EBITDA	1.33B
EBIT	1.28B
Earnings Per Share (EPS)	$10.73

Balance Sheet

The company has $3.69 billion in cash and $5.04 billion in debt, giving a net cash position of -$1.72 billion or -$26.05 per share.

Cash & Cash Equivalents	3.69B
Total Debt	5.04B
Net Cash	-1.72B
Net Cash Per Share	-$26.05
Equity (Book Value)	10.91B
Book Value Per Share	164.20
Working Capital	10.10B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 11.54%, with operating and profit margins of 5.81% and 3.24%.

Gross Margin	11.54%
Operating Margin	5.81%
Pretax Margin	4.43%
Profit Margin	3.24%
EBITDA Margin	5.99%
EBIT Margin	5.81%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $3.56, which amounts to a dividend yield of 1.88%.

Dividend Per Share	$3.56
Dividend Yield	1.88%
Dividend Growth (YoY)	5.07%
Years of Dividend Growth	10
Payout Ratio	33.18%
Buyback Yield	0.33%
Shareholder Yield	2.21%
Earnings Yield	5.75%
FCF Yield	n/a

Analyst Forecast

The average price target for RGA is $229.93, which is 21.41% higher than the current price. The consensus rating is "Buy".

Price Target	$229.93
Price Target Difference	21.41%
Analyst Consensus	Buy
Analyst Count	14
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on March 1, 1999. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 1, 1999
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4